Orange County Bancorp Net Income
| OBT Stock | USD 35.31 0.30 0.86% |
As of the 14th of February 2026, Orange County holds the Risk Adjusted Performance of 0.2121, semi deviation of 1.1, and Coefficient Of Variation of 390.74. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Orange County, as well as the relationship between them.
Orange County Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 3.9533 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 32.1 M | 33.7 M | |
| Net Income From Continuing Ops | 32.1 M | 18.8 M | |
| Net Income Applicable To Common Shares | 28 M | 14.4 M | |
| Net Income Per Share | 3.33 | 3.49 | |
| Net Income Per E B T | 0.81 | 0.58 |
Orange | Net Income | Build AI portfolio with Orange Stock |
The evolution of Net Income for Orange County Bancorp provides essential context for understanding the company's financial health trajectory. By analyzing this metric's behavior over time, investors can assess whether recent trends align with long-term patterns, and how Orange County compares to historical norms and industry peers.
Latest Orange County's Net Income Growth Pattern
Below is the plot of the Net Income of Orange County Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Orange County Bancorp financial statement analysis. It represents the amount of money remaining after all of Orange County Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Orange County's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Orange County's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 27.88 M | 10 Years Trend |
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Net Income |
| Timeline |
Orange Net Income Regression Statistics
| Arithmetic Mean | 15,326,274 | |
| Coefficient Of Variation | 88.47 | |
| Mean Deviation | 11,336,713 | |
| Median | 7,779,321 | |
| Standard Deviation | 13,559,376 | |
| Sample Variance | 183.9T | |
| Range | 43.9M | |
| R-Value | 0.84 | |
| Mean Square Error | 56.4T | |
| R-Squared | 0.71 | |
| Significance | 0.000021 | |
| Slope | 2,266,004 | |
| Total Sum of Squares | 2941.7T |
Orange Net Income History
Other Fundumenentals of Orange County Bancorp
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Orange County Net Income component correlations
Orange Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Orange County is extremely important. It helps to project a fair market value of Orange Stock properly, considering its historical fundamentals such as Net Income. Since Orange County's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Orange County's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Orange County's interrelated accounts and indicators.
Click cells to compare fundamentals
Is there potential for Regional Banks market expansion? Will Orange introduce new products? Factors like these will boost the valuation of Orange County. Anticipated expansion of Orange directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about Orange County listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.473 | Dividend Share 0.57 | Earnings Share 3.33 | Revenue Per Share | Quarterly Revenue Growth 0.147 |
Orange County Bancorp's market price often diverges from its book value, the accounting figure shown on Orange's balance sheet. Smart investors calculate Orange County's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. Since Orange County's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
It's important to distinguish between Orange County's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Orange County should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. However, Orange County's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Orange County 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Orange County's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Orange County.
| 11/16/2025 |
| 02/14/2026 |
If you would invest 0.00 in Orange County on November 16, 2025 and sell it all today you would earn a total of 0.00 from holding Orange County Bancorp or generate 0.0% return on investment in Orange County over 90 days. Orange County is related to or competes with RBB Bancorp, US Century, MVB Financial, PCB Bancorp, Farmers Merchants, Pioneer Bancorp, and Bankwell Financial. Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services, a... More
Orange County Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Orange County's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Orange County Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.59 | |||
| Information Ratio | 0.2172 | |||
| Maximum Drawdown | 8.08 | |||
| Value At Risk | (2.02) | |||
| Potential Upside | 3.84 |
Orange County Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Orange County's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Orange County's standard deviation. In reality, there are many statistical measures that can use Orange County historical prices to predict the future Orange County's volatility.| Risk Adjusted Performance | 0.2121 | |||
| Jensen Alpha | 0.4059 | |||
| Total Risk Alpha | 0.3185 | |||
| Sortino Ratio | 0.2465 | |||
| Treynor Ratio | 0.5791 |
Orange County February 14, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.2121 | |||
| Market Risk Adjusted Performance | 0.5891 | |||
| Mean Deviation | 1.3 | |||
| Semi Deviation | 1.1 | |||
| Downside Deviation | 1.59 | |||
| Coefficient Of Variation | 390.74 | |||
| Standard Deviation | 1.81 | |||
| Variance | 3.27 | |||
| Information Ratio | 0.2172 | |||
| Jensen Alpha | 0.4059 | |||
| Total Risk Alpha | 0.3185 | |||
| Sortino Ratio | 0.2465 | |||
| Treynor Ratio | 0.5791 | |||
| Maximum Drawdown | 8.08 | |||
| Value At Risk | (2.02) | |||
| Potential Upside | 3.84 | |||
| Downside Variance | 2.54 | |||
| Semi Variance | 1.22 | |||
| Expected Short fall | (1.50) | |||
| Skewness | 0.146 | |||
| Kurtosis | 1.31 |
Orange County Bancorp Backtested Returns
Orange County appears to be very steady, given 3 months investment horizon. Orange County Bancorp maintains Sharpe Ratio (i.e., Efficiency) of 0.34, which implies the firm had a 0.34 % return per unit of risk over the last 3 months. By analyzing Orange County's technical indicators, you can evaluate if the expected return of 0.59% is justified by implied risk. Please evaluate Orange County's Coefficient Of Variation of 390.74, risk adjusted performance of 0.2121, and Semi Deviation of 1.1 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Orange County holds a performance score of 27. The company holds a Beta of 0.78, which implies possible diversification benefits within a given portfolio. As returns on the market increase, Orange County's returns are expected to increase less than the market. However, during the bear market, the loss of holding Orange County is expected to be smaller as well. Please check Orange County's maximum drawdown, and the relationship between the information ratio and expected short fall , to make a quick decision on whether Orange County's historical price patterns will revert.
Auto-correlation | 0.65 |
Good predictability
Orange County Bancorp has good predictability. Overlapping area represents the amount of predictability between Orange County time series from 16th of November 2025 to 31st of December 2025 and 31st of December 2025 to 14th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Orange County Bancorp price movement. The serial correlation of 0.65 indicates that roughly 65.0% of current Orange County price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.65 | |
| Spearman Rank Test | 0.71 | |
| Residual Average | 0.0 | |
| Price Variance | 5.8 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Orange Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Orange County Bancorp reported net income of 27.88 M. This is 97.82% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 95.12% higher than that of the company.
Orange Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Orange County's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Orange County could also be used in its relative valuation, which is a method of valuing Orange County by comparing valuation metrics of similar companies.Orange County is currently under evaluation in net income category among its peers.
Orange County ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Orange County's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Orange County's managers, analysts, and investors.Environmental | Governance | Social |
Orange County Institutional Holders
Institutional Holdings refers to the ownership stake in Orange County that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Orange County's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Orange County's value.| Shares | American Century Companies Inc | 2025-06-30 | 124.5 K | Maltese Capital Management Llc | 2025-06-30 | 120 K | Ejf Capital Llc | 2025-06-30 | 113.9 K | Brown Brothers Harriman & Co | 2025-06-30 | 84.4 K | Northern Trust Corp | 2025-06-30 | 76.9 K | Dimensional Fund Advisors, Inc. | 2025-06-30 | 67.5 K | Boothbay Fund Management, Llc | 2025-06-30 | 63.4 K | Goldman Sachs Group Inc | 2025-06-30 | 55.2 K | Bank Of America Corp | 2025-06-30 | 52.9 K | Hudson Valley Investment Advisors, Llc | 2025-06-30 | 1.2 M | Blackrock Inc | 2025-06-30 | 1.1 M |
Orange Fundamentals
| Return On Equity | 0.18 | ||||
| Return On Asset | 0.0161 | ||||
| Profit Margin | 0.35 % | ||||
| Operating Margin | 0.45 % | ||||
| Current Valuation | 298.35 M | ||||
| Shares Outstanding | 13.37 M | ||||
| Shares Owned By Insiders | 12.81 % | ||||
| Shares Owned By Institutions | 55.64 % | ||||
| Number Of Shares Shorted | 79.69 K | ||||
| Price To Earning | 11.55 X | ||||
| Price To Book | 1.65 X | ||||
| Price To Sales | 3.92 X | ||||
| Revenue | 158.13 M | ||||
| Gross Profit | 119.46 M | ||||
| EBITDA | 51.56 M | ||||
| Net Income | 27.88 M | ||||
| Cash And Equivalents | 180.25 M | ||||
| Cash Per Share | 31.95 X | ||||
| Total Debt | 34.55 M | ||||
| Debt To Equity | 0.42 % | ||||
| Current Ratio | 2.12 X | ||||
| Book Value Per Share | 21.27 X | ||||
| Cash Flow From Operations | 34.6 M | ||||
| Short Ratio | 2.33 X | ||||
| Earnings Per Share | 3.33 X | ||||
| Target Price | 38.0 | ||||
| Number Of Employees | 225 | ||||
| Beta | 0.44 | ||||
| Market Capitalization | 467.97 M | ||||
| Total Asset | 2.66 B | ||||
| Retained Earnings | 164.43 M | ||||
| Working Capital | 3.74 M | ||||
| Current Asset | 14.9 M | ||||
| Current Liabilities | 11.16 M | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 2.73 % | ||||
| Net Asset | 2.66 B | ||||
| Last Dividend Paid | 0.57 |
About Orange County Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Orange County Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Orange County using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Orange County Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Additional Tools for Orange Stock Analysis
When running Orange County's price analysis, check to measure Orange County's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Orange County is operating at the current time. Most of Orange County's value examination focuses on studying past and present price action to predict the probability of Orange County's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Orange County's price. Additionally, you may evaluate how the addition of Orange County to your portfolios can decrease your overall portfolio volatility.