Principal Financial Group Net Income
| PFG Stock | USD 93.67 2.16 2.25% |
As of the 4th of March, Principal Financial holds the Coefficient Of Variation of 845.81, semi deviation of 1.17, and Risk Adjusted Performance of 0.0939. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Principal Financial, as well as the relationship between them. Please check Principal Financial information ratio, as well as the relationship between the value at risk and expected short fall to decide if Principal Financial is priced some-what accurately, providing market reflects its current price of 93.67 per share. Given that Principal Financial has jensen alpha of 0.1742, we recommend you to check out Principal Financial's recent market performance to make sure the company can sustain itself at a future point.
Principal Financial Total Revenue |
|
Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 1.2993 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income Applicable To Common Shares | 5.5 B | 5.8 B | |
| Net Income | 1.2 B | 1.3 B | |
| Net Income From Continuing Ops | 1.3 B | 1.2 B | |
| Net Income Per Share | 5.25 | 3.31 | |
| Net Income Per E B T | 0.84 | 0.65 |
Principal | Net Income | Build AI portfolio with Principal Stock |
The Net Income trend for Principal Financial Group offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Principal Financial is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.
Latest Principal Financial's Net Income Growth Pattern
Below is the plot of the Net Income of Principal Financial Group over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Principal Financial financial statement analysis. It represents the amount of money remaining after all of Principal Financial Group operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Principal Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Principal Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 1.19 B | 10 Years Trend |
|
Net Income |
| Timeline |
Principal Net Income Regression Statistics
| Arithmetic Mean | 1,428,945,249 | |
| Geometric Mean | 1,244,622,541 | |
| Coefficient Of Variation | 67.11 | |
| Mean Deviation | 543,561,618 | |
| Median | 1,256,369,231 | |
| Standard Deviation | 958,993,358 | |
| Sample Variance | 919668.3T | |
| Range | 4.1B | |
| R-Value | 0.35 | |
| Mean Square Error | 863724.6T | |
| R-Squared | 0.12 | |
| Significance | 0.17 | |
| Slope | 65,656,995 | |
| Total Sum of Squares | 14714692.2T |
Principal Net Income History
Other Fundumenentals of Principal Financial
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Principal Financial Net Income component correlations
Principal Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Principal Financial is extremely important. It helps to project a fair market value of Principal Stock properly, considering its historical fundamentals such as Net Income. Since Principal Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Principal Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Principal Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
Can Life & Health Insurance industry sustain growth momentum? Does Principal have expansion opportunities? Factors like these will boost the valuation of Principal Financial. Anticipated expansion of Principal directly elevates investor willingness to pay premium valuations. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Principal Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth (0.41) | Dividend Share 3.08 | Earnings Share 5.25 | Revenue Per Share | Quarterly Revenue Growth (0.04) |
Investors evaluate Principal Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Principal Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause Principal Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between Principal Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Principal Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Principal Financial's market price signifies the transaction level at which participants voluntarily complete trades.
Principal Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Principal Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Principal Financial.
| 12/04/2025 |
| 03/04/2026 |
If you would invest 0.00 in Principal Financial on December 4, 2025 and sell it all today you would earn a total of 0.00 from holding Principal Financial Group or generate 0.0% return on investment in Principal Financial over 90 days. Principal Financial is related to or competes with Brookfield Wealth, Axa Equitable, KeyCorp, Fidelity National, Corebridge Financial, Aegon NV, and Unum. Principal Financial Group, Inc. provides retirement, asset management, and insurance products and services to businesses... More
Principal Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Principal Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Principal Financial Group upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.3 | |||
| Information Ratio | 0.0889 | |||
| Maximum Drawdown | 7.12 | |||
| Value At Risk | (2.39) | |||
| Potential Upside | 2.88 |
Principal Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Principal Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Principal Financial's standard deviation. In reality, there are many statistical measures that can use Principal Financial historical prices to predict the future Principal Financial's volatility.| Risk Adjusted Performance | 0.0939 | |||
| Jensen Alpha | 0.1742 | |||
| Total Risk Alpha | 0.0998 | |||
| Sortino Ratio | 0.1035 | |||
| Treynor Ratio | (0.96) |
Principal Financial March 4, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0939 | |||
| Market Risk Adjusted Performance | (0.95) | |||
| Mean Deviation | 1.19 | |||
| Semi Deviation | 1.17 | |||
| Downside Deviation | 1.3 | |||
| Coefficient Of Variation | 845.81 | |||
| Standard Deviation | 1.51 | |||
| Variance | 2.27 | |||
| Information Ratio | 0.0889 | |||
| Jensen Alpha | 0.1742 | |||
| Total Risk Alpha | 0.0998 | |||
| Sortino Ratio | 0.1035 | |||
| Treynor Ratio | (0.96) | |||
| Maximum Drawdown | 7.12 | |||
| Value At Risk | (2.39) | |||
| Potential Upside | 2.88 | |||
| Downside Variance | 1.68 | |||
| Semi Variance | 1.36 | |||
| Expected Short fall | (1.48) | |||
| Skewness | 0.1149 | |||
| Kurtosis | (0.19) |
Principal Financial Backtested Returns
At this point, Principal Financial is very steady. Principal Financial maintains Sharpe Ratio (i.e., Efficiency) of 0.0982, which implies the firm had a 0.0982 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Principal Financial, which you can use to evaluate the volatility of the company. Please check Principal Financial's Coefficient Of Variation of 845.81, semi deviation of 1.17, and Risk Adjusted Performance of 0.0939 to confirm if the risk estimate we provide is consistent with the expected return of 0.15%. Principal Financial has a performance score of 7 on a scale of 0 to 100. The company holds a Beta of -0.18, which implies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Principal Financial are expected to decrease at a much lower rate. During the bear market, Principal Financial is likely to outperform the market. Principal Financial right now holds a risk of 1.53%. Please check Principal Financial total risk alpha, expected short fall, market facilitation index, as well as the relationship between the value at risk and daily balance of power , to decide if Principal Financial will be following its historical price patterns.
Auto-correlation | 0.39 |
Below average predictability
Principal Financial Group has below average predictability. Overlapping area represents the amount of predictability between Principal Financial time series from 4th of December 2025 to 18th of January 2026 and 18th of January 2026 to 4th of March 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Principal Financial price movement. The serial correlation of 0.39 indicates that just about 39.0% of current Principal Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.39 | |
| Spearman Rank Test | 0.28 | |
| Residual Average | 0.0 | |
| Price Variance | 4.57 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Principal Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Principal Financial Group reported net income of 1.19 B. This is 7.23% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 107.56% lower than that of the firm.
Principal Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Principal Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Principal Financial could also be used in its relative valuation, which is a method of valuing Principal Financial by comparing valuation metrics of similar companies.Principal Financial is currently under evaluation in net income category among its peers.
Principal Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Principal Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Principal Financial's managers, analysts, and investors.Environmental | Governance | Social |
Principal Financial Institutional Holders
Institutional Holdings refers to the ownership stake in Principal Financial that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Principal Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Principal Financial's value.| Shares | Morgan Stanley - Brokerage Accounts | 2025-09-30 | 3 M | The Goldman Sachs Group Inc | 2025-09-30 | 2.4 M | Ubs Group Ag | 2025-09-30 | 2 M | Jpmorgan Chase & Co | 2025-09-30 | 2 M | Ubs Asset Mgmt Americas Inc | 2025-09-30 | 1.8 M | Royal Bank Of Canada | 2025-09-30 | 1.7 M | Legal & General Group Plc | 2025-12-31 | 1.6 M | Amundi | 2025-09-30 | 1.5 M | Charles Schwab Investment Management Inc | 2025-12-31 | 1.4 M | Vanguard Group Inc | 2025-12-31 | 27 M | Blackrock Inc | 2025-09-30 | 20 M |
Principal Fundamentals
| Return On Equity | 0.11 | ||||
| Return On Asset | 0.0028 | ||||
| Profit Margin | 0.08 % | ||||
| Operating Margin | 0.14 % | ||||
| Current Valuation | 20.3 B | ||||
| Shares Outstanding | 216.84 M | ||||
| Shares Owned By Insiders | 1.21 % | ||||
| Shares Owned By Institutions | 75.61 % | ||||
| Number Of Shares Shorted | 6.77 M | ||||
| Price To Earning | 15.73 X | ||||
| Price To Book | 1.75 X | ||||
| Price To Sales | 1.32 X | ||||
| Revenue | 15.63 B | ||||
| Gross Profit | 6.91 B | ||||
| EBITDA | 1.67 B | ||||
| Net Income | 1.19 B | ||||
| Cash And Equivalents | 3.68 B | ||||
| Cash Per Share | 14.75 X | ||||
| Total Debt | 4.2 B | ||||
| Debt To Equity | 0.42 % | ||||
| Current Ratio | 1.29 X | ||||
| Book Value Per Share | 54.67 X | ||||
| Cash Flow From Operations | 4.54 B | ||||
| Short Ratio | 3.75 X | ||||
| Earnings Per Share | 5.25 X | ||||
| Price To Earnings To Growth | 1.50 X | ||||
| Target Price | 94.73 | ||||
| Number Of Employees | 19.7 K | ||||
| Beta | 0.88 | ||||
| Market Capitalization | 20.58 B | ||||
| Total Asset | 341.38 B | ||||
| Retained Earnings | 18.07 B | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 3.98 % | ||||
| Net Asset | 341.38 B | ||||
| Last Dividend Paid | 3.08 |
About Principal Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Principal Financial Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Principal Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Principal Financial Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Can Life & Health Insurance industry sustain growth momentum? Does Principal have expansion opportunities? Factors like these will boost the valuation of Principal Financial. Anticipated expansion of Principal directly elevates investor willingness to pay premium valuations. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Principal Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth (0.41) | Dividend Share 3.08 | Earnings Share 5.25 | Revenue Per Share | Quarterly Revenue Growth (0.04) |
Investors evaluate Principal Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Principal Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause Principal Financial's market price to deviate significantly from intrinsic value.
It's important to distinguish between Principal Financial's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Principal Financial should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, Principal Financial's market price signifies the transaction level at which participants voluntarily complete trades.