PayPal Holdings Net Income
| PYPL Stock | USD 41.07 0.00 0.00% |
As of the 9th of February, PayPal Holdings holds the Variance of 8.6, risk adjusted performance of (0.20), and Coefficient Of Variation of (395.15). Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of PayPal Holdings, as well as the relationship between them. Please check PayPal Holdings risk adjusted performance, variance, as well as the relationship between the Variance and potential upside to decide if PayPal Holdings is priced some-what accurately, providing market reflects its current price of 41.07 per share. Given that PayPal Holdings has information ratio of (0.28), we recommend you to check out PayPal Holdings's recent market performance to make sure the company can sustain itself at a future point.
PayPal Holdings Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 1.1087 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 5.2 B | 2.8 B | |
| Net Income Applicable To Common Shares | 2.8 B | 2.3 B | |
| Net Income From Continuing Ops | 5.2 B | 3.1 B | |
| Net Income Per Share | 5.46 | 5.73 | |
| Net Income Per E B T | 0.83 | 0.64 |
PayPal | Net Income | Build AI portfolio with PayPal Stock |
Historical Net Income data for PayPal Holdings serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether PayPal Holdings represents a compelling investment opportunity.
Latest PayPal Holdings' Net Income Growth Pattern
Below is the plot of the Net Income of PayPal Holdings over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in PayPal Holdings financial statement analysis. It represents the amount of money remaining after all of PayPal Holdings operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is PayPal Holdings' Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in PayPal Holdings' overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 5.23 B | 10 Years Trend |
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Net Income |
| Timeline |
PayPal Net Income Regression Statistics
| Arithmetic Mean | 2,344,347,899 | |
| Geometric Mean | 1,841,028,673 | |
| Coefficient Of Variation | 65.50 | |
| Mean Deviation | 1,283,544,834 | |
| Median | 2,057,000,000 | |
| Standard Deviation | 1,535,531,250 | |
| Sample Variance | 2357856.2T | |
| Range | 4.8B | |
| R-Value | 0.86 | |
| Mean Square Error | 642955T | |
| R-Squared | 0.74 | |
| Slope | 262,348,810 | |
| Total Sum of Squares | 37725699.5T |
PayPal Net Income History
Other Fundumenentals of PayPal Holdings
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
PayPal Holdings Net Income component correlations
PayPal Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for PayPal Holdings is extremely important. It helps to project a fair market value of PayPal Stock properly, considering its historical fundamentals such as Net Income. Since PayPal Holdings' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of PayPal Holdings' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of PayPal Holdings' interrelated accounts and indicators.
Click cells to compare fundamentals
Is Transaction & Payment Processing Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PayPal Holdings. Anticipated expansion of PayPal directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive PayPal Holdings assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.394 | Dividend Share 0.28 | Earnings Share 5.41 | Revenue Per Share | Quarterly Revenue Growth 0.037 |
The market value of PayPal Holdings is measured differently than its book value, which is the value of PayPal that is recorded on the company's balance sheet. Investors also form their own opinion of PayPal Holdings' value that differs from its market value or its book value, called intrinsic value, which is PayPal Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PayPal Holdings' market value can be influenced by many factors that don't directly affect PayPal Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between PayPal Holdings' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding PayPal Holdings should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, PayPal Holdings' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
PayPal Holdings 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to PayPal Holdings' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of PayPal Holdings.
| 11/11/2025 |
| 02/09/2026 |
If you would invest 0.00 in PayPal Holdings on November 11, 2025 and sell it all today you would earn a total of 0.00 from holding PayPal Holdings or generate 0.0% return on investment in PayPal Holdings over 90 days. PayPal Holdings is related to or competes with Sumitomo Mitsui, Wells Fargo, Deutsche Bank, Travelers Companies, HDFC Bank, Truist Financial, and PNC Financial. PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers ... More
PayPal Holdings Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure PayPal Holdings' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess PayPal Holdings upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.28) | |||
| Maximum Drawdown | 24.55 | |||
| Value At Risk | (3.30) | |||
| Potential Upside | 1.98 |
PayPal Holdings Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for PayPal Holdings' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as PayPal Holdings' standard deviation. In reality, there are many statistical measures that can use PayPal Holdings historical prices to predict the future PayPal Holdings' volatility.| Risk Adjusted Performance | (0.20) | |||
| Jensen Alpha | (0.87) | |||
| Total Risk Alpha | (1.04) | |||
| Treynor Ratio | (0.50) |
PayPal Holdings February 9, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.20) | |||
| Market Risk Adjusted Performance | (0.49) | |||
| Mean Deviation | 1.59 | |||
| Coefficient Of Variation | (395.15) | |||
| Standard Deviation | 2.93 | |||
| Variance | 8.6 | |||
| Information Ratio | (0.28) | |||
| Jensen Alpha | (0.87) | |||
| Total Risk Alpha | (1.04) | |||
| Treynor Ratio | (0.50) | |||
| Maximum Drawdown | 24.55 | |||
| Value At Risk | (3.30) | |||
| Potential Upside | 1.98 | |||
| Skewness | (4.59) | |||
| Kurtosis | 30.69 |
PayPal Holdings Backtested Returns
PayPal Holdings maintains Sharpe Ratio (i.e., Efficiency) of -0.26, which implies the firm had a -0.26 % return per unit of risk over the last 3 months. PayPal Holdings exposes twenty-one different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check PayPal Holdings' Risk Adjusted Performance of (0.20), variance of 8.6, and Coefficient Of Variation of (395.15) to confirm the risk estimate we provide. The company holds a Beta of 1.5, which implies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, PayPal Holdings will likely underperform. At this point, PayPal Holdings has a negative expected return of -0.77%. Please make sure to check PayPal Holdings' variance, as well as the relationship between the potential upside and day median price , to decide if PayPal Holdings performance from the past will be repeated at some point in the near future.
Auto-correlation | 0.50 |
Modest predictability
PayPal Holdings has modest predictability. Overlapping area represents the amount of predictability between PayPal Holdings time series from 11th of November 2025 to 26th of December 2025 and 26th of December 2025 to 9th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of PayPal Holdings price movement. The serial correlation of 0.5 indicates that about 50.0% of current PayPal Holdings price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.5 | |
| Spearman Rank Test | 0.56 | |
| Residual Average | 0.0 | |
| Price Variance | 43.89 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
PayPal Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, PayPal Holdings reported net income of 5.23 B. This is 309.64% higher than that of the Financial Services sector and 283.56% higher than that of the Financials industry. The net income for all United States stocks is significantly lower than that of the firm.
PayPal Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses PayPal Holdings' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of PayPal Holdings could also be used in its relative valuation, which is a method of valuing PayPal Holdings by comparing valuation metrics of similar companies.PayPal Holdings is currently under evaluation in net income category among its peers.
PayPal Holdings ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, PayPal Holdings' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to PayPal Holdings' managers, analysts, and investors.Environmental | Governance | Social |
PayPal Holdings Institutional Holders
Institutional Holdings refers to the ownership stake in PayPal Holdings that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of PayPal Holdings' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing PayPal Holdings' value.| Shares | Northern Trust Corp | 2025-06-30 | 10.2 M | Amvescap Plc. | 2025-06-30 | 10 M | Clearbridge Advisors, Llc | 2025-06-30 | 9.9 M | Ubs Asset Mgmt Americas Inc | 2025-06-30 | 9.3 M | Fmr Inc | 2025-06-30 | 8.6 M | Amundi | 2025-06-30 | 8.4 M | Nuveen, Llc | 2025-06-30 | 7.7 M | Coatue Management Llc | 2025-06-30 | 7 M | Legal & General Group Plc | 2025-06-30 | 6.7 M | Vanguard Group Inc | 2025-06-30 | 86.1 M | Blackrock Inc | 2025-06-30 | 75.6 M |
PayPal Fundamentals
| Return On Equity | 0.26 | ||||
| Return On Asset | 0.0488 | ||||
| Profit Margin | 0.16 % | ||||
| Operating Margin | 0.17 % | ||||
| Current Valuation | 36.78 B | ||||
| Shares Outstanding | 920.66 M | ||||
| Shares Owned By Insiders | 0.10 % | ||||
| Shares Owned By Institutions | 82.92 % | ||||
| Number Of Shares Shorted | 44.26 M | ||||
| Price To Earning | 40.65 X | ||||
| Price To Book | 1.84 X | ||||
| Price To Sales | 1.14 X | ||||
| Revenue | 33.34 B | ||||
| Gross Profit | 13.76 B | ||||
| EBITDA | 7.7 B | ||||
| Net Income | 5.23 B | ||||
| Cash And Equivalents | 10.85 B | ||||
| Cash Per Share | 9.52 X | ||||
| Total Debt | 9.99 B | ||||
| Debt To Equity | 0.56 % | ||||
| Current Ratio | 1.27 X | ||||
| Book Value Per Share | 22.02 X | ||||
| Cash Flow From Operations | 6.42 B | ||||
| Short Ratio | 2.85 X | ||||
| Earnings Per Share | 5.41 X | ||||
| Price To Earnings To Growth | 0.63 X | ||||
| Target Price | 54.55 | ||||
| Number Of Employees | 23.8 K | ||||
| Beta | 1.42 | ||||
| Market Capitalization | 37.82 B | ||||
| Total Asset | 80.17 B | ||||
| Retained Earnings | 32.47 B | ||||
| Working Capital | 13.32 B | ||||
| Current Asset | 20.65 B | ||||
| Current Liabilities | 13.62 B | ||||
| Annual Yield | 0.01 % | ||||
| Net Asset | 80.17 B | ||||
| Last Dividend Paid | 0.28 |
About PayPal Holdings Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze PayPal Holdings's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of PayPal Holdings using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of PayPal Holdings based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Transaction & Payment Processing Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PayPal Holdings. Anticipated expansion of PayPal directly elevates investor willingness to pay premium valuations. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive PayPal Holdings assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.394 | Dividend Share 0.28 | Earnings Share 5.41 | Revenue Per Share | Quarterly Revenue Growth 0.037 |
The market value of PayPal Holdings is measured differently than its book value, which is the value of PayPal that is recorded on the company's balance sheet. Investors also form their own opinion of PayPal Holdings' value that differs from its market value or its book value, called intrinsic value, which is PayPal Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PayPal Holdings' market value can be influenced by many factors that don't directly affect PayPal Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between PayPal Holdings' intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding PayPal Holdings should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, PayPal Holdings' quoted price indicates the marketplace figure where supply meets demand through bilateral consent.