TriCo Bancshares Net Income
| TCBK Stock | USD 50.30 0.35 0.70% |
As of the 15th of February 2026, TriCo Bancshares has the Semi Deviation of 1.07, coefficient of variation of 802.31, and Risk Adjusted Performance of 0.1051. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of TriCo Bancshares, as well as the relationship between them.
TriCo Bancshares Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 4.1168 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 121.6 M | 127.6 M | |
| Net Income Applicable To Common Shares | 144.2 M | 151.4 M | |
| Net Income From Continuing Ops | 132.1 M | 82.2 M | |
| Net Income Per Share | 3.75 | 3.93 | |
| Net Income Per E B T | 0.73 | 0.51 |
TriCo | Net Income | Build AI portfolio with TriCo Stock |
Historical Net Income data for TriCo Bancshares serves as a key indicator of operational performance and financial stability. Tracking changes in this metric over time helps investors spot emerging trends before they become obvious, providing an edge in assessing whether TriCo Bancshares represents a compelling investment opportunity.
Latest TriCo Bancshares' Net Income Growth Pattern
Below is the plot of the Net Income of TriCo Bancshares over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in TriCo Bancshares financial statement analysis. It represents the amount of money remaining after all of TriCo Bancshares operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is TriCo Bancshares' Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in TriCo Bancshares' overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 121.56 M | 10 Years Trend |
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Net Income |
| Timeline |
TriCo Net Income Regression Statistics
| Arithmetic Mean | 69,076,818 | |
| Geometric Mean | 51,056,364 | |
| Coefficient Of Variation | 64.31 | |
| Mean Deviation | 39,183,550 | |
| Median | 64,814,000 | |
| Standard Deviation | 44,422,146 | |
| Sample Variance | 1973.3T | |
| Range | 123.3M | |
| R-Value | 0.96 | |
| Mean Square Error | 168T | |
| R-Squared | 0.92 | |
| Slope | 8,438,581 | |
| Total Sum of Squares | 31573.2T |
TriCo Net Income History
Other Fundumenentals of TriCo Bancshares
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
TriCo Bancshares Net Income component correlations
TriCo Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for TriCo Bancshares is extremely important. It helps to project a fair market value of TriCo Stock properly, considering its historical fundamentals such as Net Income. Since TriCo Bancshares' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of TriCo Bancshares' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of TriCo Bancshares' interrelated accounts and indicators.
Click cells to compare fundamentals
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TriCo Bancshares. If investors know TriCo will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive TriCo Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.17 | Dividend Share 1.38 | Earnings Share 3.7 | Revenue Per Share | Quarterly Revenue Growth 0.078 |
TriCo Bancshares's market price often diverges from its book value, the accounting figure shown on TriCo's balance sheet. Smart investors calculate TriCo Bancshares' intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since TriCo Bancshares' trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between TriCo Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if TriCo Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TriCo Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
TriCo Bancshares 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to TriCo Bancshares' stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of TriCo Bancshares.
| 11/17/2025 |
| 02/15/2026 |
If you would invest 0.00 in TriCo Bancshares on November 17, 2025 and sell it all today you would earn a total of 0.00 from holding TriCo Bancshares or generate 0.0% return on investment in TriCo Bancshares over 90 days. TriCo Bancshares is related to or competes with Lakeland Financial, German American, Stellar Bancorp, 1st Source, ST Bancorp, Live Oak, and Merchants Bancorp. TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial banking services to i... More
TriCo Bancshares Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure TriCo Bancshares' stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess TriCo Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.23 | |||
| Information Ratio | 0.0775 | |||
| Maximum Drawdown | 7.18 | |||
| Value At Risk | (1.65) | |||
| Potential Upside | 3.41 |
TriCo Bancshares Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for TriCo Bancshares' investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as TriCo Bancshares' standard deviation. In reality, there are many statistical measures that can use TriCo Bancshares historical prices to predict the future TriCo Bancshares' volatility.| Risk Adjusted Performance | 0.1051 | |||
| Jensen Alpha | 0.1217 | |||
| Total Risk Alpha | 0.0648 | |||
| Sortino Ratio | 0.0933 | |||
| Treynor Ratio | 0.1968 |
TriCo Bancshares February 15, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1051 | |||
| Market Risk Adjusted Performance | 0.2068 | |||
| Mean Deviation | 1.15 | |||
| Semi Deviation | 1.07 | |||
| Downside Deviation | 1.23 | |||
| Coefficient Of Variation | 802.31 | |||
| Standard Deviation | 1.48 | |||
| Variance | 2.2 | |||
| Information Ratio | 0.0775 | |||
| Jensen Alpha | 0.1217 | |||
| Total Risk Alpha | 0.0648 | |||
| Sortino Ratio | 0.0933 | |||
| Treynor Ratio | 0.1968 | |||
| Maximum Drawdown | 7.18 | |||
| Value At Risk | (1.65) | |||
| Potential Upside | 3.41 | |||
| Downside Variance | 1.52 | |||
| Semi Variance | 1.15 | |||
| Expected Short fall | (1.30) | |||
| Skewness | 0.6873 | |||
| Kurtosis | 0.6579 |
TriCo Bancshares Backtested Returns
TriCo Bancshares appears to be very steady, given 3 months investment horizon. TriCo Bancshares owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.15, which indicates the firm had a 0.15 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for TriCo Bancshares, which you can use to evaluate the volatility of the company. Please review TriCo Bancshares' Risk Adjusted Performance of 0.1051, coefficient of variation of 802.31, and Semi Deviation of 1.07 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, TriCo Bancshares holds a performance score of 11. The entity has a beta of 0.89, which indicates possible diversification benefits within a given portfolio. TriCo Bancshares returns are very sensitive to returns on the market. As the market goes up or down, TriCo Bancshares is expected to follow. Please check TriCo Bancshares' sortino ratio, skewness, price action indicator, as well as the relationship between the potential upside and rate of daily change , to make a quick decision on whether TriCo Bancshares' existing price patterns will revert.
Auto-correlation | 0.62 |
Good predictability
TriCo Bancshares has good predictability. Overlapping area represents the amount of predictability between TriCo Bancshares time series from 17th of November 2025 to 1st of January 2026 and 1st of January 2026 to 15th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of TriCo Bancshares price movement. The serial correlation of 0.62 indicates that roughly 62.0% of current TriCo Bancshares price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.62 | |
| Spearman Rank Test | 0.37 | |
| Residual Average | 0.0 | |
| Price Variance | 2.2 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
TriCo Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, TriCo Bancshares reported net income of 121.56 M. This is 90.48% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 78.71% higher than that of the company.
TriCo Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses TriCo Bancshares' direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of TriCo Bancshares could also be used in its relative valuation, which is a method of valuing TriCo Bancshares by comparing valuation metrics of similar companies.TriCo Bancshares is currently under evaluation in net income category among its peers.
TriCo Bancshares ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, TriCo Bancshares' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to TriCo Bancshares' managers, analysts, and investors.Environmental | Governance | Social |
TriCo Bancshares Institutional Holders
Institutional Holdings refers to the ownership stake in TriCo Bancshares that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of TriCo Bancshares' outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing TriCo Bancshares' value.| Shares | Manufacturers Life Insurance Co | 2025-06-30 | 455.6 K | Curi Capital, Llc | 2025-06-30 | 375.6 K | Northern Trust Corp | 2025-06-30 | 370.9 K | Bolthouse Investments, Llc | 2025-06-30 | 356.2 K | Jpmorgan Chase & Co | 2025-06-30 | 318.8 K | Charles Schwab Investment Management Inc | 2025-06-30 | 313.8 K | Schroder Investment Management Group | 2025-06-30 | 280.3 K | Renaissance Technologies Corp | 2025-06-30 | 260.5 K | Heartland Advisors Inc | 2025-06-30 | 250 K | Fmr Inc | 2025-06-30 | 3 M | Blackrock Inc | 2025-06-30 | 2.5 M |
TriCo Fundamentals
| Return On Equity | 0.0954 | ||||
| Return On Asset | 0.0125 | ||||
| Profit Margin | 0.30 % | ||||
| Operating Margin | 0.44 % | ||||
| Current Valuation | 1.55 B | ||||
| Shares Outstanding | 32.33 M | ||||
| Shares Owned By Insiders | 8.32 % | ||||
| Shares Owned By Institutions | 69.36 % | ||||
| Number Of Shares Shorted | 526.99 K | ||||
| Price To Earning | 19.22 X | ||||
| Price To Book | 1.21 X | ||||
| Price To Sales | 4.02 X | ||||
| Revenue | 533.31 M | ||||
| Gross Profit | 407 M | ||||
| EBITDA | 182.72 M | ||||
| Net Income | 121.56 M | ||||
| Cash And Equivalents | 246.51 M | ||||
| Cash Per Share | 7.39 X | ||||
| Total Debt | 107.51 M | ||||
| Debt To Equity | 0.15 % | ||||
| Book Value Per Share | 41.07 X | ||||
| Cash Flow From Operations | 109.71 M | ||||
| Short Ratio | 4.29 X | ||||
| Earnings Per Share | 3.70 X | ||||
| Price To Earnings To Growth | 1.91 X | ||||
| Target Price | 55.8 | ||||
| Number Of Employees | 1.14 K | ||||
| Beta | 0.63 | ||||
| Market Capitalization | 1.64 B | ||||
| Total Asset | 9.82 B | ||||
| Retained Earnings | 740.24 M | ||||
| Annual Yield | 0.03 % | ||||
| Five Year Return | 2.19 % | ||||
| Net Asset | 9.82 B | ||||
| Last Dividend Paid | 1.38 |
About TriCo Bancshares Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze TriCo Bancshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of TriCo Bancshares using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of TriCo Bancshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of TriCo Bancshares. If investors know TriCo will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive TriCo Bancshares assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.17 | Dividend Share 1.38 | Earnings Share 3.7 | Revenue Per Share | Quarterly Revenue Growth 0.078 |
TriCo Bancshares's market price often diverges from its book value, the accounting figure shown on TriCo's balance sheet. Smart investors calculate TriCo Bancshares' intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Since TriCo Bancshares' trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between TriCo Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if TriCo Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, TriCo Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.