Truist Financial Corp Net Income
| TFC Stock | USD 54.97 0.14 0.25% |
As of the 5th of February, Truist Financial has the Coefficient Of Variation of 315.96, risk adjusted performance of 0.2362, and Semi Deviation of 0.5181. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Truist Financial Corp, as well as the relationship between them.
Truist Financial Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 6.8721 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 5.6 B | 5.8 B | |
| Net Loss | -51.8 M | -49.2 M | |
| Net Income Applicable To Common Shares | 5 B | 3.3 B | |
| Net Income Per Share | 4.19 | 4.40 | |
| Net Income Per E B T | 0.84 | 0.55 |
Truist | Net Income | Build AI portfolio with Truist Stock |
Analyzing Truist Financial's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Truist Financial's current valuation and future prospects.
Latest Truist Financial's Net Income Growth Pattern
Below is the plot of the Net Income of Truist Financial Corp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Truist Financial Corp financial statement analysis. It represents the amount of money remaining after all of Truist Financial Corp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Truist Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Truist Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 4.84 B | 10 Years Trend |
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Net Income |
| Timeline |
Truist Net Income Regression Statistics
| Arithmetic Mean | 3,073,097,059 | |
| Coefficient Of Variation | 69.79 | |
| Mean Deviation | 1,735,949,827 | |
| Median | 2,426,000,000 | |
| Standard Deviation | 2,144,692,148 | |
| Sample Variance | 4599704.4T | |
| Range | 7.5B | |
| R-Value | 0.64 | |
| Mean Square Error | 2917440.4T | |
| R-Squared | 0.41 | |
| Significance | 0.01 | |
| Slope | 270,410,294 | |
| Total Sum of Squares | 73595270.6T |
Truist Net Income History
Other Fundumenentals of Truist Financial Corp
| Net Income From Continuing Ops | ||
| Net Income Applicable To Common Shares | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Truist Financial Net Income component correlations
Truist Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Truist Financial is extremely important. It helps to project a fair market value of Truist Stock properly, considering its historical fundamentals such as Net Income. Since Truist Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Truist Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Truist Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could Truist diversify its offerings? Factors like these will boost the valuation of Truist Financial. If investors know Truist will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Truist Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.108 | Dividend Share 2.08 | Earnings Share 3.82 | Revenue Per Share | Quarterly Revenue Growth 0.032 |
Investors evaluate Truist Financial Corp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Truist Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Truist Financial's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Truist Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Truist Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Truist Financial's market price signifies the transaction level at which participants voluntarily complete trades.
Truist Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Truist Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Truist Financial.
| 11/07/2025 |
| 02/05/2026 |
If you would invest 0.00 in Truist Financial on November 7, 2025 and sell it all today you would earn a total of 0.00 from holding Truist Financial Corp or generate 0.0% return on investment in Truist Financial over 90 days. Truist Financial is related to or competes with Victory Bancorp, MF Bancorp, First Community, Andover Bancorp, Community Capital, Woodlands Financial, and HCB Financial. Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlanti... More
Truist Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Truist Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Truist Financial Corp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 0.9244 | |||
| Information Ratio | 0.2588 | |||
| Maximum Drawdown | 5.12 | |||
| Value At Risk | (1.17) | |||
| Potential Upside | 2.41 |
Truist Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Truist Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Truist Financial's standard deviation. In reality, there are many statistical measures that can use Truist Financial historical prices to predict the future Truist Financial's volatility.| Risk Adjusted Performance | 0.2362 | |||
| Jensen Alpha | 0.2938 | |||
| Total Risk Alpha | 0.2609 | |||
| Sortino Ratio | 0.3129 | |||
| Treynor Ratio | 0.3756 |
Truist Financial February 5, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.2362 | |||
| Market Risk Adjusted Performance | 0.3856 | |||
| Mean Deviation | 0.872 | |||
| Semi Deviation | 0.5181 | |||
| Downside Deviation | 0.9244 | |||
| Coefficient Of Variation | 315.96 | |||
| Standard Deviation | 1.12 | |||
| Variance | 1.25 | |||
| Information Ratio | 0.2588 | |||
| Jensen Alpha | 0.2938 | |||
| Total Risk Alpha | 0.2609 | |||
| Sortino Ratio | 0.3129 | |||
| Treynor Ratio | 0.3756 | |||
| Maximum Drawdown | 5.12 | |||
| Value At Risk | (1.17) | |||
| Potential Upside | 2.41 | |||
| Downside Variance | 0.8545 | |||
| Semi Variance | 0.2684 | |||
| Expected Short fall | (1.04) | |||
| Skewness | 0.319 | |||
| Kurtosis | 0.0096 |
Truist Financial Corp Backtested Returns
Truist Financial appears to be very steady, given 3 months investment horizon. Truist Financial Corp owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.33, which indicates the firm had a 0.33 % return per unit of risk over the last 3 months. We have found twenty-six technical indicators for Truist Financial Corp, which you can use to evaluate the volatility of the company. Please review Truist Financial's Risk Adjusted Performance of 0.2362, semi deviation of 0.5181, and Coefficient Of Variation of 315.96 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Truist Financial holds a performance score of 26. The entity has a beta of 0.92, which indicates possible diversification benefits within a given portfolio. Truist Financial returns are very sensitive to returns on the market. As the market goes up or down, Truist Financial is expected to follow. Please check Truist Financial's potential upside, as well as the relationship between the skewness and day typical price , to make a quick decision on whether Truist Financial's existing price patterns will revert.
Auto-correlation | 0.57 |
Modest predictability
Truist Financial Corp has modest predictability. Overlapping area represents the amount of predictability between Truist Financial time series from 7th of November 2025 to 22nd of December 2025 and 22nd of December 2025 to 5th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Truist Financial Corp price movement. The serial correlation of 0.57 indicates that roughly 57.0% of current Truist Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.57 | |
| Spearman Rank Test | 0.38 | |
| Residual Average | 0.0 | |
| Price Variance | 2.13 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Truist Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Truist Financial Corp reported net income of 4.84 B. This is 278.88% higher than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is significantly lower than that of the firm.
Truist Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Truist Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Truist Financial could also be used in its relative valuation, which is a method of valuing Truist Financial by comparing valuation metrics of similar companies.Truist Financial is currently under evaluation in net income category among its peers.
Truist Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Truist Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Truist Financial's managers, analysts, and investors.Environmental | Governance | Social |
Truist Financial Institutional Holders
Institutional Holdings refers to the ownership stake in Truist Financial that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Truist Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Truist Financial's value.| Shares | Royal Bank Of Canada | 2025-06-30 | 14.9 M | Amvescap Plc. | 2025-06-30 | 14 M | Northern Trust Corp | 2025-06-30 | 13.7 M | American Century Companies Inc | 2025-06-30 | 12.8 M | Ubs Asset Mgmt Americas Inc | 2025-06-30 | 12.3 M | Norges Bank | 2025-06-30 | 11.3 M | Federated Hermes Inc | 2025-06-30 | 9.6 M | Dimensional Fund Advisors, Inc. | 2025-06-30 | 8.3 M | Bank Of New York Mellon Corp | 2025-06-30 | 7.7 M | Vanguard Group Inc | 2025-06-30 | 120.4 M | Capital Research & Mgmt Co - Division 3 | 2025-06-30 | 107.3 M |
Truist Fundamentals
| Return On Equity | 0.0824 | ||||
| Return On Asset | 0.0098 | ||||
| Profit Margin | 0.29 % | ||||
| Operating Margin | 0.35 % | ||||
| Current Valuation | 97.56 B | ||||
| Shares Outstanding | 1.26 B | ||||
| Shares Owned By Insiders | 0.20 % | ||||
| Shares Owned By Institutions | 77.40 % | ||||
| Number Of Shares Shorted | 30.57 M | ||||
| Price To Earning | 11.07 X | ||||
| Price To Book | 1.08 X | ||||
| Price To Sales | 3.75 X | ||||
| Revenue | 30.44 B | ||||
| Gross Profit | 18.42 B | ||||
| EBITDA | 7.05 B | ||||
| Net Income | 4.84 B | ||||
| Cash And Equivalents | 30.66 B | ||||
| Cash Per Share | 23.11 X | ||||
| Total Debt | 69.8 B | ||||
| Book Value Per Share | 47.74 X | ||||
| Cash Flow From Operations | 2.16 B | ||||
| Short Ratio | 4.03 X | ||||
| Earnings Per Share | 3.82 X | ||||
| Price To Earnings To Growth | 1.26 X | ||||
| Target Price | 55.51 | ||||
| Number Of Employees | 38.06 K | ||||
| Beta | 0.86 | ||||
| Market Capitalization | 69.12 B | ||||
| Total Asset | 547.54 B | ||||
| Retained Earnings | 26.07 B | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 3.29 % | ||||
| Net Asset | 547.54 B | ||||
| Last Dividend Paid | 2.08 |
About Truist Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Truist Financial Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Truist Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Truist Financial Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Truist Financial Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Truist Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Truist Financial Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Truist Financial Corp Stock:Check out You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.
Will Regional Banks sector continue expanding? Could Truist diversify its offerings? Factors like these will boost the valuation of Truist Financial. If investors know Truist will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Truist Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.108 | Dividend Share 2.08 | Earnings Share 3.82 | Revenue Per Share | Quarterly Revenue Growth 0.032 |
Investors evaluate Truist Financial Corp using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Truist Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Truist Financial's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Truist Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Truist Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Truist Financial's market price signifies the transaction level at which participants voluntarily complete trades.