Union Financial Stock Net Income
| UFCP Stock | USD 2.51 0.00 0.00% |
In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Union Financial, as well as the relationship between them.
Analyzing historical trends in various income statement and balance sheet accounts from Union Financial's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Union Financial's valuation are summarized below:Union Financial does not presently have any fundamental trend indicators for analysis. This module does not cover all equities due to inconsistencies in global equity categorizations. Continue to Equity Screeners to view more equity screening tools. Union |
Union Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Union Financial's pink sheet what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Union Financial.
| 10/31/2025 |
| 01/29/2026 |
If you would invest 0.00 in Union Financial on October 31, 2025 and sell it all today you would earn a total of 0.00 from holding Union Financial or generate 0.0% return on investment in Union Financial over 90 days. Union Financial is related to or competes with First Niles. Union Financial Corporation operates as a bank holding company for Union Bank that provides banking products and service... More
Union Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Union Financial's pink sheet current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Union Financial upside and downside potential and time the market with a certain degree of confidence.
Union Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Union Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Union Financial's standard deviation. In reality, there are many statistical measures that can use Union Financial historical prices to predict the future Union Financial's volatility.Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Union Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Union Financial Backtested Returns
We have found three technical indicators for Union Financial, which you can use to evaluate the volatility of the company. The entity has a beta of 0.0, which indicates not very significant fluctuations relative to the market. the returns on MARKET and Union Financial are completely uncorrelated.
Auto-correlation | 0.00 |
No correlation between past and present
Union Financial has no correlation between past and present. Overlapping area represents the amount of predictability between Union Financial time series from 31st of October 2025 to 15th of December 2025 and 15th of December 2025 to 29th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Union Financial price movement. The serial correlation of 0.0 indicates that just 0.0% of current Union Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.0 | |
| Spearman Rank Test | 1.0 | |
| Residual Average | 0.0 | |
| Price Variance | 0.0 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Based on the recorded statements, Union Financial reported net income of 1.57 M. This is 99.88% lower than that of the Financial Services sector and significantly higher than that of the Banks—Regional industry. The net income for all United States stocks is 99.73% higher than that of the company.
Union Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Union Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the pink sheets which would be a good addition to a portfolio. Peer analysis of Union Financial could also be used in its relative valuation, which is a method of valuing Union Financial by comparing valuation metrics of similar companies.Union Financial is currently under evaluation in net income category among its peers.
Union Fundamentals
| Return On Equity | 0.0769 | |||
| Return On Asset | 0.0049 | |||
| Profit Margin | 0.13 % | |||
| Operating Margin | 0.19 % | |||
| Current Valuation | 12.6 M | |||
| Price To Earning | 12.12 X | |||
| Revenue | 11.98 M | |||
| Gross Profit | 11.98 M | |||
| Net Income | 1.57 M | |||
| Cash And Equivalents | 8.09 M | |||
| Cash Per Share | 2.44 X | |||
| Total Debt | 8.02 M | |||
| Book Value Per Share | 6.75 X | |||
| Cash Flow From Operations | 2.53 M | |||
| Earnings Per Share | 0.63 X | |||
| Beta | 0.42 | |||
| Annual Yield | 0.06 % | |||
| Last Dividend Paid | 0.12 |
About Union Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Union Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Union Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Union Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Pair Trading with Union Financial
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Union Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Union Financial will appreciate offsetting losses from the drop in the long position's value.Moving against Union Pink Sheet
| 1.0 | TMCV | Temecula Valley Bancorp | PairCorr |
| 1.0 | IPMG | International Precious | PairCorr |
| 1.0 | GCFB | Granite City Food | PairCorr |
The ability to find closely correlated positions to Union Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Union Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Union Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Union Financial to buy it.
The correlation of Union Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Union Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Union Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Union Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Additional Tools for Union Pink Sheet Analysis
When running Union Financial's price analysis, check to measure Union Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Union Financial is operating at the current time. Most of Union Financial's value examination focuses on studying past and present price action to predict the probability of Union Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Union Financial's price. Additionally, you may evaluate how the addition of Union Financial to your portfolios can decrease your overall portfolio volatility.