Wintrust Financial Net Income
| WTFC Stock | USD 161.35 3.38 2.14% |
As of the 9th of February, Wintrust Financial maintains the Market Risk Adjusted Performance of 0.3563, mean deviation of 1.17, and Downside Deviation of 1.37. Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of Wintrust Financial, as well as the relationship between them.
Wintrust Financial Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 5.7637 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 799.3 M | 839.3 M | |
| Net Income Applicable To Common Shares | 554 M | 581.7 M | |
| Net Income From Continuing Ops | 799.3 M | 433.6 M | |
| Net Income Per Share | 12.30 | 12.92 | |
| Net Income Per E B T | 0.74 | 0.92 |
Wintrust | Net Income | Build AI portfolio with Wintrust Stock |
Analyzing Wintrust Financial's Net Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Income has evolved provides context for assessing Wintrust Financial's current valuation and future prospects.
Latest Wintrust Financial's Net Income Growth Pattern
Below is the plot of the Net Income of Wintrust Financial over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in Wintrust Financial financial statement analysis. It represents the amount of money remaining after all of Wintrust Financial operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is Wintrust Financial's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Wintrust Financial's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 695.04 M | 10 Years Trend |
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Net Income |
| Timeline |
Wintrust Net Income Regression Statistics
| Arithmetic Mean | 357,318,776 | |
| Geometric Mean | 218,448,026 | |
| Coefficient Of Variation | 74.32 | |
| Mean Deviation | 216,290,770 | |
| Median | 292,990,000 | |
| Standard Deviation | 265,559,815 | |
| Sample Variance | 70522T | |
| Range | 863.5M | |
| R-Value | 0.96 | |
| Mean Square Error | 5249.6T | |
| R-Squared | 0.93 | |
| Slope | 50,720,484 | |
| Total Sum of Squares | 1128352.2T |
Wintrust Net Income History
Other Fundumenentals of Wintrust Financial
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
Wintrust Financial Net Income component correlations
Wintrust Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Wintrust Financial is extremely important. It helps to project a fair market value of Wintrust Stock properly, considering its historical fundamentals such as Net Income. Since Wintrust Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Wintrust Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Wintrust Financial's interrelated accounts and indicators.
Click cells to compare fundamentals
Will Regional Banks sector continue expanding? Could Wintrust diversify its offerings? Factors like these will boost the valuation of Wintrust Financial. Anticipated expansion of Wintrust directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Wintrust Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.194 | Dividend Share 2 | Earnings Share 11.41 | Revenue Per Share | Quarterly Revenue Growth 0.105 |
Investors evaluate Wintrust Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Wintrust Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Wintrust Financial's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Wintrust Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Wintrust Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Wintrust Financial's market price signifies the transaction level at which participants voluntarily complete trades.
Wintrust Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Wintrust Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Wintrust Financial.
| 11/11/2025 |
| 02/09/2026 |
If you would invest 0.00 in Wintrust Financial on November 11, 2025 and sell it all today you would earn a total of 0.00 from holding Wintrust Financial or generate 0.0% return on investment in Wintrust Financial over 90 days. Wintrust Financial is related to or competes with Old National, UMB Financial, Western Alliance, Popular, Citizens Financial, CullenFrost Bankers, and Webster Financial. Wintrust Financial Corporation operates as a financial holding company More
Wintrust Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Wintrust Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Wintrust Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.37 | |||
| Information Ratio | 0.1759 | |||
| Maximum Drawdown | 8.8 | |||
| Value At Risk | (1.57) | |||
| Potential Upside | 3.41 |
Wintrust Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Wintrust Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Wintrust Financial's standard deviation. In reality, there are many statistical measures that can use Wintrust Financial historical prices to predict the future Wintrust Financial's volatility.| Risk Adjusted Performance | 0.1928 | |||
| Jensen Alpha | 0.2734 | |||
| Total Risk Alpha | 0.2003 | |||
| Sortino Ratio | 0.201 | |||
| Treynor Ratio | 0.3463 |
Wintrust Financial February 9, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1928 | |||
| Market Risk Adjusted Performance | 0.3563 | |||
| Mean Deviation | 1.17 | |||
| Semi Deviation | 1.04 | |||
| Downside Deviation | 1.37 | |||
| Coefficient Of Variation | 428.82 | |||
| Standard Deviation | 1.57 | |||
| Variance | 2.45 | |||
| Information Ratio | 0.1759 | |||
| Jensen Alpha | 0.2734 | |||
| Total Risk Alpha | 0.2003 | |||
| Sortino Ratio | 0.201 | |||
| Treynor Ratio | 0.3463 | |||
| Maximum Drawdown | 8.8 | |||
| Value At Risk | (1.57) | |||
| Potential Upside | 3.41 | |||
| Downside Variance | 1.88 | |||
| Semi Variance | 1.08 | |||
| Expected Short fall | (1.38) | |||
| Skewness | 0.1373 | |||
| Kurtosis | 1.42 |
Wintrust Financial Backtested Returns
Wintrust Financial appears to be very steady, given 3 months investment horizon. Wintrust Financial shows Sharpe Ratio of 0.23, which attests that the company had a 0.23 % return per unit of risk over the last 3 months. We have found twenty-nine technical indicators for Wintrust Financial, which you can use to evaluate the volatility of the company. Please utilize Wintrust Financial's Mean Deviation of 1.17, downside deviation of 1.37, and Market Risk Adjusted Performance of 0.3563 to validate if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Wintrust Financial holds a performance score of 17. The firm maintains a market beta of 1.03, which attests to a somewhat significant risk relative to the market. Wintrust Financial returns are very sensitive to returns on the market. As the market goes up or down, Wintrust Financial is expected to follow. Please check Wintrust Financial's semi variance, and the relationship between the maximum drawdown and accumulation distribution , to make a quick decision on whether Wintrust Financial's historical returns will revert.
Auto-correlation | 0.67 |
Good predictability
Wintrust Financial has good predictability. Overlapping area represents the amount of predictability between Wintrust Financial time series from 11th of November 2025 to 26th of December 2025 and 26th of December 2025 to 9th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Wintrust Financial price movement. The serial correlation of 0.67 indicates that around 67.0% of current Wintrust Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.67 | |
| Spearman Rank Test | 0.73 | |
| Residual Average | 0.0 | |
| Price Variance | 33.44 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Wintrust Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, Wintrust Financial reported net income of 695.04 M. This is 45.59% lower than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 21.73% lower than that of the firm.
Wintrust Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Wintrust Financial's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Wintrust Financial could also be used in its relative valuation, which is a method of valuing Wintrust Financial by comparing valuation metrics of similar companies.Wintrust Financial is currently under evaluation in net income category among its peers.
Wintrust Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Wintrust Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Wintrust Financial's managers, analysts, and investors.Environmental | Governance | Social |
Wintrust Financial Institutional Holders
Institutional Holdings refers to the ownership stake in Wintrust Financial that is held by large financial organizations, pension funds or endowments. Institutions may hold large blocks of Wintrust Financial's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Wintrust Financial's value.| Shares | Bank Of America Corp | 2025-06-30 | 1.1 M | Millennium Management Llc | 2025-06-30 | 1 M | Victory Capital Management Inc. | 2025-06-30 | 963 K | Jpmorgan Chase & Co | 2025-06-30 | 946.2 K | Jennison Associates Llc | 2025-06-30 | 936.8 K | Clearbridge Advisors, Llc | 2025-06-30 | 872.4 K | Northern Trust Corp | 2025-06-30 | 819.9 K | Alliancebernstein L.p. | 2025-06-30 | 790.8 K | Charles Schwab Investment Management Inc | 2025-06-30 | 777.1 K | Vanguard Group Inc | 2025-06-30 | 6.9 M | Blackrock Inc | 2025-06-30 | 6.2 M |
Wintrust Fundamentals
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0121 | ||||
| Profit Margin | 0.31 % | ||||
| Operating Margin | 0.47 % | ||||
| Current Valuation | 12.06 B | ||||
| Shares Outstanding | 66.97 M | ||||
| Shares Owned By Insiders | 1.50 % | ||||
| Shares Owned By Institutions | 97.91 % | ||||
| Number Of Shares Shorted | 1.74 M | ||||
| Price To Earning | 14.54 X | ||||
| Price To Book | 1.58 X | ||||
| Price To Sales | 4.11 X | ||||
| Revenue | 4.23 B | ||||
| Gross Profit | 2.63 B | ||||
| EBITDA | 1.21 B | ||||
| Net Income | 695.04 M | ||||
| Cash And Equivalents | 4.46 B | ||||
| Cash Per Share | 73.40 X | ||||
| Total Debt | 4.48 B | ||||
| Debt To Equity | 8.74 % | ||||
| Book Value Per Share | 102.03 X | ||||
| Cash Flow From Operations | 721.56 M | ||||
| Short Ratio | 3.71 X | ||||
| Earnings Per Share | 11.41 X | ||||
| Price To Earnings To Growth | 4.57 X | ||||
| Target Price | 172.43 | ||||
| Number Of Employees | 5.9 K | ||||
| Beta | 0.85 | ||||
| Market Capitalization | 10.81 B | ||||
| Total Asset | 71.14 B | ||||
| Retained Earnings | 4.54 B | ||||
| Annual Yield | 0.01 % | ||||
| Five Year Return | 1.44 % | ||||
| Net Asset | 71.14 B | ||||
| Last Dividend Paid | 2.0 |
About Wintrust Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Wintrust Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Wintrust Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Wintrust Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Wintrust Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Wintrust Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Wintrust Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Wintrust Financial Stock:Check out For information on how to trade Wintrust Stock refer to our How to Trade Wintrust Stock guide.You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Will Regional Banks sector continue expanding? Could Wintrust diversify its offerings? Factors like these will boost the valuation of Wintrust Financial. Anticipated expansion of Wintrust directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Wintrust Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.194 | Dividend Share 2 | Earnings Share 11.41 | Revenue Per Share | Quarterly Revenue Growth 0.105 |
Investors evaluate Wintrust Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Wintrust Financial's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Wintrust Financial's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between Wintrust Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Wintrust Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, Wintrust Financial's market price signifies the transaction level at which participants voluntarily complete trades.