Affirm Historical Income Statement

AFRM Stock

USD 66.27 3.08 4.44%

Historical analysis of Affirm Holdings income statement accounts such as Interest Income of 186.7 M, Depreciation And Amortization of 177.5 M or Interest Expense of 361.5 M can show how well Affirm Holdings performed in making a profits. Evaluating Affirm Holdings income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Affirm Holdings's future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining Affirm Holdings latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Affirm Holdings is a good buy for the upcoming year.

Net Income Gross Profit

Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.

To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.

About Affirm Income Statement Analysis

Affirm Holdings Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Affirm Holdings shareholders. The income statement also shows Affirm investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Affirm Holdings Income Statement Chart

At this time, Affirm Holdings' Tax Provision is very stable compared to the past year. As of the 28th of November 2024, Depreciation And Amortization is likely to grow to about 177.5 M, while Interest Income is likely to drop about 186.7 M.

Net Interest Income Interest Income Selling General Administrative Selling And Marketing Expenses

Net Interest Income

The difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities.

Interest Income

Income earned from the investment of cash or from lending money to others, including interest from bank accounts, bonds, or other interest-bearing investments.

Most accounts from Affirm Holdings' income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Affirm Holdings current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.

To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.At this time, Affirm Holdings' Tax Provision is very stable compared to the past year. As of the 28th of November 2024, Depreciation And Amortization is likely to grow to about 177.5 M, while Interest Income is likely to drop about 186.7 M.

	2023	2024 (projected)
Depreciation And Amortization	169.0M	177.5M
Interest Income	278.4M	186.7M

Depreciation And Amortization Interest Income

Affirm Holdings income statement Correlations

	Tax Provision	Net Interest Income	Interest Income	Depreciation And Amortization	Interest Expense	Selling General Administrative	Selling And Marketing Expenses	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Net Income From Continuing Ops	Ebit	Research Development	Ebitda	Cost Of Revenue	Total Operating Expenses	Reconciled Depreciation	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Non Operating Income Net Other	Non Recurring
Tax Provision		0.06	-0.4	0.01	0.1	-0.51	-0.45	-0.25	-0.07	-0.35	0.47	0.51	0.72	-0.38	0.79	-0.31	-0.36	0.01	0.52	-0.49	0.51	1.0	0.16	-0.29
Net Interest Income	0.06		-0.8	-0.97	-0.97	-0.85	-0.87	-0.92	-0.96	-0.9	0.79	0.78	0.47	-0.87	0.21	-0.89	-0.9	-0.97	0.78	-0.7	0.78	0.06	-0.89	0.79
Interest Income	-0.4	-0.8		0.73	0.7	0.94	0.9	0.93	0.79	0.93	-0.81	-0.85	-0.71	0.91	-0.55	0.91	0.94	0.73	-0.85	0.68	-0.85	-0.4	0.69	-0.37
Depreciation And Amortization	0.01	-0.97	0.73		0.98	0.81	0.85	0.89	0.94	0.88	-0.8	-0.77	-0.44	0.86	-0.17	0.89	0.88	1.0	-0.76	0.75	-0.77	0.01	0.93	-0.8
Interest Expense	0.1	-0.97	0.7	0.98		0.74	0.78	0.86	0.97	0.83	-0.7	-0.67	-0.3	0.79	-0.02	0.83	0.83	0.98	-0.66	0.63	-0.67	0.1	0.91	-0.88
Selling General Administrative	-0.51	-0.85	0.94	0.81	0.74		0.98	0.93	0.81	0.97	-0.94	-0.96	-0.82	0.97	-0.65	0.96	0.97	0.81	-0.96	0.85	-0.96	-0.51	0.71	-0.42
Selling And Marketing Expenses	-0.45	-0.87	0.9	0.85	0.78	0.98		0.95	0.81	0.99	-0.96	-0.95	-0.79	0.99	-0.6	0.99	0.98	0.85	-0.95	0.92	-0.95	-0.45	0.8	-0.43
Total Revenue	-0.25	-0.92	0.93	0.89	0.86	0.93	0.95		0.9	0.99	-0.84	-0.84	-0.59	0.94	-0.37	0.97	0.99	0.89	-0.83	0.79	-0.84	-0.25	0.88	-0.55
Gross Profit	-0.07	-0.96	0.79	0.94	0.97	0.81	0.81	0.9		0.87	-0.71	-0.7	-0.36	0.81	-0.1	0.84	0.87	0.95	-0.7	0.62	-0.7	-0.07	0.83	-0.85
Other Operating Expenses	-0.35	-0.9	0.93	0.88	0.83	0.97	0.99	0.99	0.87		-0.91	-0.91	-0.7	0.98	-0.5	0.99	1.0	0.88	-0.91	0.86	-0.91	-0.35	0.85	-0.5
Operating Income	0.47	0.79	-0.81	-0.8	-0.7	-0.94	-0.96	-0.84	-0.71	-0.91		0.99	0.88	-0.97	0.72	-0.94	-0.9	-0.8	0.99	-0.95	0.99	0.47	-0.72	0.37
Net Income From Continuing Ops	0.51	0.78	-0.85	-0.77	-0.67	-0.96	-0.95	-0.84	-0.7	-0.91	0.99		0.91	-0.97	0.76	-0.93	-0.9	-0.77	1.0	-0.91	1.0	0.51	-0.67	0.33
Ebit	0.72	0.47	-0.71	-0.44	-0.3	-0.82	-0.79	-0.59	-0.36	-0.7	0.88	0.91		-0.8	0.96	-0.73	-0.69	-0.43	0.91	-0.8	0.91	0.72	-0.35	-0.06
Research Development	-0.38	-0.87	0.91	0.86	0.79	0.97	0.99	0.94	0.81	0.98	-0.97	-0.97	-0.8		-0.61	0.99	0.97	0.86	-0.96	0.9	-0.97	-0.38	0.82	-0.44
Ebitda	0.79	0.21	-0.55	-0.17	-0.02	-0.65	-0.6	-0.37	-0.1	-0.5	0.72	0.76	0.96	-0.61		-0.52	-0.48	-0.17	0.76	-0.65	0.76	0.79	-0.09	-0.31
Cost Of Revenue	-0.31	-0.89	0.91	0.89	0.83	0.96	0.99	0.97	0.84	0.99	-0.94	-0.93	-0.73	0.99	-0.52		0.98	0.89	-0.93	0.89	-0.93	-0.31	0.87	-0.48
Total Operating Expenses	-0.36	-0.9	0.94	0.88	0.83	0.97	0.98	0.99	0.87	1.0	-0.9	-0.9	-0.69	0.97	-0.48	0.98		0.88	-0.9	0.84	-0.9	-0.36	0.84	-0.51
Reconciled Depreciation	0.01	-0.97	0.73	1.0	0.98	0.81	0.85	0.89	0.95	0.88	-0.8	-0.77	-0.43	0.86	-0.17	0.89	0.88		-0.76	0.75	-0.77	0.01	0.93	-0.8
Income Before Tax	0.52	0.78	-0.85	-0.76	-0.66	-0.96	-0.95	-0.83	-0.7	-0.91	0.99	1.0	0.91	-0.96	0.76	-0.93	-0.9	-0.76		-0.91	1.0	0.52	-0.66	0.33
Total Other Income Expense Net	-0.49	-0.7	0.68	0.75	0.63	0.85	0.92	0.79	0.62	0.86	-0.95	-0.91	-0.8	0.9	-0.65	0.89	0.84	0.75	-0.91		-0.91	-0.49	0.71	-0.29
Net Income	0.51	0.78	-0.85	-0.77	-0.67	-0.96	-0.95	-0.84	-0.7	-0.91	0.99	1.0	0.91	-0.97	0.76	-0.93	-0.9	-0.77	1.0	-0.91		0.51	-0.67	0.33
Income Tax Expense	1.0	0.06	-0.4	0.01	0.1	-0.51	-0.45	-0.25	-0.07	-0.35	0.47	0.51	0.72	-0.38	0.79	-0.31	-0.36	0.01	0.52	-0.49	0.51		0.16	-0.29
Non Operating Income Net Other	0.16	-0.89	0.69	0.93	0.91	0.71	0.8	0.88	0.83	0.85	-0.72	-0.67	-0.35	0.82	-0.09	0.87	0.84	0.93	-0.66	0.71	-0.67	0.16		-0.64
Non Recurring	-0.29	0.79	-0.37	-0.8	-0.88	-0.42	-0.43	-0.55	-0.85	-0.5	0.37	0.33	-0.06	-0.44	-0.31	-0.48	-0.51	-0.8	0.33	-0.29	0.33	-0.29	-0.64

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Affirm Holdings Account Relationship Matchups

Affirm Holdings income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Tax Provision	376K	(2.3M)	(17.4M)	(3.9M)	2.2M	2.3M
Net Interest Income	154.4M	(52.7M)	(69.7M)	(183.0M)	(344.3M)	(327.0M)
Depreciation And Amortization	206.3K	20.0M	52.7M	134.6M	169.0M	177.5M
Interest Expense	5.7M	52.7M	69.7M	183.0M	344.3M	361.5M
Selling General Administrative	121.2M	370.3M	577.5M	586.4M	525.3M	416.1M
Selling And Marketing Expenses	25.0M	184.3M	532.3M	638.3M	576.4M	361.8M
Total Revenue	509.5M	870.5M	1.3B	1.6B	2.3B	1.3B
Gross Profit	337.3M	540.6M	772.8M	714.8M	1.5B	1.6B
Other Operating Expenses	585.0M	1.2B	2.1B	2.6B	2.9B	1.8B
Operating Income	(75.5M)	(326.5M)	(796.4M)	(1.2B)	(615.8M)	(646.6M)
Net Income From Continuing Ops	(112.6M)	(430.9M)	(707.4M)	(985.3M)	(517.8M)	(543.6M)
Ebit	(66.2M)	(390.7M)	(655.1M)	(806.2M)	(171.3M)	(179.8M)
Research Development	113.0M	249.3M	418.6M	615.8M	501.9M	361.1M
Ebitda	(66.0M)	(370.7M)	(602.4M)	(671.6M)	(2.2M)	(2.3M)
Cost Of Revenue	172.2M	329.8M	576.5M	873.2M	845.1M	532.7M
Total Operating Expenses	412.8M	867.1M	1.6B	1.7B	2.1B	1.3B
Reconciled Depreciation	9.4M	20.0M	52.7M	134.6M	169.0M	177.5M
Income Before Tax	(112.2M)	(433.3M)	(724.8M)	(989.2M)	(515.5M)	(541.3M)
Total Other Income Expense Net	(36.7M)	(59.7M)	141.2M	211.6M	100.3M	61.9M
Net Income Applicable To Common Shares	(125.8M)	(430.9M)	(707.4M)	(985.3M)	(886.8M)	(842.5M)
Net Income	(112.6M)	(430.9M)	(707.4M)	(985.3M)	(517.8M)	(543.6M)
Income Tax Expense	376K	(2.3M)	(17.4M)	(3.9M)	2.2M	2.3M

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When determining whether Affirm Holdings is a strong investment it is important to analyze Affirm Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Affirm Holdings' future performance. For an informed investment choice regarding Affirm Stock, refer to the following important reports:

How To Invest In Affirm

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Is Affirm Stock a good investment?

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What is Affirm Holdings' Net Worth?

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Largest Data Processing & Outsourced Services Companies

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Largest Commercial & Professional Services Companies

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To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.

You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.

Is Data Processing & Outsourced Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affirm Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Earnings Share

(1.41)

Revenue Per Share

8.055

Quarterly Revenue Growth

0.407

Return On Assets

(0.04)

Return On Equity

(0.17)

The market value of Affirm Holdings is measured differently than its book value, which is the value of Affirm that is recorded on the company's balance sheet. Investors also form their own opinion of Affirm Holdings' value that differs from its market value or its book value, called intrinsic value, which is Affirm Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affirm Holdings' market value can be influenced by many factors that don't directly affect Affirm Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Affirm Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affirm Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affirm Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Affirm Historical Income Statement

About Affirm Income Statement Analysis

Affirm Holdings Income Statement Chart

Net Interest Income

Interest Income

Affirm Holdings income statement Correlations

Affirm Holdings Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Affirm Holdings income statement Accounts

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Income Tax Expense	+ 1.0	Tax Provision
Reconciled Depreciation	+ 1.0	Depreciation And Amortization
Total Operating Expenses	+ 1.0	Other Operating Expenses
Income Before Tax	+ 1.0	Net Income From Continuing Ops
Net Income	+ 1.0	Net Income From Continuing Ops
Net Income	+ 1.0	Income Before Tax

Net Income	- 0.97	Research Development
Research Development	- 0.97	Net Income From Continuing Ops
Research Development	- 0.97	Operating Income
Reconciled Depreciation	- 0.97	Net Interest Income
Interest Expense	- 0.97	Net Interest Income
Depreciation And Amortization	- 0.97	Net Interest Income