Customers Historical Income Statement

CUBI Stock

USD 56.84 0.27 0.48%

Historical analysis of Customers Bancorp income statement accounts such as Interest Expense of 713.9 M, Selling General Administrative of 114.9 M or Selling And Marketing Expenses of 2 M can show how well Customers Bancorp performed in making a profits. Evaluating Customers Bancorp income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Customers Bancorp's future profits or losses.

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Financial Statement Analysis is much more than just reviewing and examining Customers Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Customers Bancorp is a good buy for the upcoming year.

Net Income Gross Profit

Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.

About Customers Income Statement Analysis

Customers Bancorp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Customers Bancorp shareholders. The income statement also shows Customers investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Customers Bancorp Income Statement Chart

As of now, Customers Bancorp's Gross Profit is increasing as compared to previous years. The Customers Bancorp's current Total Operating Expenses is estimated to increase to about 3.2 M, while Selling General Administrative is projected to decrease to under 114.9 M.

Selling General Administrative Selling And Marketing Expenses Total Revenue Gross Profit Total Operating Expenses Total Other Income Expense Net

Total Revenue

Total revenue comprises all receipts Customers Bancorp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Customers Bancorp minus its cost of goods sold. It is profit before Customers Bancorp operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Total Operating Expenses

The total costs associated with the day-to-day operations of a business, excluding the cost of goods sold but including selling, general, and administrative expenses.

Most accounts from Customers Bancorp's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Customers Bancorp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Customers Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.As of now, Customers Bancorp's Gross Profit is increasing as compared to previous years. The Customers Bancorp's current Total Operating Expenses is estimated to increase to about 3.2 M, while Selling General Administrative is projected to decrease to under 114.9 M.

	2021	2022	2023	2024 (projected)
Interest Expense	95.8M	261.7M	679.9M	713.9M
Depreciation And Amortization	21.7M	23.0M	31.4M	32.9M

Interest Expense Depreciation And Amortization

Customers Bancorp income statement Correlations

	Depreciation And Amortization	Interest Expense	Selling General Administrative	Selling And Marketing Expenses	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Cost Of Revenue	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Net Income From Continuing Ops	Discontinued Operations	Tax Provision	Net Interest Income	Interest Income	Non Recurring	Reconciled Depreciation	Extraordinary Items
Depreciation And Amortization		0.87	0.59	0.5	0.96	0.96	0.22	0.7	0.69	0.71	0.25	-0.25	0.9	0.68	0.93	0.9	0.75	-0.73	0.74	0.88	0.88	-0.78	0.83	0.71
Interest Expense	0.87		0.34	0.52	0.95	0.95	-0.11	0.44	0.43	0.46	0.27	0.08	0.67	0.86	0.7	0.71	0.42	-0.55	0.43	0.61	0.77	-0.62	0.72	0.9
Selling General Administrative	0.59	0.34		0.58	0.51	0.51	0.67	0.63	0.79	0.79	0.7	-0.72	0.66	0.05	0.65	0.64	0.77	-0.91	0.49	0.63	0.56	-0.87	0.63	0.14
Selling And Marketing Expenses	0.5	0.52	0.58		0.47	0.47	0.37	0.41	0.3	0.32	0.39	-0.39	0.33	0.35	0.38	0.26	0.32	-0.7	0.04	0.43	0.58	-0.73	0.74	0.37
Total Revenue	0.96	0.95	0.51	0.47		1.0	0.09	0.58	0.64	0.66	0.29	-0.12	0.86	0.79	0.88	0.88	0.65	-0.64	0.66	0.78	0.85	-0.7	0.76	0.84
Gross Profit	0.96	0.95	0.51	0.47	1.0		0.09	0.58	0.64	0.66	0.29	-0.12	0.86	0.79	0.88	0.88	0.65	-0.64	0.66	0.78	0.85	-0.7	0.76	0.84
Other Operating Expenses	0.22	-0.11	0.67	0.37	0.09	0.09		0.18	0.34	0.34	0.12	-0.99	0.34	-0.12	0.34	0.21	0.44	-0.49	0.27	0.36	0.19	-0.45	0.45	-0.21
Operating Income	0.7	0.44	0.63	0.41	0.58	0.58	0.18		0.86	0.87	0.46	-0.21	0.79	0.07	0.8	0.73	0.87	-0.71	0.73	0.87	0.78	-0.71	0.52	0.26
Ebit	0.69	0.43	0.79	0.3	0.64	0.64	0.34	0.86		1.0	0.6	-0.38	0.87	0.13	0.85	0.84	0.95	-0.73	0.82	0.85	0.76	-0.71	0.48	0.34
Ebitda	0.71	0.46	0.79	0.32	0.66	0.66	0.34	0.87	1.0		0.58	-0.38	0.88	0.15	0.86	0.85	0.96	-0.74	0.83	0.87	0.79	-0.72	0.52	0.36
Cost Of Revenue	0.25	0.27	0.7	0.39	0.29	0.29	0.12	0.46	0.6	0.58		-0.18	0.29	-0.13	0.28	0.32	0.43	-0.68	0.1	0.24	0.29	-0.63	0.23	0.11
Total Operating Expenses	-0.25	0.08	-0.72	-0.39	-0.12	-0.12	-0.99	-0.21	-0.38	-0.38	-0.18		-0.37	0.11	-0.36	-0.24	-0.47	0.52	-0.29	-0.38	-0.21	0.48	-0.46	0.2
Income Before Tax	0.9	0.67	0.66	0.33	0.86	0.86	0.34	0.79	0.87	0.88	0.29	-0.37		0.49	1.0	0.96	0.91	-0.69	0.9	0.94	0.84	-0.7	0.65	0.53
Total Other Income Expense Net	0.68	0.86	0.05	0.35	0.79	0.79	-0.12	0.07	0.13	0.15	-0.13	0.11	0.49		0.51	0.55	0.16	-0.21	0.34	0.41	0.57	-0.28	0.59	0.86
Net Income	0.93	0.7	0.65	0.38	0.88	0.88	0.34	0.8	0.85	0.86	0.28	-0.36	1.0	0.51		0.95	0.9	-0.7	0.88	0.95	0.86	-0.73	0.69	0.55
Income Tax Expense	0.9	0.71	0.64	0.26	0.88	0.88	0.21	0.73	0.84	0.85	0.32	-0.24	0.96	0.55	0.95		0.86	-0.65	0.89	0.87	0.8	-0.66	0.61	0.58
Net Income From Continuing Ops	0.75	0.42	0.77	0.32	0.65	0.65	0.44	0.87	0.95	0.96	0.43	-0.47	0.91	0.16	0.9	0.86		-0.75	0.89	0.92	0.78	-0.74	0.53	0.31
Discontinued Operations	-0.73	-0.55	-0.91	-0.7	-0.64	-0.64	-0.49	-0.71	-0.73	-0.74	-0.68	0.52	-0.69	-0.21	-0.7	-0.65	-0.75		-0.47	-0.69	-0.67	0.99	-0.71	-0.29
Tax Provision	0.74	0.43	0.49	0.04	0.66	0.66	0.27	0.73	0.82	0.83	0.1	-0.29	0.9	0.34	0.88	0.89	0.89	-0.47		0.89	0.74	-0.47	0.45	0.39
Net Interest Income	0.88	0.61	0.63	0.43	0.78	0.78	0.36	0.87	0.85	0.87	0.24	-0.38	0.94	0.41	0.95	0.87	0.92	-0.69	0.89		0.93	-0.71	0.73	0.52
Interest Income	0.88	0.77	0.56	0.58	0.85	0.85	0.19	0.78	0.76	0.79	0.29	-0.21	0.84	0.57	0.86	0.8	0.78	-0.67	0.74	0.93		-0.72	0.81	0.74
Non Recurring	-0.78	-0.62	-0.87	-0.73	-0.7	-0.7	-0.45	-0.71	-0.71	-0.72	-0.63	0.48	-0.7	-0.28	-0.73	-0.66	-0.74	0.99	-0.47	-0.71	-0.72		-0.75	-0.38
Reconciled Depreciation	0.83	0.72	0.63	0.74	0.76	0.76	0.45	0.52	0.48	0.52	0.23	-0.46	0.65	0.59	0.69	0.61	0.53	-0.71	0.45	0.73	0.81	-0.75		0.61
Extraordinary Items	0.71	0.9	0.14	0.37	0.84	0.84	-0.21	0.26	0.34	0.36	0.11	0.2	0.53	0.86	0.55	0.58	0.31	-0.29	0.39	0.52	0.74	-0.38	0.61

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Customers Bancorp Account Relationship Matchups

Customers Bancorp income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Depreciation And Amortization	9.5M	18.5M	21.7M	23.0M	31.4M	32.9M
Interest Expense	186.4M	139.6M	95.8M	261.7M	679.9M	713.9M
Selling General Administrative	157.0M	190.5M	201.8M	121.2M	134.2M	114.9M
Selling And Marketing Expenses	4.0M	2.2M	1.5M	2.5M	3.1M	2.0M
Total Revenue	356.6M	502.3M	748.5M	632.4M	1.4B	1.4B
Gross Profit	356.6M	502.3M	748.5M	632.4M	1.4B	1.4B
Other Operating Expenses	254.4M	326.3M	347.0M	2.5M	3.1M	2.9M
Operating Income	102.1M	176.0M	401.6M	553.0M	330.7M	202.4M
Ebit	102.1M	189.8M	441.2M	295.5M	330.7M	196.2M
Ebitda	111.6M	208.3M	462.9M	318.5M	362.1M	207.0M
Total Operating Expenses	(254.4M)	(326.3M)	(347.0M)	2.5M	3.1M	3.2M
Income Before Tax	102.1M	176.0M	441.2M	291.3M	330.7M	347.3M
Total Other Income Expense Net	102.1M	(28.8M)	(44.4M)	(33.2M)	330.7M	347.3M
Net Income Applicable To Common Shares	64.9M	118.5M	300.1M	218.4M	251.2M	263.7M
Net Income	79.3M	132.6M	314.6M	228.0M	250.1M	262.7M
Income Tax Expense	22.8M	43.4M	86.9M	63.3M	80.6M	84.6M
Net Income From Continuing Ops	79.3M	132.6M	354.3M	228.0M	216.8M	140.8M
Tax Provision	22.8M	43.4M	86.9M	63.3M	65.9M	52.3M
Net Interest Income	277.3M	403.7M	685.1M	623.7M	650.1M	441.3M
Interest Income	463.7M	543.3M	780.9M	885.4M	1.3B	651.1M
Reconciled Depreciation	22.9M	30.5M	17.8M	23.0M	31.4M	23.7M

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When determining whether Customers Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Customers Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Customers Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Customers Bancorp Stock:

How To Invest In Customers

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Is Customers Stock a good investment?

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What is Customers Bancorp's Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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For more detail on how to invest in Customers Stock please use our How to Invest in Customers Bancorp guide.

You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Customers Bancorp. If investors know Customers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Customers Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.49)

Earnings Share

6.19

Revenue Per Share

21.346

Quarterly Revenue Growth

(0.25)

Return On Assets

0.01

The market value of Customers Bancorp is measured differently than its book value, which is the value of Customers that is recorded on the company's balance sheet. Investors also form their own opinion of Customers Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Customers Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Customers Bancorp's market value can be influenced by many factors that don't directly affect Customers Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Customers Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Customers Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Customers Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Customers Historical Income Statement

About Customers Income Statement Analysis

Customers Bancorp Income Statement Chart

Total Revenue

Gross Profit

Total Operating Expenses

Customers Bancorp income statement Correlations

Customers Bancorp Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Customers Bancorp income statement Accounts

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COMPANY

Gross Profit	+ 1.0	Total Revenue
Ebitda	+ 1.0	Ebit
Net Income	+ 1.0	Income Before Tax
Non Recurring	+ 0.99	Discontinued Operations
Total Revenue	+ 0.96	Depreciation And Amortization
Gross Profit	+ 0.96	Depreciation And Amortization

Total Operating Expenses	- 0.99	Other Operating Expenses
Discontinued Operations	- 0.91	Selling General Administrative
Non Recurring	- 0.87	Selling General Administrative
Non Recurring	- 0.78	Depreciation And Amortization
Reconciled Depreciation	- 0.75	Non Recurring
Discontinued Operations	- 0.75	Net Income From Continuing Ops