Jiayin Historical Income Statement

JFIN Stock

USD 5.87 0.09 1.56%

Historical analysis of Jiayin income statement accounts such as Interest Income of 307 K or Discontinued Operations of 0.0 can show how well Jiayin Group performed in making a profits. Evaluating Jiayin income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Jiayin's future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining Jiayin Group latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Jiayin Group is a good buy for the upcoming year.

Net Income Gross Profit

Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Jiayin Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.

About Jiayin Income Statement Analysis

Jiayin Group Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Jiayin shareholders. The income statement also shows Jiayin investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Jiayin Income Statement Chart

At this time, Jiayin's Net Income From Continuing Ops is very stable compared to the past year. As of the 25th of November 2024, EBIT is likely to grow to about 1.4 B, while Interest Income is likely to drop about 307 K.

Selling General Administrative Selling And Marketing Expenses Total Revenue Gross Profit Non Recurring Income Tax Expense

Total Revenue

Total revenue comprises all receipts Jiayin Group generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Jiayin Group minus its cost of goods sold. It is profit before Jiayin operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Most accounts from Jiayin's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Jiayin Group current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Jiayin Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.

	2021	2022	2023	2024 (projected)
Gross Profit	1.4B	2.7B	3.5B	2.1B
Total Revenue	1.8B	3.3B	5.5B	5.7B

Gross Profit Total Revenue

Jiayin income statement Correlations

	Tax Provision	Net Interest Income	Interest Income	Depreciation And Amortization	Selling General Administrative	Selling And Marketing Expenses	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Net Income From Continuing Ops	Ebit	Research Development	Ebitda	Cost Of Revenue	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Minority Interest	Reconciled Depreciation
Tax Provision		0.59	-0.3	0.68	0.84	0.77	0.9	0.9	0.71	0.96	0.96	0.97	0.9	0.97	0.74	0.71	0.97	0.83	0.96	1.0	0.0	0.61
Net Interest Income	0.59		-0.06	0.42	0.52	0.5	0.73	0.47	0.6	0.59	0.59	0.58	0.61	0.58	0.86	0.45	0.59	0.64	0.59	0.59	-0.37	0.44
Interest Income	-0.3	-0.06		-0.01	0.03	-0.26	-0.26	-0.2	-0.22	-0.2	-0.23	-0.22	-0.09	-0.22	-0.28	-0.19	-0.24	-0.43	-0.23	-0.3	-0.02	0.0
Depreciation And Amortization	0.68	0.42	-0.01		0.83	0.21	0.47	0.52	0.27	0.61	0.62	0.64	0.59	0.65	0.32	0.22	0.64	0.52	0.63	0.68	-0.06	0.99
Selling General Administrative	0.84	0.52	0.03	0.83		0.66	0.78	0.85	0.68	0.87	0.89	0.88	0.9	0.89	0.61	0.65	0.88	0.74	0.89	0.84	0.01	0.77
Selling And Marketing Expenses	0.77	0.5	-0.26	0.21	0.66		0.85	0.91	0.94	0.83	0.83	0.82	0.89	0.82	0.76	0.9	0.83	0.74	0.83	0.77	0.02	0.11
Total Revenue	0.9	0.73	-0.26	0.47	0.78	0.85		0.89	0.85	0.94	0.95	0.93	0.9	0.93	0.93	0.85	0.94	0.86	0.95	0.9	-0.06	0.41
Gross Profit	0.9	0.47	-0.2	0.52	0.85	0.91	0.89		0.88	0.95	0.94	0.95	0.97	0.95	0.7	0.92	0.94	0.72	0.94	0.9	-0.04	0.42
Other Operating Expenses	0.71	0.6	-0.22	0.27	0.68	0.94	0.85	0.88		0.78	0.78	0.76	0.89	0.76	0.8	0.94	0.77	0.7	0.78	0.71	-0.04	0.19
Operating Income	0.96	0.59	-0.2	0.61	0.87	0.83	0.94	0.95	0.78		1.0	1.0	0.95	1.0	0.77	0.81	1.0	0.81	1.0	0.96	-0.08	0.53
Net Income From Continuing Ops	0.96	0.59	-0.23	0.62	0.89	0.83	0.95	0.94	0.78	1.0		1.0	0.94	1.0	0.79	0.8	1.0	0.85	1.0	0.96	-0.03	0.55
Ebit	0.97	0.58	-0.22	0.64	0.88	0.82	0.93	0.95	0.76	1.0	1.0		0.94	1.0	0.76	0.79	1.0	0.82	1.0	0.97	-0.05	0.56
Research Development	0.9	0.61	-0.09	0.59	0.9	0.89	0.9	0.97	0.89	0.95	0.94	0.94		0.94	0.75	0.87	0.94	0.75	0.94	0.9	-0.11	0.5
Ebitda	0.97	0.58	-0.22	0.65	0.89	0.82	0.93	0.95	0.76	1.0	1.0	1.0	0.94		0.76	0.79	1.0	0.82	1.0	0.97	-0.05	0.57
Cost Of Revenue	0.74	0.86	-0.28	0.32	0.61	0.76	0.93	0.7	0.8	0.77	0.79	0.76	0.75	0.76		0.72	0.78	0.86	0.79	0.74	-0.06	0.3
Total Operating Expenses	0.71	0.45	-0.19	0.22	0.65	0.9	0.85	0.92	0.94	0.81	0.8	0.79	0.87	0.79	0.72		0.79	0.59	0.8	0.71	-0.03	0.13
Income Before Tax	0.97	0.59	-0.24	0.64	0.88	0.83	0.94	0.94	0.77	1.0	1.0	1.0	0.94	1.0	0.78	0.79		0.85	1.0	0.97	-0.03	0.56
Total Other Income Expense Net	0.83	0.64	-0.43	0.52	0.74	0.74	0.86	0.72	0.7	0.81	0.85	0.82	0.75	0.82	0.86	0.59	0.85		0.85	0.83	0.16	0.49
Net Income	0.96	0.59	-0.23	0.63	0.89	0.83	0.95	0.94	0.78	1.0	1.0	1.0	0.94	1.0	0.79	0.8	1.0	0.85		0.96	-0.03	0.55
Income Tax Expense	1.0	0.59	-0.3	0.68	0.84	0.77	0.9	0.9	0.71	0.96	0.96	0.97	0.9	0.97	0.74	0.71	0.97	0.83	0.96		0.0	0.61
Minority Interest	0.0	-0.37	-0.02	-0.06	0.01	0.02	-0.06	-0.04	-0.04	-0.08	-0.03	-0.05	-0.11	-0.05	-0.06	-0.03	-0.03	0.16	-0.03	0.0		-0.08
Reconciled Depreciation	0.61	0.44	0.0	0.99	0.77	0.11	0.41	0.42	0.19	0.53	0.55	0.56	0.5	0.57	0.3	0.13	0.56	0.49	0.55	0.61	-0.08

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Jiayin Account Relationship Matchups

Jiayin income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Tax Provision	37.0M	108.8M	125.7M	155.4M	247.6M	260.0M
Net Interest Income	5.7M	7.7M	(1.1M)	281K	12.9M	13.5M
Interest Income	1.9M	169K	5.7M	281K	323.2K	307.0K
Depreciation And Amortization	17.7M	23.2M	15.7M	10.0M	9.5M	12.7M
Interest Expense	47.8M	132.6M	1.1M	153.0M	176.0M	184.8M
Selling General Administrative	224.1M	155.0M	165.2M	194.0M	214.9M	172.5M
Selling And Marketing Expenses	606.0M	375.1M	659.3M	1.1B	1.5B	871.7M
Total Revenue	2.2B	1.3B	1.8B	3.3B	5.5B	5.7B
Gross Profit	1.8B	1.1B	1.4B	2.7B	3.5B	2.1B
Other Operating Expenses	1.7B	998.1M	1.3B	2.1B	4.1B	2.1B
Operating Income	534.7M	229.1M	278.2M	1.2B	1.3B	1.4B
Net Income From Continuing Ops	527.2M	250.1M	467.8M	1.2B	1.3B	1.4B
Ebit	534.7M	302.1M	432.0M	1.2B	1.3B	1.4B
Research Development	201.4M	151.6M	143.7M	216.7M	296.3M	201.3M
Ebitda	552.4M	325.3M	447.6M	1.2B	1.3B	1.4B
Cost Of Revenue	425.6M	239.2M	335.9M	565.2M	2.0B	2.1B
Total Operating Expenses	1.3B	758.9M	1.0B	1.5B	2.1B	1.5B
Income Before Tax	564.2M	366.4M	585.8M	1.3B	1.5B	1.6B
Total Other Income Expense Net	29.5M	64.3M	153.9M	145.7M	212.7M	223.4M
Net Income Applicable To Common Shares	527.7M	252.9M	472.1M	1.2B	1.4B	1.4B
Net Income	527.7M	252.9M	472.1M	1.2B	1.3B	1.4B
Income Tax Expense	37.0M	108.8M	125.7M	155.4M	247.6M	260.0M
Reconciled Depreciation	17.7M	23.2M	15.7M	10.0M	9.5M	14.4M

Pair Trading with Jiayin

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Jiayin position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Jiayin will appreciate offsetting losses from the drop in the long position's value.

Moving together with Jiayin Stock

0.89	BZ	Kanzhun Ltd ADR	Pair Corr
0.9	WB	Weibo Corp	Pair Corr

Moving against Jiayin Stock

0.56	EVER	EverQuote Class A	Pair Corr
0.31	OB	Outbrain	Pair Corr

The ability to find closely correlated positions to Jiayin could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Jiayin when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Jiayin - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Jiayin Group to buy it.

The correlation of Jiayin is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Jiayin moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Jiayin Group moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Jiayin can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

When determining whether Jiayin Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Jiayin's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Jiayin Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Jiayin Group Stock:

How To Invest In Jiayin

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Is Jiayin Stock a good investment?

Details

What is Jiayin's Net Worth?

Details

Largest Consumer Finance Companies

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Largest Internet Content & Information Companies

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You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.

Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Jiayin. If investors know Jiayin will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Jiayin listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.26)

Earnings Share

2.99

Revenue Per Share

112.933

Quarterly Revenue Growth

0.155

Return On Assets

0.1433

The market value of Jiayin Group is measured differently than its book value, which is the value of Jiayin that is recorded on the company's balance sheet. Investors also form their own opinion of Jiayin's value that differs from its market value or its book value, called intrinsic value, which is Jiayin's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Jiayin's market value can be influenced by many factors that don't directly affect Jiayin's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Jiayin's value and its price as these two are different measures arrived at by different means. Investors typically determine if Jiayin is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Jiayin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Jiayin Historical Income Statement

About Jiayin Income Statement Analysis

Jiayin Income Statement Chart

Total Revenue

Gross Profit

Jiayin income statement Correlations

Jiayin Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Jiayin income statement Accounts

Pair Trading with Jiayin

Moving together with Jiayin Stock

Moving against Jiayin Stock

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Income Tax Expense	+ 1.0	Tax Provision
Net Income From Continuing Ops	+ 1.0	Operating Income
Ebit	+ 1.0	Operating Income
Ebitda	+ 1.0	Operating Income
Income Before Tax	+ 1.0	Operating Income
Net Income	+ 1.0	Operating Income

Total Other Income Expense Net	- 0.43	Interest Income
Minority Interest	- 0.37	Net Interest Income
Income Tax Expense	- 0.3	Interest Income
Interest Income	- 0.3	Tax Provision
Cost Of Revenue	- 0.28	Interest Income
Total Revenue	- 0.26	Interest Income