Jiayin Company Leadership

Jiayin Management Team Effectiveness

The company has return on total asset (ROA) of 0.1991 % which means that it generated a profit of $0.1991 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.4784 %, meaning that it created $0.4784 on every $100 dollars invested by stockholders. Jiayin's management efficiency ratios could be used to measure how well Jiayin manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Jiayin's Return On Tangible Assets are very stable compared to the past year. As of the 13th of February 2026, Return On Capital Employed is likely to grow to 0.59, while Return On Equity is likely to drop 0.29. At this time, Jiayin's Intangible Assets are very stable compared to the past year. As of the 13th of February 2026, Return On Tangible Assets is likely to grow to 0.31, while Other Assets are likely to drop about 62 M. As of the 13th of February 2026, Net Income Applicable To Common Shares is likely to grow to about 1.4 B, while Common Stock Shares Outstanding is likely to drop about 57.6 M. Jiayin Group has a total of 26.37 Million outstanding shares. Roughly 96.25 (percent) of Jiayin outstanding shares are held by general public with 3.75 pct. by outside corporations. Please note that no matter how many assets the company holds, if the real value of the firm is less than the current market value, you may not be able to make money on it. Some institutional investors establish a significant position in stocks such as Jiayin in order to find ways to drive up its value. Retail investors, on the other hand, need to know that institutional holders can own millions of shares of Jiayin, and when they decide to sell, the stock will often sell-off, which may instantly impact shareholders' value. So, traders who get in early or near the beginning of the institutional investor's buying cycle could potentially generate profits.

Jiayin Workforce Comparison

Jiayin Profit Margins

The company has Profit Margin (PM) of 0.26 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.31 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.31.

Jiayin Group Benchmark Summation

Jiayin Notable Stakeholders

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The success or failure of an entity such as Jiayin Group often depends on how effective the management is. Jiayin management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Jiayin management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Jiayin management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.

Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Jiayin Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.

Jiayin Group's market price often diverges from its book value, the accounting figure shown on Jiayin's balance sheet. Smart investors calculate Jiayin's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Jiayin's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.

Understanding that Jiayin's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Jiayin represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, Jiayin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.