Jiayin Company Leadership

JFIN Stock  USD 5.87  0.09  1.56%   
Jiayin employs about 925 people. The company is managed by 8 executives with a total tenure of roughly 2159 years, averaging almost 269.0 years of service per executive, having 115.63 employees per reported executive. Analysis of Jiayin's management performance can provide insight into the firm performance.
  
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Jiayin Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.

Jiayin Management Team Effectiveness

The company has return on total asset (ROA) of 0.1433 % which means that it generated a profit of $0.1433 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.5213 %, meaning that it created $0.5213 on every $100 dollars invested by stockholders. Jiayin's management efficiency ratios could be used to measure how well Jiayin manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Jiayin's Return On Tangible Assets are very stable compared to the past year. As of the 25th of November 2024, Return On Capital Employed is likely to grow to 0.40, while Return On Equity is likely to drop 0.52. At this time, Jiayin's Fixed Asset Turnover is very stable compared to the past year. As of the 25th of November 2024, Return On Assets is likely to grow to 0.31, while Non Current Assets Total are likely to drop about 168.9 M.
As of the 25th of November 2024, Common Stock Shares Outstanding is likely to grow to about 58.9 M. Also, Net Income Applicable To Common Shares is likely to grow to about 1.4 B

Jiayin Workforce Comparison

Jiayin Group is currently regarded as number one stock in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 1,236. Jiayin totals roughly 925 in number of employees claiming about 75% of equities under Financials industry.

Jiayin Profit Margins

The company has Profit Margin (PM) of 0.2 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.15 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.15.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.880.632
Significantly Up
Pretty Stable

Jiayin Group Benchmark Summation

Operator
The output start index for this execution was zero with a total number of output elements of sixty-one. Jiayin Group Price Series Summation is a cross summation of Jiayin price series and its benchmark/peer.

Jiayin Notable Stakeholders

A Jiayin stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Jiayin often face trade-offs trying to please all of them. Jiayin's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Jiayin's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Jin ChenSenior DirectorProfile
Chunlin FanChief OfficerProfile
Dinggui YanChairman FounderProfile
Yi FengChief OfficerProfile
Libin WangVP DirectorProfile
Bei BaiFinancial DirectorProfile
Jiong FengChief OfficerProfile
Yifang XuChief DirectorProfile

About Jiayin Management Performance

The success or failure of an entity such as Jiayin Group often depends on how effective the management is. Jiayin management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Jiayin management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Jiayin management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.23  0.34 
Return On Capital Employed 0.31  0.40 
Return On Assets 0.23  0.31 
Return On Equity 0.54  0.52 

Jiayin Workforce Analysis

Traditionally, organizations such as Jiayin use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Jiayin within its industry.

Jiayin Manpower Efficiency

Return on Jiayin Manpower

Revenue Per Employee5.9M
Revenue Per Executive683.4M
Net Income Per Employee1.4M
Net Income Per Executive162.2M
Working Capital Per Employee3.4M
Working Capital Per Executive391.5M
When determining whether Jiayin Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Jiayin's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Jiayin Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Jiayin Group Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Jiayin Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Jiayin. If investors know Jiayin will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Jiayin listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.26)
Earnings Share
2.99
Revenue Per Share
112.933
Quarterly Revenue Growth
0.155
Return On Assets
0.1433
The market value of Jiayin Group is measured differently than its book value, which is the value of Jiayin that is recorded on the company's balance sheet. Investors also form their own opinion of Jiayin's value that differs from its market value or its book value, called intrinsic value, which is Jiayin's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Jiayin's market value can be influenced by many factors that don't directly affect Jiayin's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Jiayin's value and its price as these two are different measures arrived at by different means. Investors typically determine if Jiayin is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Jiayin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.