Jiayin Historical Income Statement

JFIN Stock  USD 5.78  0.06  1.03%   
Historical analysis of Jiayin income statement accounts such as Interest Income of 307 K or Discontinued Operations of 0.0 can show how well Jiayin Group performed in making a profits. Evaluating Jiayin income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Jiayin's future profits or losses.
 
Covid
Financial Statement Analysis is much more than just reviewing and examining Jiayin Group latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Jiayin Group is a good buy for the upcoming year.
  
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Jiayin Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.

About Jiayin Income Statement Analysis

Jiayin Group Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Jiayin shareholders. The income statement also shows Jiayin investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Jiayin Income Statement Chart

At this time, Jiayin's Net Income From Continuing Ops is very stable compared to the past year. As of the 22nd of November 2024, EBIT is likely to grow to about 1.4 B, while Interest Income is likely to drop about 307 K.

Total Revenue

Total revenue comprises all receipts Jiayin Group generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Jiayin Group minus its cost of goods sold. It is profit before Jiayin operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.
Most accounts from Jiayin's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Jiayin Group current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Jiayin Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
At this time, Jiayin's Net Income From Continuing Ops is very stable compared to the past year. As of the 22nd of November 2024, EBIT is likely to grow to about 1.4 B, while Interest Income is likely to drop about 307 K.
 2021 2022 2023 2024 (projected)
Gross Profit1.4B2.7B3.5B2.1B
Total Revenue1.8B3.3B5.5B5.7B

Jiayin income statement Correlations

0.59-0.30.680.840.770.90.90.710.960.960.970.90.970.740.710.970.830.961.00.00.61
0.59-0.060.420.520.50.730.470.60.590.590.580.610.580.860.450.590.640.590.59-0.370.44
-0.3-0.06-0.010.03-0.26-0.26-0.2-0.22-0.2-0.23-0.22-0.09-0.22-0.28-0.19-0.24-0.43-0.23-0.3-0.020.0
0.680.42-0.010.830.210.470.520.270.610.620.640.590.650.320.220.640.520.630.68-0.060.99
0.840.520.030.830.660.780.850.680.870.890.880.90.890.610.650.880.740.890.840.010.77
0.770.5-0.260.210.660.850.910.940.830.830.820.890.820.760.90.830.740.830.770.020.11
0.90.73-0.260.470.780.850.890.850.940.950.930.90.930.930.850.940.860.950.9-0.060.41
0.90.47-0.20.520.850.910.890.880.950.940.950.970.950.70.920.940.720.940.9-0.040.42
0.710.6-0.220.270.680.940.850.880.780.780.760.890.760.80.940.770.70.780.71-0.040.19
0.960.59-0.20.610.870.830.940.950.781.01.00.951.00.770.811.00.811.00.96-0.080.53
0.960.59-0.230.620.890.830.950.940.781.01.00.941.00.790.81.00.851.00.96-0.030.55
0.970.58-0.220.640.880.820.930.950.761.01.00.941.00.760.791.00.821.00.97-0.050.56
0.90.61-0.090.590.90.890.90.970.890.950.940.940.940.750.870.940.750.940.9-0.110.5
0.970.58-0.220.650.890.820.930.950.761.01.01.00.940.760.791.00.821.00.97-0.050.57
0.740.86-0.280.320.610.760.930.70.80.770.790.760.750.760.720.780.860.790.74-0.060.3
0.710.45-0.190.220.650.90.850.920.940.810.80.790.870.790.720.790.590.80.71-0.030.13
0.970.59-0.240.640.880.830.940.940.771.01.01.00.941.00.780.790.851.00.97-0.030.56
0.830.64-0.430.520.740.740.860.720.70.810.850.820.750.820.860.590.850.850.830.160.49
0.960.59-0.230.630.890.830.950.940.781.01.01.00.941.00.790.81.00.850.96-0.030.55
1.00.59-0.30.680.840.770.90.90.710.960.960.970.90.970.740.710.970.830.960.00.61
0.0-0.37-0.02-0.060.010.02-0.06-0.04-0.04-0.08-0.03-0.05-0.11-0.05-0.06-0.03-0.030.16-0.030.0-0.08
0.610.440.00.990.770.110.410.420.190.530.550.560.50.570.30.130.560.490.550.61-0.08
Click cells to compare fundamentals

Jiayin Account Relationship Matchups

Jiayin income statement Accounts

201920202021202220232024 (projected)
Tax Provision37.0M108.8M125.7M155.4M247.6M260.0M
Net Interest Income5.7M7.7M(1.1M)281K12.9M13.5M
Interest Income1.9M169K5.7M281K323.2K307.0K
Depreciation And Amortization17.7M23.2M15.7M10.0M9.5M12.7M
Interest Expense47.8M132.6M1.1M153.0M176.0M184.8M
Selling General Administrative224.1M155.0M165.2M194.0M214.9M172.5M
Selling And Marketing Expenses606.0M375.1M659.3M1.1B1.5B871.7M
Total Revenue2.2B1.3B1.8B3.3B5.5B5.7B
Gross Profit1.8B1.1B1.4B2.7B3.5B2.1B
Other Operating Expenses1.7B998.1M1.3B2.1B4.1B2.1B
Operating Income534.7M229.1M278.2M1.2B1.3B1.4B
Net Income From Continuing Ops527.2M250.1M467.8M1.2B1.3B1.4B
Ebit534.7M302.1M432.0M1.2B1.3B1.4B
Research Development201.4M151.6M143.7M216.7M296.3M201.3M
Ebitda552.4M325.3M447.6M1.2B1.3B1.4B
Cost Of Revenue425.6M239.2M335.9M565.2M2.0B2.1B
Total Operating Expenses1.3B758.9M1.0B1.5B2.1B1.5B
Income Before Tax564.2M366.4M585.8M1.3B1.5B1.6B
Total Other Income Expense Net29.5M64.3M153.9M145.7M212.7M223.4M
Net Income Applicable To Common Shares527.7M252.9M472.1M1.2B1.4B1.4B
Net Income527.7M252.9M472.1M1.2B1.3B1.4B
Income Tax Expense37.0M108.8M125.7M155.4M247.6M260.0M
Reconciled Depreciation17.7M23.2M15.7M10.0M9.5M14.4M

Pair Trading with Jiayin

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Jiayin position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Jiayin will appreciate offsetting losses from the drop in the long position's value.

Moving together with Jiayin Stock

  0.88BZ Kanzhun Ltd ADRPairCorr
  0.92WB Weibo CorpPairCorr

Moving against Jiayin Stock

  0.59EVER EverQuote Class APairCorr
  0.31OB OutbrainPairCorr
  0.31MNY MoneyHero Limited ClassPairCorr
The ability to find closely correlated positions to Jiayin could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Jiayin when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Jiayin - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Jiayin Group to buy it.
The correlation of Jiayin is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Jiayin moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Jiayin Group moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Jiayin can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Jiayin Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Jiayin's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Jiayin Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Jiayin Group Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Jiayin Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Jiayin. If investors know Jiayin will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Jiayin listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.26)
Dividend Share
6.405
Earnings Share
3.12
Revenue Per Share
112.933
Quarterly Revenue Growth
0.155
The market value of Jiayin Group is measured differently than its book value, which is the value of Jiayin that is recorded on the company's balance sheet. Investors also form their own opinion of Jiayin's value that differs from its market value or its book value, called intrinsic value, which is Jiayin's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Jiayin's market value can be influenced by many factors that don't directly affect Jiayin's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Jiayin's value and its price as these two are different measures arrived at by different means. Investors typically determine if Jiayin is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Jiayin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.