Merchants Historical Financial Ratios
| MBIN Stock | USD 41.93 0.62 1.46% |
Merchants Bancorp is lately reporting on over 111 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Pb Ratio of 1.41 will help investors to properly organize and evaluate Merchants Bancorp financial condition quickly.
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About Merchants Financial Ratios Analysis
Merchants BancorpFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate Merchants Bancorp investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on Merchants financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across Merchants Bancorp history.
Merchants Bancorp Financial Ratios Chart
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Price To Sales Ratio
Price to Sales Ratio is figured by comparing Merchants Bancorp stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on Merchants Bancorp sales, a figure that is much harder to manipulate than other Merchants Bancorp multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.Ptb Ratio
Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.Roic
Return on Invested Capital, a profitability ratio that measures the return that an investment generates for those who have provided capital, such as debt holders and equity holders.Inventory Turnover
A ratio showing how many times a company's inventory is sold and replaced over a period, indicating the efficiency of inventory management.Most ratios from Merchants Bancorp's fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into Merchants Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Merchants Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in Merchants Stock, please use our How to Invest in Merchants Bancorp guide.At this time, Merchants Bancorp's Intangibles To Total Assets are very stable compared to the past year. As of the 1st of February 2025, Net Debt To EBITDA is likely to grow to 2.36, while Price To Sales Ratio is likely to drop 1.19.
| 2022 | 2023 | 2024 | 2025 (projected) | PTB Ratio | 0.72 | 1.08 | 1.24 | 1.41 | Price To Sales Ratio | 2.46 | 3.52 | 1.26 | 1.19 |
Merchants Bancorp fundamentals Correlations
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Merchants Bancorp Account Relationship Matchups
High Positive Relationship
High Negative Relationship
Merchants Bancorp fundamentals Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Price To Sales Ratio | 2.34 | 3.17 | 2.46 | 3.52 | 1.26 | 1.19 | |
| Ptb Ratio | 0.98 | 1.18 | 0.72 | 1.08 | 1.24 | 1.41 | |
| Capex To Depreciation | 1.91 | 1.66 | 3.55 | 2.64 | 3.04 | 2.88 | |
| Pb Ratio | 0.98 | 1.18 | 0.72 | 1.08 | 1.24 | 1.41 | |
| Roic | 0.0532 | (0.35) | 0.11 | 0.0282 | 0.0189 | 0.0199 | |
| Net Income Per Share | 4.19 | 5.26 | 5.09 | 6.46 | 7.14 | 7.5 | |
| Sales General And Administrative To Revenue | 0.0198 | 0.0224 | 0.0336 | 0.23 | 0.0125 | 0.0118 | |
| Pocfratio | (0.91) | (27.68) | 1.08 | (5.16) | (5.94) | (6.24) | |
| Interest Coverage | 4.25 | 9.08 | 1.82 | 0.55 | 1.65 | 3.22 | |
| Capex To Operating Cash Flow | (0.004141) | (0.0741) | 0.009037 | (0.0211) | (0.0243) | (0.0231) | |
| Pfcf Ratio | (0.9) | (25.77) | 1.09 | (5.06) | (5.82) | (6.11) | |
| Income Quality | (4.85) | (0.22) | 4.44 | (1.28) | (1.15) | (1.21) | |
| Ev To Operating Cash Flow | (2.24) | (27.7) | 1.83 | (6.23) | (7.16) | (7.52) | |
| Pe Ratio | 4.4 | 6.0 | 4.78 | 6.59 | 5.11 | 8.21 | |
| Return On Tangible Assets | 0.0166 | 0.0123 | 0.0189 | 0.0204 | 0.0176 | 0.015 | |
| Ev To Free Cash Flow | (2.23) | (25.79) | 1.84 | (6.1) | (7.02) | (7.37) | |
| Earnings Yield | 0.14 | 0.23 | 0.17 | 0.21 | 0.15 | 0.2 | |
| Intangibles To Total Assets | 0.0104 | 0.0113 | 0.0129 | 0.0103 | 0.0119 | 0.0185 | |
| Net Debt To E B I T D A | (3.16) | 4.76 | 0.004363 | 2.5 | 2.25 | 2.36 | |
| Current Ratio | 124.67 | 0.27 | 4.56 | 260.95 | 234.86 | 246.6 | |
| Debt To Equity | 1.66 | 0.89 | 0.66 | 0.57 | 0.51 | 0.47 | |
| Revenue Per Share | 7.88 | 9.97 | 9.9 | 12.09 | 29.04 | 30.49 | |
| Debt To Assets | 0.14 | 0.0917 | 0.0761 | 0.0569 | 0.0512 | 0.045 | |
| Enterprise Value Over E B I T D A | 2.34 | 8.0 | 4.44 | 6.08 | 5.47 | 5.74 | |
| Dividend Yield | 0.0298 | 0.0229 | 0.0363 | 0.0264 | 0.0237 | 0.0188 | |
| Book Value Per Share | 191.97 | 26.76 | 33.82 | 39.36 | 35.42 | 30.13 | |
| Free Cash Flow Yield | (1.11) | (0.0388) | 0.92 | (0.2) | (0.18) | (0.19) | |
| Operating Cash Flow Per Share | (20.29) | (1.14) | 22.61 | (8.25) | (7.42) | (7.05) | |
| Stock Based Compensation To Revenue | 0.003222 | 0.003499 | 0.004604 | 0.007151 | 0.006436 | 0.006758 | |
| Ev To Sales | 5.78 | 3.17 | 4.18 | 4.25 | 3.82 | 1.98 | |
| Free Cash Flow Per Share | (20.38) | (1.22) | 22.4 | (8.42) | (7.58) | (7.2) | |
| Capex To Revenue | 0.0107 | 0.008471 | 0.0206 | 0.0144 | 0.0166 | 0.0157 | |
| Cash Per Share | 10.43 | 31.11 | 12.73 | 39.29 | 35.36 | 37.13 | |
| Tangible Book Value Per Share | 189.64 | 23.8 | 30.04 | 35.31 | 31.77 | 28.06 | |
| Graham Number | 42.09 | 56.28 | 62.24 | 75.63 | 68.07 | 71.47 | |
| Shareholders Equity Per Share | 18.8 | 26.76 | 33.82 | 39.36 | 35.42 | 37.19 |
Pair Trading with Merchants Bancorp
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Merchants Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Merchants Bancorp will appreciate offsetting losses from the drop in the long position's value.Moving against Merchants Stock
The ability to find closely correlated positions to Merchants Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Merchants Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Merchants Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Merchants Bancorp to buy it.
The correlation of Merchants Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Merchants Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Merchants Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Merchants Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Merchants Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in Merchants Stock, please use our How to Invest in Merchants Bancorp guide.You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Merchants Bancorp. If investors know Merchants will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Merchants Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.30) | Earnings Share 6.3 | Revenue Per Share | Quarterly Revenue Growth (0.05) | Return On Assets |
The market value of Merchants Bancorp is measured differently than its book value, which is the value of Merchants that is recorded on the company's balance sheet. Investors also form their own opinion of Merchants Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Merchants Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Merchants Bancorp's market value can be influenced by many factors that don't directly affect Merchants Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Merchants Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Merchants Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Merchants Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.