Merchants Bancorp Valuation
| MBIN Stock | USD 41.33 0.35 0.84% |
At this time, the firm appears to be fairly valued. Merchants Bancorp secures a last-minute Real Value of $41.44 per share. The latest price of the firm is $41.33. Our model forecasts the value of Merchants Bancorp from analyzing the firm fundamentals such as Current Valuation of 4.9 B, return on equity of 0.17, and Profit Margin of 0.50 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Merchants Bancorp's valuation include:
Price Book 1.2697 | Enterprise Value 4.9 B | Price Sales 3.1139 | Trailing PE 6.8541 | Enterprise Value Revenue 9.3451 |
Fairly Valued
Today
Please note that Merchants Bancorp's price fluctuation is very steady at this time. Calculation of the real value of Merchants Bancorp is based on 3 months time horizon. Increasing Merchants Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Merchants Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Merchants Stock. However, Merchants Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 41.33 | Real 41.44 | Target 39.5 | Hype 41.33 | Naive 42.36 |
The intrinsic value of Merchants Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Merchants Bancorp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Merchants Bancorp helps investors to forecast how Merchants stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Merchants Bancorp more accurately as focusing exclusively on Merchants Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Merchants Bancorp's intrinsic value based on its ongoing forecasts of Merchants Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Merchants Bancorp's closest peers.
Merchants Bancorp Cash |
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Merchants Valuation Trend
Knowing Merchants Bancorp's actual value is paramount for traders when making sound investment determinations. Using both Merchants Bancorp's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Merchants Bancorp Total Value Analysis
Merchants Bancorp is now forecasted to have valuation of 4.9 B with market capitalization of 1.89 B, debt of 964.13 M, and cash on hands of 472.79 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Merchants Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
4.9 B | 1.89 B | 964.13 M | 472.79 M |
Merchants Bancorp Investor Information
About 42.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.27. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Merchants Bancorp recorded earning per share (EPS) of 6.03. The entity last dividend was issued on the 13th of December 2024. The firm had 3:2 split on the 18th of January 2022. Based on the analysis of Merchants Bancorp's profitability, liquidity, and operating efficiency, Merchants Bancorp may be sliding down financialy. It has an above-average chance of going through some form of financial crunch next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.75 | 0.6658 |
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| Operating Income | 192.1 M | 347.9 M |
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Merchants Bancorp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Merchants Bancorp has an asset utilization ratio of 3.08 percent. This suggests that the Company is making $0.0308 for each dollar of assets. An increasing asset utilization means that Merchants Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.Merchants Bancorp Ownership Allocation
Merchants Bancorp maintains a total of 45.76 Million outstanding shares. Merchants Bancorp holds significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.Merchants Bancorp Profitability Analysis
The company reported the previous year's revenue of 522.51 M. Net Income was 279.23 M with profit before overhead, payroll, taxes, and interest of 427.19 M.Merchants Bancorp Past Distributions to stockholders
About Merchants Bancorp Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Merchants Bancorp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Merchants Bancorp based exclusively on its fundamental and basic technical indicators. By analyzing Merchants Bancorp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Merchants Bancorp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Merchants Bancorp. We calculate exposure to Merchants Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Merchants Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 522.5 M | 278.9 M | |
| Pretax Profit Margin | 0.67 | 0.54 | |
| Operating Profit Margin | 0.67 | 0.75 | |
| Net Profit Margin | 0.53 | 0.38 |
Merchants Bancorp Quarterly Retained Earnings |
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A single share of Merchants Bancorp represents a small ownership stake in the entity. As a stockholder of Merchants, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Merchants Bancorp Dividends Analysis For Valuation
As of the 29th of November 2024, Dividends Paid is likely to grow to about (46.1 M). In addition to that, Dividend Yield is likely to drop to 0.02. At this time, Merchants Bancorp's Retained Earnings are very stable compared to the past year. As of the 29th of November 2024, Retained Earnings Total Equity is likely to grow to about 1 B, while Earning Assets are likely to drop about 2.2 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | -48.5 M | -46.1 M | |
| Dividend Yield | 0.03 | 0.02 | |
| Dividend Payout Ratio | 0.17 | 0.13 | |
| Dividend Paid And Capex Coverage Ratio | (6.36) | (6.68) |
There are various types of dividends Merchants Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Merchants shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Merchants Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Merchants pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Merchants Bancorp by the value of the dividends paid out.
Merchants Bancorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 43.3 M | |
| Quarterly Earnings Growth Y O Y | -0.304 |
Merchants Bancorp Current Valuation Indicators
Merchants Bancorp's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Merchants Bancorp's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Merchants Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Merchants Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Merchants Bancorp's worth.When determining whether Merchants Bancorp is a strong investment it is important to analyze Merchants Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Merchants Bancorp's future performance. For an informed investment choice regarding Merchants Stock, refer to the following important reports: Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Merchants Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in Merchants Stock, please use our How to Invest in Merchants Bancorp guide.You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Is Commercial & Residential Mortgage Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Merchants Bancorp. If investors know Merchants will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Merchants Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.30) | Dividend Share 0.35 | Earnings Share 6.03 | Revenue Per Share 13.735 | Quarterly Revenue Growth (0.05) |
The market value of Merchants Bancorp is measured differently than its book value, which is the value of Merchants that is recorded on the company's balance sheet. Investors also form their own opinion of Merchants Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Merchants Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Merchants Bancorp's market value can be influenced by many factors that don't directly affect Merchants Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Merchants Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Merchants Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Merchants Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.