Norwood Common Stock vs Short Long Term Debt Total Analysis

NWFL Stock  USD 30.35  0.94  3.00%   
Norwood Financial financial indicator trend analysis is infinitely more than just investigating Norwood Financial Corp recent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Norwood Financial Corp is a good investment. Please check the relationship between Norwood Financial Common Stock and its Short Long Term Debt Total accounts. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

Common Stock vs Short Long Term Debt Total

Common Stock vs Short Long Term Debt Total Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Norwood Financial Corp Common Stock account and Short Long Term Debt Total. At this time, the significance of the direction appears to have very week relationship.
The correlation between Norwood Financial's Common Stock and Short Long Term Debt Total is 0.23. Overlapping area represents the amount of variation of Common Stock that can explain the historical movement of Short Long Term Debt Total in the same time period over historical financial statements of Norwood Financial Corp, assuming nothing else is changed. The correlation between historical values of Norwood Financial's Common Stock and Short Long Term Debt Total is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Common Stock of Norwood Financial Corp are associated (or correlated) with its Short Long Term Debt Total. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Short Long Term Debt Total has no effect on the direction of Common Stock i.e., Norwood Financial's Common Stock and Short Long Term Debt Total go up and down completely randomly.

Correlation Coefficient

0.23
Relationship DirectionPositive 
Relationship StrengthVery Weak

Common Stock

Short Long Term Debt Total

Most indicators from Norwood Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Norwood Financial Corp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
At this time, Norwood Financial's Selling General Administrative is quite stable compared to the past year. Sales General And Administrative To Revenue is expected to rise to 0.44 this year, although the value of Tax Provision will most likely fall to about 4.6 M.
 2021 2022 2023 2024 (projected)
Interest Expense5.8M7.3M33.5M35.1M
Depreciation And Amortization1.6M1.6M1.5M889.2K

Norwood Financial fundamental ratios Correlations

0.58-0.40.630.960.94-0.280.960.670.710.470.380.920.980.710.90.610.991.00.93-0.220.480.470.630.750.72
0.58-0.40.170.680.480.230.570.320.230.120.620.530.480.180.660.170.60.570.350.170.920.230.160.530.63
-0.4-0.4-0.19-0.36-0.45-0.01-0.27-0.24-0.23-0.13-0.2-0.47-0.36-0.49-0.4-0.19-0.45-0.4-0.350.07-0.43-0.47-0.21-0.41-0.45
0.630.17-0.190.490.680.020.690.220.990.95-0.020.440.740.590.361.00.540.640.68-0.59-0.060.120.990.190.76
0.960.68-0.360.490.84-0.320.910.750.580.360.430.90.890.560.890.470.970.950.81-0.10.650.380.460.760.63
0.940.48-0.450.680.84-0.210.860.560.760.470.330.830.950.840.80.670.90.940.9-0.330.340.590.710.760.79
-0.280.23-0.010.02-0.32-0.21-0.11-0.83-0.020.110.18-0.4-0.22-0.35-0.330.04-0.31-0.27-0.350.110.04-0.40.06-0.510.28
0.960.57-0.270.690.910.86-0.110.520.770.580.340.840.950.580.840.680.920.960.91-0.240.440.290.690.570.73
0.670.32-0.240.220.750.56-0.830.520.290.090.130.740.580.520.690.20.710.670.62-0.090.440.480.180.760.19
0.710.23-0.230.990.580.76-0.020.770.290.920.070.550.810.620.460.990.630.720.76-0.520.00.170.980.270.78
0.470.12-0.130.950.360.470.110.580.090.92-0.080.310.580.380.210.950.390.480.52-0.54-0.08-0.090.91-0.050.63
0.380.62-0.2-0.020.430.330.180.340.130.07-0.080.460.3-0.090.48-0.020.410.370.170.650.530.03-0.070.410.24
0.920.53-0.470.440.90.83-0.40.840.740.550.310.460.850.590.90.430.920.920.870.020.520.450.420.750.52
0.980.48-0.360.740.890.95-0.220.950.580.810.580.30.850.760.840.730.950.980.94-0.350.350.470.750.680.76
0.710.18-0.490.590.560.84-0.350.580.520.620.38-0.090.590.760.620.580.670.720.79-0.580.080.820.660.670.63
0.90.66-0.40.360.890.8-0.330.840.690.460.210.480.90.840.620.340.910.90.85-0.070.60.620.370.840.52
0.610.17-0.191.00.470.670.040.680.20.990.95-0.020.430.730.580.340.520.620.67-0.58-0.070.110.990.170.76
0.990.6-0.450.540.970.9-0.310.920.710.630.390.410.920.950.670.910.520.980.89-0.180.550.480.530.780.65
1.00.57-0.40.640.950.94-0.270.960.670.720.480.370.920.980.720.90.620.980.94-0.230.470.480.640.750.72
0.930.35-0.350.680.810.9-0.350.910.620.760.520.170.870.940.790.850.670.890.94-0.360.230.540.710.660.65
-0.220.170.07-0.59-0.1-0.330.11-0.24-0.09-0.52-0.540.650.02-0.35-0.58-0.07-0.58-0.18-0.23-0.360.28-0.35-0.65-0.12-0.36
0.480.92-0.43-0.060.650.340.040.440.440.0-0.080.530.520.350.080.6-0.070.550.470.230.280.19-0.090.50.4
0.470.23-0.470.120.380.59-0.40.290.480.17-0.090.030.450.470.820.620.110.480.480.54-0.350.190.220.780.3
0.630.16-0.210.990.460.710.060.690.180.980.91-0.070.420.750.660.370.990.530.640.71-0.65-0.090.220.210.79
0.750.53-0.410.190.760.76-0.510.570.760.27-0.050.410.750.680.670.840.170.780.750.66-0.120.50.780.210.39
0.720.63-0.450.760.630.790.280.730.190.780.630.240.520.760.630.520.760.650.720.65-0.360.40.30.790.39
Click cells to compare fundamentals

Norwood Financial Account Relationship Matchups

Norwood Financial fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets1.2B1.9B2.1B2.0B2.2B2.3B
Short Long Term Debt Total118.7M105.8M90.8M82.3M114.2M62.6M
Other Current Liab(64.7M)(64.9M)(62.0M)(2.7M)(54.9M)(52.2M)
Total Current Liabilities64.7M64.9M62.0M44.9M1.5B1.6B
Total Stockholder Equity137.4M194.8M205.3M167.1M181.1M190.1M
Property Plant And Equipment Net14.2M17.8M17.3M17.9M21.7M22.8M
Net Debt103.3M(5.9M)(115.9M)50.4M48.1M35.7M
Retained Earnings86.5M93.8M110.0M130.0M135.3M142.0M
Cash15.4M111.7M206.7M31.9M66.1M69.4M
Non Current Assets Total236.0M274.2M453.7M466.4M2.1B2.2B
Non Currrent Assets Other(4.2M)(8.4M)(9.4M)(23.5M)1.7B1.7B
Other Assets765.3M1.2B995.4M1.1B1.3B667.5M
Cash And Short Term Investments225.6M338.3M613.5M450.8M434.8M456.5M
Net Receivables3.7M6.2M5.9M6.9M8.1M8.5M
Common Stock Total Equity634K824K827K829K953.4K1.0M
Common Stock Shares Outstanding6.3M7.2M8.2M8.2M8.1M6.4M
Liabilities And Stockholders Equity1.2B1.9B2.1B2.0B2.2B2.3B
Non Current Liabilities Total56.4M42.5M30.0M44.9M1.9B2.0B
Other Stockholder Equity49.1M95.0M94.7M93.6M92.3M96.9M
Total Liab1.1B1.7B1.9B1.9B2.0B2.1B
Property Plant And Equipment Gross14.2M17.8M35.9M37.8M38.2M40.1M
Total Current Assets229.3M344.5M619.4M457.7M66.1M62.8M
Accumulated Other Comprehensive Income1.2M5.1M(256K)(57.4M)(47.3M)(45.0M)
Short Term Debt62.3M63.3M60.8M42.3M44.4M30.7M
Common Stock634K824K827K829K831K463.1K
Accounts Payable2.4M1.6M1.2M2.7M10.5M11.0M
Other Liab9.2M14.3M14.4M10.7M12.3M6.9M
Long Term Debt56.4M42.5M30.0M40M69.8M73.3M
Short Term Investments210.2M226.6M406.8M418.9M406.3M426.6M
Inventory(20.7M)(118.9M)(214.3M)(39.1M)(1.6B)(1.5B)
Treasury Stock(400K)(342K)(1.8M)(3.3M)(3.0M)(2.8M)
Property Plant Equipment15.8M18.8M17.3M18.3M21.0M10.9M
Net Tangible Assets125.9M165.0M175.6M137.5M158.1M122.7M
Retained Earnings Total Equity86.5M93.8M110.0M130.0M149.5M87.6M
Capital Surpluse49.5M95.4M96.4M96.9M111.4M58.4M
Other Current Assets20.7M118.9M214.3M39.1M74.3M70.6M
Long Term Investments916.1M1.4B406.8M418.9M406.3M704.1M
Non Current Liabilities Other14.5M14.3M14.4M16.4M18.8M19.8M
Intangible Assets235K530K407K306K221K353.2K

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When determining whether Norwood Financial Corp is a strong investment it is important to analyze Norwood Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Norwood Financial's future performance. For an informed investment choice regarding Norwood Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Norwood Financial Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Norwood Financial. If investors know Norwood will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Norwood Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.06)
Dividend Share
1.2
Earnings Share
1.59
Revenue Per Share
7.741
Quarterly Revenue Growth
0.025
The market value of Norwood Financial Corp is measured differently than its book value, which is the value of Norwood that is recorded on the company's balance sheet. Investors also form their own opinion of Norwood Financial's value that differs from its market value or its book value, called intrinsic value, which is Norwood Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Norwood Financial's market value can be influenced by many factors that don't directly affect Norwood Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Norwood Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Norwood Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Norwood Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.