Regional Historical Income Statement

RM Stock

USD 30.03 0.33 1.11%

Historical analysis of Regional Management income statement accounts such as Total Revenue of 579 M, Gross Profit of 242.8 M or Other Operating Expenses of 486.3 M can show how well Regional Management Corp performed in making a profits. Evaluating Regional Management income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Regional Management's future profits or losses.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining Regional Management Corp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Regional Management Corp is a good buy for the upcoming year.

Net Income Gross Profit

Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.

About Regional Income Statement Analysis

Regional Management Corp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Regional Management shareholders. The income statement also shows Regional investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).

Regional Management Income Statement Chart

At this time, Regional Management's Cost Of Revenue is very stable compared to the past year. As of the 24th of November 2024, Research Development is likely to grow to 0.06, while Selling And Marketing Expenses is likely to drop about 8.2 M.

Depreciation And Amortization Selling General Administrative Selling And Marketing Expenses Total Revenue Gross Profit

Depreciation And Amortization

The systematic reduction in the recorded value of an intangible asset. This includes the allocation of the cost of tangible assets to periods in which the assets are used, representing the expense related to the wear and tear, deterioration, or obsolescence of physical assets and intangible assets over their useful lives.

Total Revenue

Total revenue comprises all receipts Regional Management Corp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.

Gross Profit

Gross profit is a required income statement account that reflects total revenue of Regional Management Corp minus its cost of goods sold. It is profit before Regional Management operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.

Most accounts from Regional Management's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Regional Management Corp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Regional Management Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.

	2021	2022	2023	2024 (projected)
Interest Expense	31.3M	34.2M	67.5M	70.8M
Depreciation And Amortization	283.1M	407.6M	14.6M	13.9M

Interest Expense Depreciation And Amortization

Regional Management income statement Correlations

	Depreciation And Amortization	Interest Expense	Selling General Administrative	Selling And Marketing Expenses	Total Revenue	Gross Profit	Other Operating Expenses	Operating Income	Ebit	Ebitda	Total Operating Expenses	Income Before Tax	Total Other Income Expense Net	Net Income	Income Tax Expense	Cost Of Revenue	Net Income From Continuing Ops	Non Recurring	Tax Provision	Interest Income	Net Interest Income	Reconciled Depreciation	Non Operating Income Net Other
Depreciation And Amortization		0.17	0.37	0.66	0.43	0.57	0.42	0.41	-0.97	0.53	-0.34	0.58	-0.45	0.62	0.32	-0.1	0.61	0.37	0.24	0.21	0.63	0.59	-0.15
Interest Expense	0.17		0.95	0.67	0.93	0.66	0.93	0.54	-0.03	0.47	0.14	-0.05	-0.57	0.05	-0.38	0.55	-0.03	0.93	-0.67	0.71	0.79	0.85	0.8
Selling General Administrative	0.37	0.95		0.82	0.99	0.76	0.99	0.67	-0.22	0.62	0.18	0.11	-0.62	0.2	-0.23	0.56	0.12	0.96	-0.53	0.69	0.88	0.88	0.72
Selling And Marketing Expenses	0.66	0.67	0.82		0.85	0.91	0.84	0.82	-0.51	0.81	0.0	0.47	-0.61	0.54	0.13	0.28	0.46	0.74	-0.13	0.65	0.9	0.83	0.45
Total Revenue	0.43	0.93	0.99	0.85		0.78	0.99	0.71	-0.27	0.67	0.16	0.19	-0.67	0.28	-0.17	0.55	0.19	0.96	-0.47	0.67	0.91	0.89	0.68
Gross Profit	0.57	0.66	0.76	0.91	0.78		0.77	0.71	-0.43	0.77	-0.2	0.56	-0.52	0.63	0.22	0.03	0.53	0.62	-0.1	0.75	0.76	0.77	0.28
Other Operating Expenses	0.42	0.93	0.99	0.84	0.99	0.77		0.65	-0.28	0.6	0.2	0.12	-0.68	0.2	-0.24	0.57	0.12	0.97	-0.53	0.65	0.89	0.89	0.67
Operating Income	0.41	0.54	0.67	0.82	0.71	0.71	0.65		-0.2	0.96	0.19	0.61	-0.46	0.65	0.34	0.33	0.57	0.56	0.03	0.47	0.77	0.57	0.43
Ebit	-0.97	-0.03	-0.22	-0.51	-0.27	-0.43	-0.28	-0.2		-0.33	0.38	-0.45	0.38	-0.48	-0.25	0.18	-0.49	-0.26	-0.24	-0.09	-0.48	-0.48	0.26
Ebitda	0.53	0.47	0.62	0.81	0.67	0.77	0.6	0.96	-0.33		-0.03	0.77	-0.39	0.81	0.48	0.14	0.75	0.47	0.21	0.5	0.73	0.56	0.25
Total Operating Expenses	-0.34	0.14	0.18	0.0	0.16	-0.2	0.2	0.19	0.38	-0.03		-0.45	-0.06	-0.45	-0.36	0.76	-0.51	0.25	-0.47	-0.31	0.01	-0.17	0.36
Income Before Tax	0.58	-0.05	0.11	0.47	0.19	0.56	0.12	0.61	-0.45	0.77	-0.45		-0.2	0.99	0.86	-0.42	0.96	-0.05	0.69	0.22	0.31	0.2	-0.35
Total Other Income Expense Net	-0.45	-0.57	-0.62	-0.61	-0.67	-0.52	-0.68	-0.46	0.38	-0.39	-0.06	-0.2		-0.26	0.08	-0.33	-0.22	-0.71	0.26	-0.28	-0.73	-0.66	-0.27
Net Income	0.62	0.05	0.2	0.54	0.28	0.63	0.2	0.65	-0.48	0.81	-0.45	0.99	-0.26		0.78	-0.37	0.98	0.04	0.62	0.29	0.41	0.29	-0.29
Income Tax Expense	0.32	-0.38	-0.23	0.13	-0.17	0.22	-0.24	0.34	-0.25	0.48	-0.36	0.86	0.08	0.78		-0.51	0.73	-0.41	0.81	-0.06	-0.08	-0.19	-0.53
Cost Of Revenue	-0.1	0.55	0.56	0.28	0.55	0.03	0.57	0.33	0.18	0.14	0.76	-0.42	-0.33	-0.37	-0.51		-0.43	0.67	-0.61	0.03	0.44	0.33	0.71
Net Income From Continuing Ops	0.61	-0.03	0.12	0.46	0.19	0.53	0.12	0.57	-0.49	0.75	-0.51	0.96	-0.22	0.98	0.73	-0.43		-0.02	0.68	0.24	0.37	0.24	-0.33
Non Recurring	0.37	0.93	0.96	0.74	0.96	0.62	0.97	0.56	-0.26	0.47	0.25	-0.05	-0.71	0.04	-0.41	0.67	-0.02		-0.63	0.57	0.89	0.88	0.74
Tax Provision	0.24	-0.67	-0.53	-0.13	-0.47	-0.1	-0.53	0.03	-0.24	0.21	-0.47	0.69	0.26	0.62	0.81	-0.61	0.68	-0.63		-0.28	-0.29	-0.41	-0.68
Interest Income	0.21	0.71	0.69	0.65	0.67	0.75	0.65	0.47	-0.09	0.5	-0.31	0.22	-0.28	0.29	-0.06	0.03	0.24	0.57	-0.28		0.62	0.72	0.57
Net Interest Income	0.63	0.79	0.88	0.9	0.91	0.76	0.89	0.77	-0.48	0.73	0.01	0.31	-0.73	0.41	-0.08	0.44	0.37	0.89	-0.29	0.62		0.94	0.6
Reconciled Depreciation	0.59	0.85	0.88	0.83	0.89	0.77	0.89	0.57	-0.48	0.56	-0.17	0.2	-0.66	0.29	-0.19	0.33	0.24	0.88	-0.41	0.72	0.94		0.61
Non Operating Income Net Other	-0.15	0.8	0.72	0.45	0.68	0.28	0.67	0.43	0.26	0.25	0.36	-0.35	-0.27	-0.29	-0.53	0.71	-0.33	0.74	-0.68	0.57	0.6	0.61

Click cells to compare fundamentals

Regional Management Account Relationship Matchups

Regional Management income statement Accounts

	2019	2020	2021	2022	2023	2024 (projected)
Depreciation And Amortization	171.9K	299.2M	283.1M	407.6M	14.6M	13.9M
Interest Expense	40.1M	37.9M	31.3M	34.2M	67.5M	70.8M
Selling General Administrative	124.2M	143.3M	157.0M	183.3M	243.1M	255.3M
Selling And Marketing Expenses	8.2M	10.4M	14.4M	15.4M	15.8M	8.2M
Total Revenue	315.6M	336.1M	397.0M	473.0M	551.4M	579.0M
Gross Profit	309.1M	328.9M	385.3M	307.9M	331.4M	242.8M
Other Operating Expenses	256.6M	300.1M	284.5M	403.0M	463.2M	486.3M
Operating Income	59.0M	35.9M	112.5M	99.5M	105.4M	67.8M
Ebit	69.7M	(250.0M)	(126.3M)	(295.4M)	88.2M	92.7M
Ebitda	69.8M	49.2M	156.9M	112.2M	102.9M	76.5M
Total Operating Expenses	(256.6M)	(300.1M)	(284.5M)	237.9M	243.1M	255.3M
Income Before Tax	59.0M	35.9M	112.5M	65.3M	20.8M	19.7M
Total Other Income Expense Net	(139.5M)	(38.8M)	(21.0M)	(180.2M)	(84.6M)	(80.4M)
Net Income	44.7M	26.7M	88.7M	51.2M	16.0M	15.2M
Income Tax Expense	14.3M	9.2M	23.8M	14.1M	4.8M	4.6M
Cost Of Revenue	6.5M	7.2M	11.7M	165.1M	220.0M	231.0M
Net Income Applicable To Common Shares	44.7M	26.7M	88.7M	51.2M	58.9M	36.4M
Net Income From Continuing Ops	44.7M	26.7M	88.7M	51.2M	16.0M	15.2M
Research Development	0.17	0.1	0.26	0.13	0.04	0.0641
Non Recurring	99.6M	123.8M	89.0M	185.1M	212.9M	223.5M
Tax Provision	14.3M	9.2M	23.8M	14.1M	4.8M	4.6M
Interest Income	321.2M	335.2M	382.5M	34.2M	489.7M	254.5M
Net Interest Income	281.0M	297.4M	351.2M	416.6M	422.2M	335.7M
Reconciled Depreciation	10.9M	13.3M	11.7M	12.7M	14.6M	12.5M

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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.17)

Dividend Share

1.2

Earnings Share

2.37

Revenue Per Share

58.139

Quarterly Revenue Growth

0.036

The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Regional Historical Income Statement

About Regional Income Statement Analysis

Regional Management Income Statement Chart

Depreciation And Amortization

Total Revenue

Gross Profit

Regional Management income statement Correlations

Regional Management Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Regional Management income statement Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Revenue	+ 0.99	Selling General Administrative
Other Operating Expenses	+ 0.99	Selling General Administrative
Other Operating Expenses	+ 0.99	Total Revenue
Net Income	+ 0.99	Income Before Tax
Net Income From Continuing Ops	+ 0.98	Net Income
Non Recurring	+ 0.97	Other Operating Expenses

Ebit	- 0.97	Depreciation And Amortization
Net Interest Income	- 0.73	Total Other Income Expense Net
Non Recurring	- 0.71	Total Other Income Expense Net
Non Operating Income Net Other	- 0.68	Tax Provision
Total Other Income Expense Net	- 0.68	Other Operating Expenses
Total Other Income Expense Net	- 0.67	Total Revenue