Sound Long Term Debt vs Total Assets Analysis

SFBC Stock  USD 54.00  1.19  2.25%   
Sound Financial financial indicator trend analysis is much more than just breaking down Sound Financial Bancorp prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Sound Financial Bancorp is a good investment. Please check the relationship between Sound Financial Long Term Debt and its Total Assets accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Sound Financial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Long Term Debt vs Total Assets

Long Term Debt vs Total Assets Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Sound Financial Bancorp Long Term Debt account and Total Assets. At this time, the significance of the direction appears to have very week relationship.
The correlation between Sound Financial's Long Term Debt and Total Assets is 0.28. Overlapping area represents the amount of variation of Long Term Debt that can explain the historical movement of Total Assets in the same time period over historical financial statements of Sound Financial Bancorp, assuming nothing else is changed. The correlation between historical values of Sound Financial's Long Term Debt and Total Assets is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Long Term Debt of Sound Financial Bancorp are associated (or correlated) with its Total Assets. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Total Assets has no effect on the direction of Long Term Debt i.e., Sound Financial's Long Term Debt and Total Assets go up and down completely randomly.

Correlation Coefficient

0.28
Relationship DirectionPositive 
Relationship StrengthVery Weak

Long Term Debt

Long-term debt is a debt that Sound Financial Bancorp has held for over one year. Long-term debt appears on Sound Financial Bancorp balance sheet and also includes long-term leases. The most common forms of long term debt are bonds payable, long-term notes payable, mortgage payable, pension liabilities, and lease liabilities. In the corporate world, long-term debt is generally used to fund big-ticket items, such as machinery, buildings, and land. The total of long-term debt reported on Sound Financial Bancorp balance sheet is the sum of the balances of all categories of long-term debt. Debt that is not due within the current year and is often considered to be financing activities that are to be repaid over several years.

Total Assets

Total assets refers to the total amount of Sound Financial assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in Sound Financial Bancorp books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.
Most indicators from Sound Financial's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Sound Financial Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Sound Financial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
The current year's Enterprise Value is expected to grow to about 125 M, whereas Selling General Administrative is forecasted to decline to about 16.5 M.
 2021 2022 2023 2024 (projected)
Interest Expense4.0M4.5M16.8M17.6M
Depreciation And Amortization676K704K1.7M936.1K

Sound Financial fundamental ratios Correlations

0.33-0.340.130.990.950.85-0.461.0-0.250.660.3-0.20.80.280.640.94-0.5-0.390.57-0.44-0.50.821.00.85-0.48
0.33-0.490.520.330.22-0.010.480.30.29-0.15-0.260.170.50.86-0.170.46-0.42-0.340.390.40.380.380.330.20.4
-0.34-0.49-0.59-0.33-0.22-0.08-0.44-0.35-0.080.290.390.03-0.38-0.380.29-0.50.20.21-0.73-0.290.28-0.25-0.34-0.480.27
0.130.52-0.590.150.07-0.10.390.10.81-0.24-0.190.220.090.29-0.240.21-0.41-0.290.330.390.210.260.130.120.23
0.990.33-0.330.150.950.85-0.450.99-0.220.640.39-0.170.790.260.640.92-0.56-0.440.54-0.43-0.490.880.990.84-0.48
0.950.22-0.220.070.950.92-0.470.95-0.250.620.42-0.240.690.150.60.88-0.5-0.360.46-0.44-0.540.790.950.84-0.52
0.85-0.01-0.08-0.10.850.92-0.630.85-0.30.720.42-0.220.580.040.70.73-0.38-0.320.27-0.61-0.550.70.850.78-0.53
-0.460.48-0.440.39-0.45-0.47-0.63-0.450.27-0.93-0.430.18-0.170.35-0.93-0.18-0.01-0.020.240.940.3-0.34-0.46-0.250.31
1.00.3-0.350.10.990.950.85-0.45-0.30.630.31-0.220.810.260.610.95-0.47-0.360.58-0.43-0.550.81.00.86-0.53
-0.250.29-0.080.81-0.22-0.25-0.30.27-0.3-0.22-0.130.36-0.280.12-0.21-0.28-0.22-0.12-0.260.290.610.02-0.26-0.360.62
0.66-0.150.29-0.240.640.620.72-0.930.63-0.220.4-0.160.39-0.060.990.39-0.24-0.22-0.03-0.86-0.250.540.660.42-0.25
0.3-0.260.39-0.190.390.420.42-0.430.31-0.130.40.050.08-0.390.460.18-0.54-0.39-0.03-0.32-0.340.60.290.26-0.33
-0.20.170.030.22-0.17-0.24-0.220.18-0.220.36-0.160.05-0.020.27-0.14-0.19-0.01-0.02-0.210.180.410.04-0.21-0.270.42
0.80.5-0.380.090.790.690.58-0.170.81-0.280.390.08-0.020.560.370.83-0.37-0.30.55-0.18-0.350.620.80.68-0.33
0.280.86-0.380.290.260.150.040.350.260.12-0.06-0.390.270.56-0.090.39-0.21-0.230.280.290.390.240.290.160.41
0.64-0.170.29-0.240.640.60.7-0.930.61-0.210.990.46-0.140.37-0.090.36-0.27-0.25-0.05-0.88-0.250.580.640.41-0.25
0.940.46-0.50.210.920.880.73-0.180.95-0.280.390.18-0.190.830.390.36-0.48-0.350.72-0.16-0.520.720.940.87-0.5
-0.5-0.420.2-0.41-0.56-0.5-0.38-0.01-0.47-0.22-0.24-0.54-0.01-0.37-0.21-0.27-0.480.94-0.51-0.140.2-0.77-0.5-0.590.18
-0.39-0.340.21-0.29-0.44-0.36-0.32-0.02-0.36-0.12-0.22-0.39-0.02-0.3-0.23-0.25-0.350.94-0.54-0.150.23-0.63-0.39-0.580.2
0.570.39-0.730.330.540.460.270.240.58-0.26-0.03-0.03-0.210.550.28-0.050.72-0.51-0.540.3-0.620.390.570.81-0.61
-0.440.4-0.290.39-0.43-0.44-0.610.94-0.430.29-0.86-0.320.18-0.180.29-0.88-0.16-0.14-0.150.30.24-0.33-0.44-0.180.25
-0.50.380.280.21-0.49-0.54-0.550.3-0.550.61-0.25-0.340.41-0.350.39-0.25-0.520.20.23-0.620.24-0.28-0.5-0.751.0
0.820.38-0.250.260.880.790.7-0.340.80.020.540.60.040.620.240.580.72-0.77-0.630.39-0.33-0.280.810.66-0.26
1.00.33-0.340.130.990.950.85-0.461.0-0.260.660.29-0.210.80.290.640.94-0.5-0.390.57-0.44-0.50.810.86-0.48
0.850.2-0.480.120.840.840.78-0.250.86-0.360.420.26-0.270.680.160.410.87-0.59-0.580.81-0.18-0.750.660.86-0.74
-0.480.40.270.23-0.48-0.52-0.530.31-0.530.62-0.25-0.330.42-0.330.41-0.25-0.50.180.2-0.610.251.0-0.26-0.48-0.74
Click cells to compare fundamentals

Sound Financial Account Relationship Matchups

Sound Financial fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets719.9M861.4M919.7M976.4M995.2M703.8M
Short Long Term Debt Total15.5M18.7M17.9M60.1M56.5M42.1M
Other Current Liab(226K)6.8M6.0M(37.9M)(11.0M)(10.4M)
Total Current Liabilities226K369K200K5.4M4.8M3.1M
Total Stockholder Equity77.7M85.5M93.4M97.7M100.7M70.9M
Other Liab9.7M8.8M9.9M9.4M10.8M7.1M
Property Plant And Equipment Net14.4M13.0M11.6M10.6M9.7M7.9M
Net Debt(40.3M)(175.1M)(165.7M)2.3M6.8M7.2M
Retained Earnings51.4M58.2M65.2M70.8M73.6M45.7M
Accounts Payable226K369K200K395K817K776.2K
Cash55.8M193.8M183.6M57.8M49.7M66.7M
Non Current Assets Total27.0M27.0M24.3M10.6M24.8M20.9M
Non Currrent Assets Other(27.0M)(27.0M)(24.3M)(17.1M)(24.8M)(23.6M)
Other Assets625.6M628.1M701.1M894.6M917.3M619.7M
Long Term Debt7.5M11.6M11.6M54.7M36.7M32.7M
Cash And Short Term Investments65.1M204.0M192.0M68.0M49.7M75.5M
Net Receivables2.2M2.3M2.2M3.1M3.5M2.2M
Common Stock Shares Outstanding2.6M2.6M2.6M2.6M2.6M2.1M
Liabilities And Stockholders Equity719.9M861.4M919.7M976.4M995.2M703.8M
Non Current Liabilities Total15.5M18.7M17.9M873.2M889.7M934.2M
Inventory(58.6M)(196.7M)(186.5M)(61.6M)46.2M48.5M
Other Current Assets58.6M196.7M186.5M61.6M53.7M51.0M
Other Stockholder Equity26.1M27.0M28.0M28.0M28.0M25.3M
Total Liab642.1M775.9M826.3M878.6M894.6M632.8M
Property Plant And Equipment Gross14.4M13.0M11.6M19.3M19.1M20.1M
Total Current Assets67.3M206.3M194.2M71.1M53.1M50.5M
Accumulated Other Comprehensive Income175K240K139K(1.1M)(988K)(938.6K)
Intangible Assets3.2M3.8M4.3M4.7M4.6M3.8M
Property Plant Equipment6.8M13.0M11.6M5.5M6.3M6.6M
Net Tangible Assets77.7M85.5M93.4M97.7M112.4M74.6M
Retained Earnings Total Equity46.2M51.4M58.2M70.8M81.4M45.0M
Short Term Investments9.3M10.2M8.4M10.2M8.3M8.0M
Capital Surpluse25.7M26.3M27.1M28.0M32.2M27.6M
Long Term Investments624.6M10.2M8.4M12.4M10.5M9.9M
Non Current Liabilities Other91.4M25.2M16.0M57.8M66.5M51.9M
Short Term Debt8.0M7.1M6.2M43M15M12.1M
Capital Lease Obligations8.0M7.1M6.2M5.4M4.8M3.9M

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Sound Financial Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Sound Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Sound Financial Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Sound Financial Bancorp Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Sound Financial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
You can also try the Fundamental Analysis module to view fundamental data based on most recent published financial statements.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Sound Financial. If investors know Sound will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Sound Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share
0.76
Earnings Share
1.52
Revenue Per Share
13.726
Quarterly Revenue Growth
(0.01)
Return On Assets
0.0037
The market value of Sound Financial Bancorp is measured differently than its book value, which is the value of Sound that is recorded on the company's balance sheet. Investors also form their own opinion of Sound Financial's value that differs from its market value or its book value, called intrinsic value, which is Sound Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Sound Financial's market value can be influenced by many factors that don't directly affect Sound Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Sound Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Sound Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Sound Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.