Sound Financial Valuation
| SFBC Stock | USD 53.57 0.43 0.80% |
At this time, the company appears to be overvalued. Sound Financial Bancorp has a current Real Value of $45.21 per share. The regular price of the company is $53.57. Our model measures the value of Sound Financial Bancorp from inspecting the company fundamentals such as Shares Outstanding of 2.39 M, return on equity of 0.0388, and Operating Margin of 0.18 % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Sound Financial's valuation include:
Price Book 1.2646 | Enterprise Value 44.4 M | Price Sales 3.6034 | Trailing PE 34.7237 | Enterprise Value Revenue 5.3014 |
Overvalued
Today
Please note that Sound Financial's price fluctuation is very steady at this time. Calculation of the real value of Sound Financial Bancorp is based on 3 months time horizon. Increasing Sound Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Sound Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Sound Stock. However, Sound Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 53.57 | Real 45.21 | Hype 53.66 | Naive 53.79 |
The real value of Sound Stock, also known as its intrinsic value, is the underlying worth of Sound Financial Bancorp Company, which is reflected in its stock price. It is based on Sound Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Sound Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Sound Financial Bancorp helps investors to forecast how Sound stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Sound Financial more accurately as focusing exclusively on Sound Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Sound Financial's intrinsic value based on its ongoing forecasts of Sound Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Sound Financial's closest peers. If more than one evaluation category is relevant for Sound Financial we suggest using both methods to arrive at a better estimate.
Sound Financial Cash |
|
Sound Valuation Trend
Comparing Sound Financial's enterprise value against its market capitalization is a good way to estimate the value of Sound Financial Bancorp uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Sound Revenue by Product
Sound Financial Total Value Analysis
Sound Financial Bancorp is at this time forecasted to have valuation of 44.43 M with market capitalization of 126.37 M, debt of 56.54 M, and cash on hands of 76.06 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Sound Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
44.43 M | 126.37 M | 56.54 M | 76.06 M |
Sound Financial Investor Information
About 17.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.26. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Sound Financial Bancorp last dividend was issued on the 12th of November 2024. The entity had 709:811 split on the 23rd of August 2012. Based on the analysis of Sound Financial's profitability, liquidity, and operating efficiency, Sound Financial Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.39 | 0.2722 |
|
| |||||
| Operating Income | 10.8 M | 10.7 M |
|
|
Sound Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Sound indicates not a very effective usage of assets in November.Sound Financial Ownership Allocation
The market capitalization of Sound Financial is $126.37 Million. 30% of Sound Financial Bancorp outstanding shares are owned by institutional holders. Institutional investors are typically referred to investors that purchase positions in a given stock to benefit from reduced commissions. Consequently, institutional investors are subject to different rules and regulations than regular investors. Please look out for any change in current institutional holding as this could mean something significant has changed at the company or is about to change. Note, that even with substantial debt, if the true value of the company is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Sound Financial Profitability Analysis
The company reported the previous year's revenue of 39.13 M. Net Income was 7.44 M with profit before overhead, payroll, taxes, and interest of 38.65 M.Sound Financial Past Distributions to stockholders
| 23rd of August 2024 | ||
| 22nd of May 2024 | ||
| 21st of February 2024 | ||
| 22nd of November 2023 | ||
| 23rd of August 2023 | ||
| 24th of May 2023 | ||
| 23rd of February 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Sound Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Sound Financial and how it compares across the competition.
About Sound Financial Valuation
The stock valuation mechanism determines Sound Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of Sound Financial. We calculate exposure to Sound Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Sound Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 39.1 M | 31.3 M | |
| Pretax Profit Margin | 0.23 | 0.20 | |
| Operating Profit Margin | 0.27 | 0.39 | |
| Net Profit Margin | 0.19 | 0.14 | |
| Gross Profit Margin | 0.90 | 0.80 |
Sound Financial Quarterly Retained Earnings |
|
A single share of Sound Financial represents a small ownership stake in the entity. As a stockholder of Sound, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Sound Financial Dividends Analysis For Valuation
As of November 26, 2024, Dividends Paid is expected to decline to about 1.2 M. In addition to that, Dividend Yield is expected to decline to 0.01. The current year's Earnings Yield is expected to grow to 0.09, whereas Retained Earnings are forecasted to decline to about 45.7 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 1.9 M | 1.2 M | |
| Dividend Yield | 0.02 | 0.01 | |
| Dividend Payout Ratio | 0.26 | 0.14 | |
| Dividend Paid And Capex Coverage Ratio | 2.92 | 2.78 |
There are various types of dividends Sound Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Sound shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Sound Financial Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Sound pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Sound Financial by the value of the dividends paid out.
Sound Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 2.6 M |
Sound Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of Sound Financial Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Sound we look at many different elements of the entity such as Sound's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Sound Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Sound Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Sound Financial's worth.Complementary Tools for Sound Stock analysis
When running Sound Financial's price analysis, check to measure Sound Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sound Financial is operating at the current time. Most of Sound Financial's value examination focuses on studying past and present price action to predict the probability of Sound Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sound Financial's price. Additionally, you may evaluate how the addition of Sound Financial to your portfolios can decrease your overall portfolio volatility.
| Equity Analysis Research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities | |
| Bollinger Bands Use Bollinger Bands indicator to analyze target price for a given investing horizon | |
| Competition Analyzer Analyze and compare many basic indicators for a group of related or unrelated entities | |
| Idea Optimizer Use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio | |
| Bonds Directory Find actively traded corporate debentures issued by US companies | |
| Theme Ratings Determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
| Piotroski F Score Get Piotroski F Score based on the binary analysis strategy of nine different fundamentals | |
| Balance Of Power Check stock momentum by analyzing Balance Of Power indicator and other technical ratios |