Sound Financial Statements From 2010 to 2026

SFBC Stock  USD 43.90  0.08  0.18%   
Sound Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Sound Financial's valuation are provided below:
Gross Profit
38.8 M
Profit Margin
0.1847
Market Capitalization
104.9 M
Enterprise Value Revenue
3.2585
Revenue
38.8 M
We have found one hundred twenty available fundamental trend indicators for Sound Financial Bancorp, which can be analyzed and compared to other ratios and to its competition. Investors should ensure to double-check all of Sound Financial's current performance against the performance from 2010 to 2026 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 117.1 M, whereas Enterprise Value is projected to grow to (1.7 M).

Sound Financial Total Revenue

37.38 Million

Check Sound Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Sound Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 1.2 M, Interest Expense of 23.8 M or Total Revenue of 37.4 M, as well as many indicators such as Price To Sales Ratio of 1.42, Dividend Yield of 0.0116 or PTB Ratio of 0.78. Sound financial statements analysis is a perfect complement when working with Sound Financial Valuation or Volatility modules.
  
Build AI portfolio with Sound Stock
Check out the analysis of Sound Financial Correlation against competitors.

Sound Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets689.6 M1.1 B684.4 M
Slightly volatile
Short and Long Term Debt Total39.4 M25.1 M37.2 M
Pretty Stable
Other Current Liabilities3.5 M3.7 M475.6 M
Slightly volatile
Total Current Liabilities3.5 M3.7 M479.3 M
Slightly volatile
Total Stockholder Equity68.5 M109.4 M69 M
Slightly volatile
Property Plant And Equipment Net7.1 M7.7 M7.2 M
Slightly volatile
Retained Earnings45.6 M81.5 M46.2 M
Slightly volatile
Non Current Assets Total7.3 M7.7 M518.5 M
Pretty Stable
Non Currrent Assets Other50.5 M28.1 M35.8 M
Slightly volatile
Common Stock Shares Outstanding2.1 M2.6 M2.6 M
Slightly volatile
Liabilities And Stockholders Equity689.6 M1.1 B684.4 M
Slightly volatile
Non Current Liabilities TotalB979.1 M160.3 M
Slightly volatile
Other Current Assets3.2 M3.4 M246.9 M
Slightly volatile
Total Liabilities621.1 M982.8 M615.4 M
Slightly volatile
Total Current Assets157.4 M149.9 M80 M
Slightly volatile
Other Stockholder Equity24.6 M28.7 M23.8 M
Slightly volatile
Common Stock21 K22.5 K25.4 K
Slightly volatile
Intangible Assets4.2 M5.5 MM
Slightly volatile
Other Liabilities7.1 M10.8 M7.1 M
Slightly volatile
Accounts Payable923.7 K879.8 K316.5 K
Slightly volatile
Cash70.9 M138.5 M64.9 M
Slightly volatile
Other Assets670.5 M934.6 M613.1 M
Slightly volatile
Long Term Debt33.3 M42.3 M31.1 M
Slightly volatile
Cash And Short Term Investments80.4 M146.2 M73.6 M
Slightly volatile
Net Receivables2.3 MM2.2 M
Slightly volatile
Common Stock Total Equity20.8 K23.4 K25.5 K
Slightly volatile
Property Plant And Equipment Gross22.2 M21.1 M10.6 M
Slightly volatile
Property Plant Equipment6.6 M6.3 MM
Slightly volatile
Short Term Investments7.4 M7.7 M8.8 M
Pretty Stable
Net Tangible Assets74.6 M112.4 M71.5 M
Slightly volatile
Retained Earnings Total Equity45 M81.4 M46.4 M
Slightly volatile
Capital Surpluse27.6 M32.2 M26.2 M
Slightly volatile
Long Term Investments8.5 M8.9 M270.5 M
Slightly volatile
Non Current Liabilities Other51.9 M66.5 M47.9 M
Slightly volatile
Earning Assets11.7 M13.3 M11.2 M
Slightly volatile
Net Invested Capital139.2 M161.5 M128.4 M
Slightly volatile
Capital Stock27.8 K28.8 K25.5 K
Slightly volatile

Sound Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization1.2 M1.8 M1.3 M
Slightly volatile
Interest Expense23.8 M22.6 M8.2 M
Slightly volatile
Total Revenue37.4 M61.6 M36.3 M
Slightly volatile
Other Operating Expenses30.6 M52.9 M29.1 M
Slightly volatile
Operating Income6.8 M8.7 M7.2 M
Slightly volatile
EBIT6.7 M6.5 M7.1 M
Slightly volatile
EBITDAM8.7 M8.4 M
Slightly volatile
Cost Of Revenue11.4 M22.8 M9.3 M
Slightly volatile
Total Operating Expenses19.9 M30.2 M20.1 M
Slightly volatile
Income Before Tax6.8 M8.7 M7.2 M
Slightly volatile
Net Income5.1 M7.2 M5.5 M
Slightly volatile
Income Tax Expense1.6 M1.5 M1.8 M
Pretty Stable
Selling General Administrative12.9 M18.5 M11.8 M
Slightly volatile
Gross Profit30.8 M38.9 M28.2 M
Slightly volatile
Net Income Applicable To Common Shares5.9 M10.1 M6.1 M
Slightly volatile
Net Income From Continuing Ops7.1 M5.3 MM
Slightly volatile
Tax Provision1.7 M905.4 K2.1 M
Slightly volatile
Net Interest Income30.8 M35.7 M26.2 M
Slightly volatile
Interest Income39.3 M66 M33.8 M
Slightly volatile
Reconciled Depreciation1.5 M1.8 M1.2 M
Slightly volatile
Selling And Marketing Expenses376 K433.6 K305.3 K
Slightly volatile

Sound Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Cashflows From Financing Activities13.3 M14 M40 M
Very volatile
Capital Expenditures65 K68.4 K749.7 K
Slightly volatile
Net IncomeM5.3 M5.4 M
Slightly volatile
End Period Cash Flow62.5 M50.2 M59.6 M
Slightly volatile
Stock Based Compensation363.1 K448.5 K339 K
Slightly volatile
Begin Period Cash Flow63.4 M57.1 M58 M
Slightly volatile
Depreciation1.5 M1.8 M1.4 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.421.81051.9455
Slightly volatile
Dividend Yield0.01160.01740.0144
Slightly volatile
PTB Ratio0.781.01981.0442
Very volatile
Days Sales Outstanding17.2618.3721.1338
Slightly volatile
Book Value Per Share44.9242.782728.2389
Slightly volatile
Stock Based Compensation To Revenue0.01070.00720.0096
Very volatile
Capex To Depreciation0.05260.05540.6768
Slightly volatile
PB Ratio0.781.01981.0442
Very volatile
ROIC0.03210.04650.0453
Slightly volatile
Net Income Per Share1.472.79932.1222
Slightly volatile
Payables Turnover48.5139.4644.0855
Slightly volatile
Sales General And Administrative To Revenue0.350.29940.324
Very volatile
Capex To Revenue0.00130.00140.0258
Slightly volatile
Cash Per Share60.0157.155730.4647
Slightly volatile
Interest Coverage0.360.38321.5723
Slightly volatile
Payout Ratio0.160.27150.2222
Pretty Stable
Days Payables Outstanding8.549.5710.492
Slightly volatile
ROE0.05290.06540.0749
Pretty Stable
PE Ratio19.4415.586117.3642
Pretty Stable
Return On Tangible Assets0.00540.00660.0076
Pretty Stable
Earnings Yield0.05290.06420.0737
Very volatile
Intangibles To Total Assets0.00690.00550.0059
Slightly volatile
Current Ratio42.8840.83985.0327
Slightly volatile
Tangible Book Value Per Share44.9242.782726.9918
Slightly volatile
Receivables Turnover18.6920.5617.3036
Slightly volatile
Graham Number26.3251.909735.5155
Slightly volatile
Shareholders Equity Per Share44.9242.782728.2389
Slightly volatile
Debt To Equity0.220.22980.57
Slightly volatile
Capex Per Share0.03270.03440.2985
Slightly volatile
Revenue Per Share25.324.098114.921
Slightly volatile
Interest Debt Per Share13.3318.682617.2876
Slightly volatile
Debt To Assets0.02190.0230.056
Slightly volatile
Short Term Coverage Ratios0.280.410.2734
Slightly volatile
Price Earnings Ratio19.4415.586117.3642
Pretty Stable
Operating Cycle17.2618.3721.1338
Slightly volatile
Price Book Value Ratio0.781.01981.0442
Very volatile
Days Of Payables Outstanding8.549.5710.492
Slightly volatile
Dividend Payout Ratio0.160.27150.2222
Pretty Stable
Pretax Profit Margin0.140.14070.1984
Very volatile
Ebt Per Ebit0.81.311.3823
Pretty Stable
Operating Profit Margin0.140.14070.1983
Very volatile
Effective Tax Rate0.290.17460.2522
Slightly volatile
Company Equity Multiplier11.599.983410.2722
Slightly volatile
Long Term Debt To Capitalization0.160.16410.301
Slightly volatile
Total Debt To Capitalization0.180.18690.3373
Slightly volatile
Return On Capital Employed0.00760.0080.0575
Very volatile
Debt Equity Ratio0.220.22980.57
Slightly volatile
Ebit Per Revenue0.140.14070.1983
Very volatile
Quick Ratio42.8840.83985.0327
Slightly volatile
Net Income Per E B T0.590.82540.7407
Slightly volatile
Cash Ratio39.637.71534.6338
Slightly volatile
Days Of Sales Outstanding17.2618.3721.1338
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.920.880.9289
Pretty Stable
Price To Book Ratio0.781.01981.0442
Very volatile
Fixed Asset Turnover7.358.04246.3596
Slightly volatile
Debt Ratio0.02190.0230.056
Slightly volatile
Price Sales Ratio1.421.81051.9455
Slightly volatile
Return On Assets0.00530.00660.0076
Pretty Stable
Asset Turnover0.06170.05640.0544
Pretty Stable
Net Profit Margin0.10.11620.1462
Pretty Stable
Gross Profit Margin0.860.63070.7816
Very volatile
Price Fair Value0.781.01981.0442
Very volatile
Return On Equity0.05290.06540.0749
Pretty Stable

Sound Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap117.1 M111.6 M78.5 M
Slightly volatile

Sound Fundamental Market Drivers

Sound Upcoming Events

22nd of April 2024
Upcoming Quarterly Report
View
31st of March 2024
Next Fiscal Quarter End
View

About Sound Financial Financial Statements

Sound Financial stakeholders use historical fundamental indicators, such as Sound Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although Sound Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in Sound Financial's assets and liabilities are reflected in the revenues and expenses on Sound Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Sound Financial Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-939.5 K-986.5 K
Total Revenue61.6 M37.4 M
Cost Of Revenue22.8 M11.4 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.30  0.35 
Revenue Per Share 24.10  25.30 
Ebit Per Revenue 0.14  0.14 

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Sound Financial Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Sound Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Sound Financial Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Sound Financial Bancorp Stock:
Check out the analysis of Sound Financial Correlation against competitors.
You can also try the Portfolio Anywhere module to track or share privately all of your investments from the convenience of any device.
Will Regional Banks sector continue expanding? Could Sound diversify its offerings? Factors like these will boost the valuation of Sound Financial. If investors know Sound will grow in the future, the company's valuation will be higher. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Sound Financial data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.163
Dividend Share
0.76
Earnings Share
3
Revenue Per Share
15.197
Quarterly Revenue Growth
0.006
Sound Financial Bancorp's market price often diverges from its book value, the accounting figure shown on Sound's balance sheet. Smart investors calculate Sound Financial's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Sound Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Sound Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Sound Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Sound Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.