Based on the analysis of Sound Financial's profitability, liquidity, and operating efficiency, Sound Financial Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in December. At present, Sound Financial's Cash is projected to increase significantly based on the last few years of reporting. The current year's Cash And Short Term Investments is expected to grow to about 75.5 M, whereas Total Assets are forecasted to decline to about 703.8 M. Key indicators impacting Sound Financial's financial strength include:
The essential information of the day-to-day investment outlook for Sound Financial includes many different criteria found on its balance sheet. An individual investor should monitor Sound Financial's cash flow, debt, and profitability to accurately make informed decisions on whether to invest in Sound Financial.
Net Income
6.05 Million
Sound
Select Account or Indicator
Market Cap
Enterprise Value
Price To Sales Ratio
Dividend Yield
Ptb Ratio
Days Sales Outstanding
Book Value Per Share
Free Cash Flow Yield
Operating Cash Flow Per Share
Stock Based Compensation To Revenue
Capex To Depreciation
Pb Ratio
Ev To Sales
Free Cash Flow Per Share
Roic
Net Income Per Share
Sales General And Administrative To Revenue
Capex To Revenue
Cash Per Share
Pocfratio
Interest Coverage
Payout Ratio
Capex To Operating Cash Flow
Pfcf Ratio
Income Quality
Roe
Ev To Operating Cash Flow
Pe Ratio
Return On Tangible Assets
Ev To Free Cash Flow
Earnings Yield
Intangibles To Total Assets
Net Debt To E B I T D A
Current Ratio
Tangible Book Value Per Share
Receivables Turnover
Graham Number
Shareholders Equity Per Share
Debt To Equity
Capex Per Share
Graham Net Net
Revenue Per Share
Interest Debt Per Share
Debt To Assets
Enterprise Value Over E B I T D A
Price Earnings Ratio
Price Book Value Ratio
Price Earnings To Growth Ratio
Dividend Payout Ratio
Price To Operating Cash Flows Ratio
Price To Free Cash Flows Ratio
Pretax Profit Margin
Ebt Per Ebit
Operating Profit Margin
Effective Tax Rate
Company Equity Multiplier
Long Term Debt To Capitalization
Total Debt To Capitalization
Return On Capital Employed
Debt Equity Ratio
Ebit Per Revenue
Quick Ratio
Dividend Paid And Capex Coverage Ratio
Net Income Per E B T
Cash Ratio
Operating Cash Flow Sales Ratio
Days Of Sales Outstanding
Free Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage Ratios
Price To Book Ratio
Fixed Asset Turnover
Capital Expenditure Coverage Ratio
Price Cash Flow Ratio
Enterprise Value Multiple
Debt Ratio
Cash Flow To Debt Ratio
Price Sales Ratio
Return On Assets
Asset Turnover
Net Profit Margin
Price Fair Value
Return On Equity
Change To Inventory
Change In Cash
Stock Based Compensation
Free Cash Flow
Change In Working Capital
Begin Period Cash Flow
Other Cashflows From Financing Activities
Depreciation
Other Non Cash Items
Dividends Paid
Capital Expenditures
Total Cash From Operating Activities
Change To Account Receivables
Net Income
Total Cash From Financing Activities
End Period Cash Flow
Other Cashflows From Investing Activities
Sale Purchase Of Stock
Investments
Change Receivables
Net Borrowings
Total Cashflows From Investing Activities
Cash And Cash Equivalents Changes
Cash Flows Other Operating
Change To Netincome
Change To Liabilities
Change To Operating Activities
Total Assets
Short Long Term Debt Total
Other Current Liab
Total Current Liabilities
Total Stockholder Equity
Other Liab
Property Plant And Equipment Net
Net Debt
Retained Earnings
Accounts Payable
Cash
Non Current Assets Total
Non Currrent Assets Other
Other Assets
Long Term Debt
Cash And Short Term Investments
Net Receivables
Common Stock Total Equity
Common Stock Shares Outstanding
Liabilities And Stockholders Equity
Non Current Liabilities Total
Inventory
Other Current Assets
Other Stockholder Equity
Total Liab
Property Plant And Equipment Gross
Total Current Assets
Accumulated Other Comprehensive Income
Intangible Assets
Property Plant Equipment
Net Tangible Assets
Retained Earnings Total Equity
Short Term Investments
Capital Surpluse
Long Term Investments
Non Current Liabilities Other
Short Long Term Debt
Short Term Debt
Long Term Debt Total
Capital Lease Obligations
Earning Assets
Net Invested Capital
Current Deferred Revenue
Depreciation And Amortization
Interest Expense
Selling General Administrative
Total Revenue
Gross Profit
Other Operating Expenses
Operating Income
Ebit
Ebitda
Cost Of Revenue
Total Operating Expenses
Income Before Tax
Total Other Income Expense Net
Net Income Applicable To Common Shares
Income Tax Expense
Net Income From Continuing Ops
Tax Provision
Net Interest Income
Interest Income
Extraordinary Items
Reconciled Depreciation
Selling And Marketing Expenses
Probability Of Bankruptcy
Understanding current and past Sound Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Sound Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Sound Financial's assets may result in an increase in income on the income statement.
Please note, the presentation of Sound Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Sound Financial's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Sound Financial's management manipulating its earnings.
Sound Financial Stock Summary
Sound Financial competes with Finward Bancorp, Franklin Financial, Community West, Home Federal, and Lake Shore. Sound Financial Bancorp, Inc. operates as the bank holding company for Sound Community Bank that provides banking and other financial services for consumers and businesses. The company was founded in 1953 and is headquartered in Seattle, Washington. Sound Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 125 people.
Comparative valuation techniques use various fundamental indicators to help in determining Sound Financial's current stock value. Our valuation model uses many indicators to compare Sound Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Sound Financial competition to find correlations between indicators driving Sound Financial's intrinsic value. More Info.
Sound Financial Bancorp is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about 0.10 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Sound Financial Bancorp is roughly 10.49 . At present, Sound Financial's Return On Equity is projected to increase slightly based on the last few years of reporting. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Sound Financial's earnings, one of the primary drivers of an investment's value.
Sound Financial Bancorp Systematic Risk
Sound Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Sound Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twelve with a total number of output elements of fourty-nine. The Beta measures systematic risk based on how returns on Sound Financial Bancorp correlated with the market. If Beta is less than 0 Sound Financial generally moves in the opposite direction as compared to the market. If Sound Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Sound Financial Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Sound Financial is generally in the same direction as the market. If Beta > 1 Sound Financial moves generally in the same direction as, but more than the movement of the benchmark.
About Sound Financial Financials
What exactly are Sound Financial Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Sound Financial's income statement, its balance sheet, and the statement of cash flows. Potential Sound Financial investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Sound Financial investors may use each financial statement separately, they are all related. The changes in Sound Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Sound Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
Today, most investors in Sound Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Sound Financial's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Sound Financial growth as a starting point in their analysis.
Price Earnings To Growth Ratio
(0.84)
At present, Sound Financial's Price Earnings To Growth Ratio is projected to slightly decrease based on the last few years of reporting.
Sound Financial November 26, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Sound Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Sound Financial Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Sound Financial Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Sound Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Sound Financial's daily price indicators and compare them against related drivers.
When running Sound Financial's price analysis, check to measure Sound Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Sound Financial is operating at the current time. Most of Sound Financial's value examination focuses on studying past and present price action to predict the probability of Sound Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Sound Financial's price. Additionally, you may evaluate how the addition of Sound Financial to your portfolios can decrease your overall portfolio volatility.
Sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors.
Determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance