SoFi Historical Financial Ratios

SOFI Stock  USD 15.60  0.59  3.93%   
SoFi Technologies is promptly reporting on over 99 different financial statement accounts. To analyze all of these accounts together requires a lot of time and effort. However, using these accounts to derive some meaningful and actionable indicators such as Book Value Per Share of 6.17, Invested Capital of 0.0, Average Payables of 0.0 or Stock Based Compensation To Revenue of 0.13 will help investors to properly organize and evaluate SoFi Technologies financial condition quickly.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SoFi Technologies. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in SoFi Stock please use our How to Invest in SoFi Technologies guide.

About SoFi Financial Ratios Analysis

SoFi TechnologiesFinancial ratios are relationships based on a company's financial information. They can serve as useful tools to evaluate SoFi Technologies investment potential. Financial ratio analysis can also be defined as the process of presenting financial ratios, which are mathematical indicators calculated by comparing key financial information appearing on SoFi financial statements. Financial ratios are useful tools that help investors analyze and compare relationships between different pieces of financial information across SoFi Technologies history.

SoFi Technologies Financial Ratios Chart

As of now, SoFi Technologies' Capex To Depreciation is decreasing as compared to previous years. The SoFi Technologies' current PB Ratio is estimated to increase to 1.78, while Price To Sales Ratio is projected to decrease to 2.94.
Add Fundamental
Price To Sales RatioDividend Yield
Ptb RatioDays Sales Outstanding
Book Value Per ShareFree Cash Flow Yield
Invested CapitalOperating Cash Flow Per Share
Average PayablesStock Based Compensation To Revenue
Capex To DepreciationPb Ratio
Ev To SalesFree Cash Flow Per Share
RoicInventory Turnover
Net Income Per ShareDays Of Inventory On Hand
Payables TurnoverSales General And Administrative To Revenue
Average InventoryResearch And Ddevelopement To Revenue
Capex To RevenueCash Per Share
PocfratioInterest Coverage
Payout RatioCapex To Operating Cash Flow
Pfcf RatioDays Payables Outstanding
Net Current Asset ValueIncome Quality
RoeTangible Asset Value
Ev To Operating Cash FlowPe Ratio
Return On Tangible AssetsEv To Free Cash Flow
Earnings YieldIntangibles To Total Assets
Net Debt To E B I T D ACurrent Ratio
Tangible Book Value Per ShareReceivables Turnover
Graham NumberShareholders Equity Per Share
Debt To EquityCapex Per Share
Graham Net NetAverage Receivables
Revenue Per ShareInterest Debt Per Share
Debt To AssetsEnterprise Value Over E B I T D A
Short Term Coverage RatiosPrice Earnings Ratio
Price Book Value RatioPrice Earnings To Growth Ratio
Days Of Payables OutstandingDividend Payout Ratio
Price To Operating Cash Flows RatioPrice To Free Cash Flows Ratio
Pretax Profit MarginEbt Per Ebit
Operating Profit MarginEffective Tax Rate
Company Equity MultiplierLong Term Debt To Capitalization
Total Debt To CapitalizationReturn On Capital Employed
Debt Equity RatioEbit Per Revenue
Quick RatioDividend Paid And Capex Coverage Ratio
Net Income Per E B TCash Ratio
Operating Cash Flow Sales RatioDays Of Inventory Outstanding
Days Of Sales OutstandingFree Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage RatiosPrice To Book Ratio
Fixed Asset TurnoverCapital Expenditure Coverage Ratio
Price Cash Flow RatioEnterprise Value Multiple
Debt RatioCash Flow To Debt Ratio
Price Sales RatioReturn On Assets
Asset TurnoverNet Profit Margin
Gross Profit MarginPrice Fair Value
Return On Equity

Price To Sales Ratio

Price to Sales Ratio is figured by comparing SoFi Technologies stock price to its revenues. An advantage to using Price to Sales ratio is that it is based on SoFi Technologies sales, a figure that is much harder to manipulate than other SoFi Technologies multiples. Because sales tend to be more stable P/S ratio can be a good tool for screening cyclical companies fluctuating earnings patterns. A valuation ratio that compares a company's stock price to its revenues, calculated by dividing the company's market cap by its total sales or revenue over a 12-month period.

Dividend Yield

Dividend Yield is SoFi Technologies dividend as a percentage of SoFi Technologies stock price. SoFi Technologies dividend yield is a measure of SoFi Technologies stock productivity, which can be interpreted as interest rate earned on an SoFi Technologies investment. A financial ratio that shows how much a company pays out in dividends each year relative to its stock price, calculated as annual dividends per share divided by price per share.

Ptb Ratio

Price-to-Book ratio, a financial valuation metric used to compare a company's current market price to its book value. It provides insight into the value that market participants place on the company's equity relative to its net asset value.
Most ratios from SoFi Technologies' fundamentals are interrelated and interconnected. However, analyzing fundamentals ratios one by one will only give a small insight into SoFi Technologies current financial condition. On the other hand, looking into the entire matrix of fundamentals ratios, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SoFi Technologies. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in SoFi Stock please use our How to Invest in SoFi Technologies guide.As of now, SoFi Technologies' Capex To Depreciation is decreasing as compared to previous years. The SoFi Technologies' current PB Ratio is estimated to increase to 1.78, while Price To Sales Ratio is projected to decrease to 2.94.
 2021 2022 2023 2024 (projected)
Dividend Yield0.03880.0097340.0042990.004084
Price To Sales Ratio8.462.644.462.94

SoFi Technologies fundamentals Correlations

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-0.66-0.6-0.65-0.780.670.670.86-0.65-0.590.670.490.34-0.550.50.520.60.720.180.630.650.57-0.060.690.790.02
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-0.140.02-0.540.67-0.640.920.46-0.54-0.340.920.06-0.08-0.420.530.320.170.210.160.370.30.330.00.540.680.03
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-0.55-0.36-0.540.86-0.440.460.5-0.54-0.210.490.330.09-0.160.320.120.460.56-0.290.290.40.13-0.520.530.47-0.45
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-0.22-0.02-0.690.67-0.720.921.00.49-0.69-0.49-0.03-0.1-0.370.410.360.190.30.190.410.30.430.050.60.760.09
-0.58-0.63-0.120.49-0.180.06-0.020.33-0.12-0.35-0.030.15-0.180.560.190.90.710.050.220.220.430.020.020.190.07
-0.48-0.82-0.230.34-0.6-0.08-0.110.09-0.23-0.65-0.10.15-0.8-0.010.840.190.440.740.830.880.660.580.560.550.62
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-0.67-0.28-0.620.5-0.360.530.410.32-0.62-0.310.410.56-0.01-0.450.330.720.630.130.380.340.4-0.020.490.46-0.01
-0.6-0.76-0.590.52-0.880.320.350.12-0.59-0.90.360.190.84-0.960.330.360.60.90.980.910.920.730.780.860.76
-0.83-0.69-0.510.6-0.380.170.190.46-0.51-0.530.190.90.19-0.310.720.360.920.120.410.390.570.020.340.430.07
-0.95-0.83-0.720.72-0.630.210.30.56-0.72-0.730.30.710.44-0.530.630.60.920.30.670.670.730.120.630.660.19
-0.28-0.56-0.290.18-0.690.160.18-0.29-0.29-0.780.190.050.74-0.840.130.90.120.30.80.670.840.950.480.650.96
-0.68-0.79-0.670.63-0.910.370.40.29-0.67-0.880.410.220.83-0.950.380.980.410.670.80.970.880.580.860.90.62
-0.71-0.81-0.630.65-0.830.30.290.4-0.63-0.780.30.220.88-0.910.340.910.390.670.670.970.760.420.870.830.47
-0.63-0.78-0.590.57-0.870.330.420.13-0.59-0.970.430.430.66-0.810.40.920.570.730.840.880.760.730.630.850.78
-0.07-0.41-0.05-0.06-0.480.00.04-0.52-0.05-0.650.050.020.58-0.64-0.020.730.020.120.950.580.420.730.190.421.0
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-0.12-0.47-0.10.02-0.540.030.07-0.45-0.1-0.70.090.070.62-0.67-0.010.760.070.190.960.620.470.781.00.230.48
Click cells to compare fundamentals

SoFi Technologies Account Relationship Matchups

SoFi Technologies fundamentals Accounts

201920202021202220232024 (projected)
Price To Sales Ratio2.382.568.462.644.462.94
Ptb Ratio0.50.471.770.751.691.78
Book Value Per Share20.8826.298.926.145.886.17
Free Cash Flow Yield(0.0875)(0.35)(0.17)(1.77)(0.78)(0.74)
Operating Cash Flow Per Share(0.54)(4.13)(2.56)(8.05)(7.65)(7.27)
Stock Based Compensation To Revenue0.160.140.180.240.190.13
Capex To Depreciation2.360.350.510.690.61.13
Pb Ratio0.50.471.770.751.691.78
Ev To Sales12.749.9812.25.625.548.92
Free Cash Flow Per Share(0.92)(4.34)(2.66)(8.17)(7.78)(7.39)
Roic0.005492(5.9E-5)(0.0412)(0.0123)0.02290.024
Net Income Per Share(2.38)(1.93)(0.92)(0.36)(0.32)(0.33)
Sales General And Administrative To Revenue0.340.420.510.320.240.28
Capex To Revenue0.08490.04340.05310.06590.05750.0422
Cash Per Share4.967.511.311.83.794.53
Pocfratio(19.27)(3.01)(6.17)(0.57)(1.3)(1.37)
Interest Coverage0.14(0.003575)(3.68)(0.68)0.310.33
Capex To Operating Cash Flow(0.69)(0.0512)(0.0387)(0.0143)(0.0168)(0.0176)
Pfcf Ratio(11.42)(2.87)(5.94)(0.56)(1.28)(1.34)
Income Quality0.232.142.7922.6424.0326.05
Roe(0.11)(0.0734)(0.1)(0.058)(0.0541)(0.0568)
Ev To Operating Cash Flow(103.05)(11.77)(8.9)(1.22)(1.62)(1.7)
Pe Ratio(4.4)(6.45)(17.21)(12.96)(31.27)(29.7)
Return On Tangible Assets(0.034)(0.0313)(0.0618)(0.0191)(0.0107)(0.0102)
Ev To Free Cash Flow(61.09)(11.2)(8.57)(1.2)(1.59)(1.67)
Earnings Yield(0.23)(0.16)(0.0581)(0.0771)(0.032)(0.0336)
Intangibles To Total Assets0.03140.160.150.120.06440.0612
Current Ratio3.231.91.3915.4410.4614.07
Tangible Book Value Per Share18.614.26.353.693.834.02
Graham Number33.4533.7813.587.016.496.16
Shareholders Equity Per Share20.8826.298.926.145.885.58
Debt To Equity2.361.530.970.910.941.38
Capex Per Share0.140.370.210.09920.130.19
Graham Net Net(42.9)(33.86)(6.5)(12.13)(22.15)(23.26)
Revenue Per Share4.44.871.871.752.234.08
Interest Debt Per Share52.0641.788.815.786.386.06

Currently Active Assets on Macroaxis

When determining whether SoFi Technologies offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of SoFi Technologies' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Sofi Technologies Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Sofi Technologies Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SoFi Technologies. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in SoFi Stock please use our How to Invest in SoFi Technologies guide.
You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SoFi Technologies. If investors know SoFi will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SoFi Technologies listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
0.12
Revenue Per Share
2.472
Quarterly Revenue Growth
0.341
Return On Assets
0.0069
Return On Equity
0.0372
The market value of SoFi Technologies is measured differently than its book value, which is the value of SoFi that is recorded on the company's balance sheet. Investors also form their own opinion of SoFi Technologies' value that differs from its market value or its book value, called intrinsic value, which is SoFi Technologies' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SoFi Technologies' market value can be influenced by many factors that don't directly affect SoFi Technologies' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SoFi Technologies' value and its price as these two are different measures arrived at by different means. Investors typically determine if SoFi Technologies is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SoFi Technologies' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.