Stellar Accounts Payable vs Current Deferred Revenue Analysis

STEL Stock  USD 31.87  0.86  2.77%   
Stellar Bancorp, financial indicator trend analysis is much more than just breaking down Stellar Bancorp, prevalent accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether Stellar Bancorp, is a good investment. Please check the relationship between Stellar Bancorp, Accounts Payable and its Current Deferred Revenue accounts. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stellar Bancorp,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.
For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.

Accounts Payable vs Current Deferred Revenue

Accounts Payable vs Current Deferred Revenue Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of Stellar Bancorp, Accounts Payable account and Current Deferred Revenue. At this time, the significance of the direction appears to have strong contrarian relationship.
The correlation between Stellar Bancorp,'s Accounts Payable and Current Deferred Revenue is -0.57. Overlapping area represents the amount of variation of Accounts Payable that can explain the historical movement of Current Deferred Revenue in the same time period over historical financial statements of Stellar Bancorp,, assuming nothing else is changed. The correlation between historical values of Stellar Bancorp,'s Accounts Payable and Current Deferred Revenue is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Accounts Payable of Stellar Bancorp, are associated (or correlated) with its Current Deferred Revenue. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Current Deferred Revenue has no effect on the direction of Accounts Payable i.e., Stellar Bancorp,'s Accounts Payable and Current Deferred Revenue go up and down completely randomly.

Correlation Coefficient

-0.57
Relationship DirectionNegative 
Relationship StrengthVery Weak

Accounts Payable

An accounting item on the balance sheet that represents Stellar Bancorp, obligation to pay off a short-term debt to its creditors. The accounts payable entry is usually reported under current liabilities. If accounts payable of Stellar Bancorp, are not paid within the agreed terms, the payables are considered to be in default, which may trigger a penalty or interest payment, or the revocation of additional credit from the supplier. Accounts payable may also be considered a source of cash, since they represent funds being borrowed from suppliers. Given these cash flow considerations, suppliers have a natural inclination to push for shorter payment terms, while creditors want to lengthen the payment terms. The amount a company owes to suppliers or vendors for products or services received but not yet paid for. It represents the company's short-term liabilities.

Current Deferred Revenue

Revenue that has been collected but not yet earned, typically from prepaid service contracts or subscriptions. This amount is considered a liability until the service is provided or the subscription period ends.
Most indicators from Stellar Bancorp,'s fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into Stellar Bancorp, current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stellar Bancorp,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.
For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.Sales General And Administrative To Revenue is expected to rise to 0.48 this year, although the value of Selling General Administrative will most likely fall to about 86.4 M.
 2021 2022 2023 2024 (projected)
Interest Expense5.9M34.0M154.1M161.8M
Depreciation And Amortization7.6M14.3M34.5M36.2M

Stellar Bancorp, fundamental ratios Correlations

0.870.870.980.370.88-0.040.91-0.510.990.930.880.89-0.660.880.790.930.90.99-0.73-0.780.170.930.920.950.97
0.870.950.910.360.790.070.95-0.650.860.830.950.79-0.780.940.820.830.940.86-0.8-0.810.270.850.960.880.88
0.870.950.860.430.83-0.010.97-0.760.880.780.980.84-0.710.990.880.780.960.88-0.77-0.820.210.820.970.860.89
0.980.910.860.360.84-0.010.91-0.490.960.920.870.86-0.70.870.780.930.90.96-0.76-0.750.180.910.920.940.95
0.370.360.430.360.14-0.890.46-0.390.430.080.510.250.040.520.630.090.530.470.120.02-0.780.290.390.130.24
0.880.790.830.840.140.180.78-0.520.90.80.750.92-0.840.770.560.810.730.86-0.81-0.720.410.780.80.940.92
-0.040.07-0.01-0.01-0.890.18-0.050.06-0.110.25-0.10.06-0.39-0.11-0.280.24-0.13-0.15-0.49-0.40.960.040.020.230.11
0.910.950.970.910.460.78-0.05-0.660.890.850.990.79-0.650.990.920.860.990.92-0.74-0.840.150.881.00.860.89
-0.51-0.65-0.76-0.49-0.39-0.520.06-0.66-0.59-0.32-0.75-0.720.32-0.75-0.74-0.33-0.68-0.550.460.58-0.06-0.52-0.63-0.54-0.63
0.990.860.880.960.430.9-0.110.89-0.590.860.880.93-0.650.880.790.860.880.99-0.71-0.730.110.90.90.940.97
0.930.830.780.920.080.80.250.85-0.320.860.780.74-0.690.770.671.00.810.88-0.79-0.870.410.910.880.920.9
0.880.950.980.870.510.75-0.10.99-0.750.880.780.8-0.61.00.950.790.990.9-0.71-0.820.10.840.980.830.87
0.890.790.840.860.250.920.060.79-0.720.930.740.8-0.670.810.680.750.760.89-0.74-0.710.260.80.790.930.96
-0.66-0.78-0.71-0.70.04-0.84-0.39-0.650.32-0.65-0.69-0.6-0.67-0.62-0.33-0.69-0.58-0.610.830.62-0.59-0.58-0.7-0.79-0.7
0.880.940.990.870.520.77-0.110.99-0.750.880.771.00.81-0.620.940.780.990.9-0.71-0.80.090.830.980.830.87
0.790.820.880.780.630.56-0.280.92-0.740.790.670.950.68-0.330.940.680.960.84-0.51-0.72-0.120.780.890.680.76
0.930.830.780.930.090.810.240.86-0.330.861.00.790.75-0.690.780.680.820.89-0.79-0.870.40.920.880.930.9
0.90.940.960.90.530.73-0.130.99-0.680.880.810.990.76-0.580.990.960.820.91-0.68-0.80.060.870.980.820.86
0.990.860.880.960.470.86-0.150.92-0.550.990.880.90.89-0.610.90.840.890.91-0.67-0.750.060.920.920.920.95
-0.73-0.8-0.77-0.760.12-0.81-0.49-0.740.46-0.71-0.79-0.71-0.740.83-0.71-0.51-0.79-0.68-0.670.76-0.68-0.62-0.79-0.87-0.81
-0.78-0.81-0.82-0.750.02-0.72-0.4-0.840.58-0.73-0.87-0.82-0.710.62-0.8-0.72-0.87-0.8-0.750.76-0.52-0.83-0.86-0.84-0.83
0.170.270.210.18-0.780.410.960.15-0.060.110.410.10.26-0.590.09-0.120.40.060.06-0.68-0.520.190.230.430.3
0.930.850.820.910.290.780.040.88-0.520.90.910.840.8-0.580.830.780.920.870.92-0.62-0.830.190.880.880.91
0.920.960.970.920.390.80.021.0-0.630.90.880.980.79-0.70.980.890.880.980.92-0.79-0.860.230.880.890.9
0.950.880.860.940.130.940.230.86-0.540.940.920.830.93-0.790.830.680.930.820.92-0.87-0.840.430.880.890.99
0.970.880.890.950.240.920.110.89-0.630.970.90.870.96-0.70.870.760.90.860.95-0.81-0.830.30.910.90.99
Click cells to compare fundamentals

Stellar Bancorp, Account Relationship Matchups

Stellar Bancorp, fundamental ratios Accounts

201920202021202220232024 (projected)
Total Assets3.5B3.9B4.5B10.9B10.6B5.6B
Short Long Term Debt Total65.7M66.4M64.1M173.3M159.8M167.8M
Total Stockholder Equity535.7M546.5M562.1M1.4B1.5B1.6B
Property Plant And Equipment Net63.8M74.4M69.6M126.8M118.7M82.7M
Net Debt(306.4M)(471.6M)(886.0M)(198.4M)(239.5M)(251.4M)
Retained Earnings201.1M214.5M237.2M303.1M405.9M221.0M
Cash372.1M538.0M950.1M371.7M399.2M508.1M
Non Current Assets Total381.0M396.8M579.3M2.6B2.1B2.2B
Non Currrent Assets Other(13.2M)(17.7M)(13.4M)(104.1M)(2.1B)(2.0B)
Other Assets2.7B3.0B2.6B6.1B7.0B3.7B
Cash And Short Term Investments425.3M538.0M1.3B2.2B1.5B916.0M
Common Stock Shares Outstanding25.1M29.1M28.9M35.0M53.3M32.2M
Liabilities And Stockholders Equity3.5B3.9B4.5B10.9B10.6B5.6B
Non Current Liabilities Total65.7M66.4M64.1M2.1M159.8M151.8M
Other Stockholder Equity332.0M325.0M276.5M1.2B1.2B1.3B
Total Liab65.7M66.4M64.1M9.5B9.1B9.6B
Total Current Assets425.3M538.0M1.3B2.2B1.6B926.9M
Accumulated Other Comprehensive Income2.4M6.8M3.1M(143.3M)(118.1M)(112.2M)
Intangible Assets4.9M4.2M3.7M143.5M116.7M122.5M
Other Current Liab2.7B(1.8M)(1.8M)(2.1M)(11.3M)(10.7M)
Total Current Liabilities2.7B3.1B1.8M2.1M11.3M10.7M
Other Current Assets379.6M539.2M790.9M416.4M443.5M506.6M
Short Term Debt2.5M1.8M3.0M4.6M4.4M3.1M
Short Term Investments53.3M200.7M358.5M1.8B1.4B1.5B
Other Liab15.6M23.3M29.9M41.8M48.1M27.1M
Net Tangible Assets464.3M517.1M578.2M742.4M853.7M606.2M
Accounts Payable4.1B5.0B1.8M2.1M11.3M10.7M
Inventory8.3M9.2M(824.3M)(416.4M)(443.5M)(465.7M)
Net Invested Capital585.7M596.5M612.1M1.6B1.7B1.0B
Long Term Investments192.0M220.5M377.4M1.8B1.4B776.6M
Property Plant Equipment66.8M70.7M63.7M126.8M145.8M81.3M

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When determining whether Stellar Bancorp, is a strong investment it is important to analyze Stellar Bancorp,'s competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Stellar Bancorp,'s future performance. For an informed investment choice regarding Stellar Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stellar Bancorp,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.
For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.
You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Stellar Bancorp,. If investors know Stellar will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Stellar Bancorp, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.087
Dividend Share
0.52
Earnings Share
2.19
Revenue Per Share
8.209
Quarterly Revenue Growth
0.043
The market value of Stellar Bancorp, is measured differently than its book value, which is the value of Stellar that is recorded on the company's balance sheet. Investors also form their own opinion of Stellar Bancorp,'s value that differs from its market value or its book value, called intrinsic value, which is Stellar Bancorp,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Stellar Bancorp,'s market value can be influenced by many factors that don't directly affect Stellar Bancorp,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Stellar Bancorp,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if Stellar Bancorp, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Stellar Bancorp,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.