Stellar Bancorp, Stock Today

STEL Stock  USD 31.01  1.31  4.41%   

Performance

9 of 100

 
Weak
 
Strong
OK

Odds Of Distress

Less than 5

 
High
 
Low
Very Low
Stellar Bancorp, is selling for 31.01 as of the 25th of November 2024. This is a 4.41% up since the beginning of the trading day. The stock's lowest day price was 29.8. Stellar Bancorp, has under 5 % chance of experiencing financial distress over the next 2 years but had a somewhat ok performance during the last 90 days. Equity ratings for Stellar Bancorp, are calculated daily based on our scoring framework. The performance scores are derived for the period starting the 26th of October 2024 and ending today, the 25th of November 2024. Click here to learn more.
Business Domain
Banks
IPO Date
22nd of January 2002
Category
Financial Services
Classification
Financials
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers. The company was founded in 2007 and is headquartered in Houston, Texas. The company has 53.4 M outstanding shares of which 829.64 K shares are at this time shorted by private and institutional investors with about 2.8 trading days to cover. More on Stellar Bancorp,

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Stellar Stock Highlights

ESG Sustainability
Environmental
Governance
Social
Executive ChairmanSteven Retzloff
Old NameStellar Diamonds plc
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, SP Small-Cap 600, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.01060.0123
Fairly Down
Pretty Stable
Asset Turnover0.04170.0433
Sufficiently Down
Very volatile
Gross Profit Margin1.021.15
Fairly Down
Slightly volatile
Total Current Liabilities10.7 M11.3 M
Notably Down
Slightly volatile
Non Current Liabilities Total151.8 M159.8 M
Notably Down
Slightly volatile
Total Assets5.6 B10.6 B
Way Down
Slightly volatile
Total Current Assets926.9 M1.6 B
Way Down
Slightly volatile
Total Cash From Operating Activities176.6 M168.2 M
Sufficiently Up
Slightly volatile
Debt Levels
Stellar Bancorp, can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Stellar Bancorp,'s financial leverage. It provides some insight into what part of Stellar Bancorp,'s total assets is financed by creditors.
Liquidity
Stellar Bancorp, currently holds 159.76 M in liabilities with Debt to Equity (D/E) ratio of 6.0, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Stellar Bancorp,'s use of debt, we should always consider it together with its cash and equity.

Begin Period Cash Flow

495.65 Million
Stellar Bancorp, (STEL) is traded on New York Stock Exchange in USA. It is located in 9 Greenway Plaza, Houston, TX, United States, 77046 and employs 1,040 people. Stellar Bancorp, is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.66 B. Stellar Bancorp, conducts business under Banks sector and is part of Financials industry. The entity has 53.4 M outstanding shares of which 829.64 K shares are at this time shorted by private and institutional investors with about 2.8 trading days to cover. Stellar Bancorp, currently holds about 292.84 M in cash with 168.22 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 14.67.
Check Stellar Bancorp, Probability Of Bankruptcy
Ownership Allocation
Stellar Bancorp, shows a total of 53.4 Million outstanding shares. Over half of Stellar Bancorp,'s outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check Stellar Ownership Details

Stellar Stock Institutional Holders

InstituionRecorded OnShares
Charles Schwab Investment Management Inc2024-09-30
429.4 K
Bank Of New York Mellon Corp2024-06-30
428.7 K
Hightower Advisors, Llc2024-06-30
287.1 K
Goldman Sachs Group Inc2024-06-30
280.4 K
Integrated Wealth Concepts Llc2024-06-30
258.7 K
Bridgeway Capital Management, Llc2024-09-30
243.3 K
Focus Wealth Advisors Llc2024-09-30
240.4 K
Principal Financial Group Inc2024-09-30
224.9 K
Ameriprise Financial Inc2024-06-30
221.3 K
Blackrock Inc2024-06-30
7.6 M
Vanguard Group Inc2024-09-30
3.3 M
View Stellar Bancorp, Diagnostics

Stellar Bancorp, Historical Income Statement

At this time, Stellar Bancorp,'s Operating Income is quite stable compared to the past year. EBIT is expected to rise to about 170 M this year, although the value of Selling And Marketing Expenses will most likely fall to about 2 M. View More Fundamentals

Stellar Stock Against Markets

Stellar Bancorp, Corporate Management

Justin EsqGeneral EVPProfile
Robert FranklinCEO DirectorProfile
Courtney CPAExecutive OfficerProfile
Paul EggeChief OfficerProfile
Okan AkinChief OfficerProfile
Ramon IIIPresidentProfile
When determining whether Stellar Bancorp, is a strong investment it is important to analyze Stellar Bancorp,'s competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Stellar Bancorp,'s future performance. For an informed investment choice regarding Stellar Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stellar Bancorp,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income.
For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.
You can also try the CEOs Directory module to screen CEOs from public companies around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Stellar Bancorp,. If investors know Stellar will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Stellar Bancorp, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.087
Dividend Share
0.52
Earnings Share
2.19
Revenue Per Share
8.209
Quarterly Revenue Growth
0.043
The market value of Stellar Bancorp, is measured differently than its book value, which is the value of Stellar that is recorded on the company's balance sheet. Investors also form their own opinion of Stellar Bancorp,'s value that differs from its market value or its book value, called intrinsic value, which is Stellar Bancorp,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Stellar Bancorp,'s market value can be influenced by many factors that don't directly affect Stellar Bancorp,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Stellar Bancorp,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if Stellar Bancorp, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Stellar Bancorp,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.