Stellar Bancorp, Valuation
| STEL Stock | USD 31.87 0.86 2.77% |
At this time, the company appears to be overvalued. Stellar Bancorp, has a current Real Value of $28.48 per share. The regular price of the company is $31.87. Our model measures the value of Stellar Bancorp, from inspecting the company fundamentals such as Operating Margin of 0.45 %, shares outstanding of 53.4 M, and Return On Equity of 0.0758 as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Stellar Bancorp,'s valuation include:
Price Book 1.0184 | Enterprise Value 1.3 B | Price Sales 3.7754 | Forward PE 16.3132 | Trailing PE 14.1598 |
Overvalued
Today
Please note that Stellar Bancorp,'s price fluctuation is very steady at this time. Calculation of the real value of Stellar Bancorp, is based on 3 months time horizon. Increasing Stellar Bancorp,'s time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Stellar stock is determined by what a typical buyer is willing to pay for full or partial control of Stellar Bancorp,. Since Stellar Bancorp, is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Stellar Stock. However, Stellar Bancorp,'s intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 31.87 | Real 28.48 | Target 27.6 | Hype 30.97 | Naive 30.25 |
The intrinsic value of Stellar Bancorp,'s stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Stellar Bancorp,'s stock price.
Estimating the potential upside or downside of Stellar Bancorp, helps investors to forecast how Stellar stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Stellar Bancorp, more accurately as focusing exclusively on Stellar Bancorp,'s fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Stellar Bancorp,'s intrinsic value based on its ongoing forecasts of Stellar Bancorp,'s financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Stellar Bancorp,'s closest peers.
Stellar Bancorp, Cash |
|
Stellar Valuation Trend
Knowing Stellar Bancorp,'s actual value is paramount for traders when making sound investment determinations. Using both Stellar Bancorp,'s enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Stellar Bancorp, Total Value Analysis
Stellar Bancorp, is at this time forecasted to have valuation of 1.33 B with market capitalization of 1.66 B, debt of 159.76 M, and cash on hands of 292.84 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Stellar Bancorp, fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.33 B | 1.66 B | 159.76 M | 292.84 M |
Stellar Bancorp, Investor Information
About 56.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.02. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Stellar Bancorp, last dividend was issued on the 13th of December 2024. The entity had 3:2 split on the September 7, 2006. Based on the key measurements obtained from Stellar Bancorp,'s financial statements, Stellar Bancorp, may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.42 | 0.3846 |
|
| |||||
| Total Cash From Operating Activities | 176.6 M | 168.2 M |
|
| |||||
| Operating Income | 186.3 M | 177.4 M |
|
|
Stellar Bancorp, Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Stellar Bancorp, has an asset utilization ratio of 4.33 percent. This suggests that the Company is making $0.0433 for each dollar of assets. An increasing asset utilization means that Stellar Bancorp, is more efficient with each dollar of assets it utilizes for everyday operations.Stellar Bancorp, Ownership Allocation
Stellar Bancorp, shows a total of 53.4 Million outstanding shares. Over half of Stellar Bancorp,'s outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.Stellar Bancorp, Profitability Analysis
The company reported the previous year's revenue of 461.32 M. Net Income was 130.5 M with profit before overhead, payroll, taxes, and interest of 258.6 M.Stellar Bancorp, Past Distributions to stockholders
About Stellar Bancorp, Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Stellar Bancorp,. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Stellar Bancorp, based exclusively on its fundamental and basic technical indicators. By analyzing Stellar Bancorp,'s financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Stellar Bancorp,'s intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Stellar Bancorp,. We calculate exposure to Stellar Bancorp,'s market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Stellar Bancorp,'s related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 590.8 M | 620.4 M | |
| Pretax Profit Margin | 0.35 | 0.36 | |
| Operating Profit Margin | 0.38 | 0.42 | |
| Net Profit Margin | 0.28 | 0.28 | |
| Gross Profit Margin | 1.15 | 1.02 |
Stellar Bancorp, Quarterly Retained Earnings |
|
A single share of Stellar Bancorp, represents a small ownership stake in the entity. As a stockholder of Stellar, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Stellar Bancorp, Dividends Analysis For Valuation
At this time, Stellar Bancorp,'s Dividends Paid is quite stable compared to the past year. Dividend Yield is expected to rise to 0.02 this year, although the value of Dividend Payout Ratio will most likely fall to 0.18. . At this time, Stellar Bancorp,'s Earnings Yield is quite stable compared to the past year. Price Earnings To Growth Ratio is expected to rise to 0.18 this year, although the value of Retained Earnings will most likely fall to about 221 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 27.7 M | 29.1 M | |
| Dividend Yield | 0.02 | 0.02 | |
| Dividend Payout Ratio | 0.21 | 0.18 | |
| Dividend Paid And Capex Coverage Ratio | 4.87 | 5.53 |
There are various types of dividends Stellar Bancorp, can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Stellar shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Stellar Bancorp, directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Stellar pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Stellar Bancorp, by the value of the dividends paid out.
Stellar Bancorp, Growth Indicators
Investing in growth stocks can be very risky. If the company such as Stellar Bancorp, does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 53.3 M | |
| Quarterly Earnings Growth Y O Y | 0.087 | |
| Forward Price Earnings | 16.3132 |
Stellar Bancorp, Current Valuation Indicators
Stellar Bancorp,'s valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Stellar Bancorp,'s valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Stellar Bancorp,, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Stellar Bancorp,'s valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Stellar Bancorp,'s worth.When determining whether Stellar Bancorp, is a strong investment it is important to analyze Stellar Bancorp,'s competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Stellar Bancorp,'s future performance. For an informed investment choice regarding Stellar Stock, refer to the following important reports: Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Stellar Bancorp,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in income. For more information on how to buy Stellar Stock please use our How to buy in Stellar Stock guide.You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Stellar Bancorp,. If investors know Stellar will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Stellar Bancorp, listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.087 | Dividend Share 0.52 | Earnings Share 2.19 | Revenue Per Share 8.209 | Quarterly Revenue Growth 0.043 |
The market value of Stellar Bancorp, is measured differently than its book value, which is the value of Stellar that is recorded on the company's balance sheet. Investors also form their own opinion of Stellar Bancorp,'s value that differs from its market value or its book value, called intrinsic value, which is Stellar Bancorp,'s true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Stellar Bancorp,'s market value can be influenced by many factors that don't directly affect Stellar Bancorp,'s underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Stellar Bancorp,'s value and its price as these two are different measures arrived at by different means. Investors typically determine if Stellar Bancorp, is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Stellar Bancorp,'s price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.