Territorial Historical Income Statement
| TBNK Stock | USD 10.92 0.03 0.27% |
Historical analysis of Territorial Bancorp income statement accounts such as Gross Profit of 61.4 M, Other Operating Expenses of 29.4 M, Operating Income of 6.5 M or Ebit of 6.5 M can show how well Territorial Bancorp performed in making a profits. Evaluating Territorial Bancorp income statement over time to spot trends is a great complementary tool to traditional technical analysis and can indicate the direction of Territorial Bancorp's future profits or losses.
Financial Statement Analysis is much more than just reviewing and examining Territorial Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Territorial Bancorp is a good buy for the upcoming year.
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About Territorial Income Statement Analysis
Territorial Bancorp Income Statement consists of revenues and expenses along with the resulting net income or loss. It represents the profit for the accounting period attributable to Territorial Bancorp shareholders. The income statement also shows Territorial investors and management if the firm made money during the period reported. The result of an income statement is the net income that is calculated after subtracting the expenses from revenue. It is essential to investors both as an absolute measure as well as earnings per share (i.e., EPS).
Territorial Bancorp Income Statement Chart
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Total Revenue
Total revenue comprises all receipts Territorial Bancorp generated from the sale of its products or services. The total amount of income generated by the sale of goods or services related to the company's primary operations.Gross Profit
Gross profit is a required income statement account that reflects total revenue of Territorial Bancorp minus its cost of goods sold. It is profit before Territorial Bancorp operating expenses, interest payments and taxes. Gross profit is also known as gross margin. The profit a company makes after deducting the costs associated with making and selling its products, or the costs associated with providing its services.Other Operating Expenses
Other Operating Expenses is the expense which generally does not depend on sales or production quantities of Territorial Bancorp. It is also known as Territorial Bancorp overhead expenses. Typically these expenses include marketing, rent and utilities, office, leases, and other overhead cost. Expenses incurred from non-core business activities, including administrative and general expenses, but excluding costs directly related to production.Net Income
Net income is one of the most important fundamental items in finance. It plays a large role in Territorial Bancorp financial statement analysis. It represents the amount of money remaining after all of Territorial Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.Most accounts from Territorial Bancorp's income statement are interrelated and interconnected. However, analyzing income statement accounts one by one will only give a small insight into Territorial Bancorp current financial condition. On the other hand, looking into the entire matrix of income statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Territorial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.At this time, Territorial Bancorp's Interest Expense is quite stable compared to the past year. Total Revenue is expected to rise to about 61.4 M this year, although the value of Other Operating Expenses will most likely fall to about 29.4 M.
| 2021 | 2022 | 2023 | 2024 (projected) | Interest Expense | 6.3M | 7.2M | 26.5M | 27.8M | Depreciation And Amortization | 4.2M | 4.1M | 3.9M | 2.2M |
Territorial Bancorp income statement Correlations
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Territorial Bancorp Account Relationship Matchups
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Territorial Bancorp income statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Depreciation And Amortization | 3.9M | 4.5M | 4.2M | 4.1M | 3.9M | 2.2M | |
| Interest Expense | 17.0M | 12.2M | 6.3M | 7.2M | 26.5M | 27.8M | |
| Selling General Administrative | 27.4M | 26.1M | 27.3M | 27.1M | 4.4M | 4.2M | |
| Total Revenue | 66.4M | 64.4M | 60.5M | 59.7M | 45.1M | 61.4M | |
| Gross Profit | 66.4M | 64.4M | 60.5M | 59.7M | 45.1M | 61.4M | |
| Other Operating Expenses | 38.1M | 39.1M | 36.7M | 4.3M | 37.3M | 29.4M | |
| Operating Income | 28.3M | 25.3M | 23.8M | 25.6M | 6.8M | 6.5M | |
| Ebit | 28.3M | 25.3M | 23.8M | 21.5M | 6.8M | 6.5M | |
| Ebitda | 32.2M | 29.8M | 28.0M | 25.6M | 10.8M | 10.2M | |
| Total Operating Expenses | (38.1M) | (39.1M) | (36.7M) | 4.3M | 37.3M | 39.2M | |
| Income Before Tax | 28.3M | 25.3M | 23.8M | 21.5M | 6.8M | 6.5M | |
| Total Other Income Expense Net | 28.3M | (425K) | (565K) | (573K) | (982K) | (1.0M) | |
| Net Income Applicable To Common Shares | 22.0M | 18.5M | 17.4M | 16.2M | 18.6M | 15.7M | |
| Net Income | 22.0M | 18.6M | 17.4M | 16.2M | 5.0M | 4.8M | |
| Income Tax Expense | 6.3M | 6.7M | 6.4M | 5.3M | 1.8M | 1.7M | |
| Net Income From Continuing Ops | 22.0M | 18.6M | 17.4M | 16.2M | 8.1M | 7.7M | |
| Tax Provision | 6.3M | 6.7M | 6.4M | 5.3M | 2.8M | 2.7M | |
| Net Interest Income | 58.5M | 57.6M | 54.0M | 55.5M | 46.5M | 44.9M | |
| Interest Income | 75.6M | 69.8M | 60.3M | 62.7M | 67.6M | 53.9M | |
| Reconciled Depreciation | 3.9M | 4.5M | 4.2M | 4.1M | 4.0M | 3.6M |
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Try AI Portfolio ArchitectCheck out World Market Map to better understand how to build diversified portfolios, which includes a position in Territorial Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors. For more information on how to buy Territorial Stock please use our How to buy in Territorial Stock guide.You can also try the Options Analysis module to analyze and evaluate options and option chains as a potential hedge for your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Territorial Bancorp. If investors know Territorial will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Territorial Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.90) | Dividend Share 0.12 | Earnings Share (0.26) | Revenue Per Share 4.211 | Quarterly Revenue Growth (0.26) |
The market value of Territorial Bancorp is measured differently than its book value, which is the value of Territorial that is recorded on the company's balance sheet. Investors also form their own opinion of Territorial Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Territorial Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Territorial Bancorp's market value can be influenced by many factors that don't directly affect Territorial Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Territorial Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Territorial Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Territorial Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.