Is CFSB Bancorp Stock a Good Investment?
CFSB Bancorp Investment Advice | CFSB |
- Examine CFSB Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research CFSB Bancorp's leadership team and their track record. Good management can help CFSB Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact CFSB Bancorp's business and its evolving consumer preferences.
- Compare CFSB Bancorp's performance and market position to its competitors. Analyze how CFSB Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if CFSB Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about CFSB Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in CFSB Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if CFSB Bancorp is a good investment.
Sell | Buy |
Cautious Hold
Market Performance | Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Quite High | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine CFSB Bancorp Stock
Researching CFSB Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 58.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.58. Some equities with similar Price to Book (P/B) outperform the market in the long run. CFSB Bancorp recorded a loss per share of 0.01. The entity had not issued any dividends in recent years.
To determine if CFSB Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding CFSB Bancorp's research are outlined below:
| CFSB Bancorp has high likelihood to experience some financial distress in the next 2 years | |
| About 58.0% of the company shares are held by company insiders | |
| Latest headline from MacroaxisInsider: Acquisition by Kuropatkin Mary of 6000 shares of CFSB Bancorp subject to Rule 16b-3 |
CFSB Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in CFSB Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to CFSB Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 20th of October 2023 Upcoming Quarterly Report | View | |
| 30th of September 2023 Next Fiscal Quarter End | View |
Know CFSB Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as CFSB Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading CFSB Bancorp backward and forwards among themselves. CFSB Bancorp's institutional investor refers to the entity that pools money to purchase CFSB Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Ubs Group Ag | 2024-06-30 | 924 | Bank Of America Corp | 2024-06-30 | 22.0 | Royal Bank Of Canada | 2024-06-30 | 0.0 | Wells Fargo & Co | 2024-06-30 | 0.0 | Polaris Capital Management, Llc | 2024-09-30 | 24.3 K | Garden State Investment Advisory Services Llc | 2024-09-30 | 21 K | Commonwealth Equity Services Inc | 2024-06-30 | 19 K | Geode Capital Management, Llc | 2024-09-30 | 16.8 K | The Colony Group Llc | 2024-06-30 | 15 K | Morgan Stanley - Brokerage Accounts | 2024-06-30 | 10.6 K | Susquehanna International Group, Llp | 2024-06-30 | 10.5 K |
CFSB Bancorp's market capitalization trends
The company currently falls under 'Micro-Cap' category with a current market capitalization of 43.85 M.Market Cap |
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CFSB Bancorp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.01 | 0.01 |
Determining CFSB Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if CFSB Bancorp is a good buy. For example, gross profit margin measures CFSB Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of CFSB Bancorp's profitability and make more informed investment decisions.
Please note, the presentation of CFSB Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, CFSB Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of CFSB Bancorp's management manipulating its earnings.
Evaluate CFSB Bancorp's management efficiency
As of November 27, 2024, Return On Tangible Assets is expected to decline to 0.000086. In addition to that, Return On Capital Employed is expected to decline to 0.01. At present, CFSB Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Fixed Asset Turnover is expected to grow to 2.50, whereas Net Tangible Assets are forecasted to decline to about 62.4 M. CFSB Bancorp's management efficiency ratios could be used to measure how well CFSB Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 12.09 | 21.09 | |
| Tangible Book Value Per Share | 12.09 | 8.86 | |
| Enterprise Value Over EBITDA | 21.76 | 13.24 | |
| Price Book Value Ratio | 0.54 | 1.03 | |
| Enterprise Value Multiple | 21.76 | 13.24 | |
| Price Fair Value | 0.54 | 1.03 | |
| Enterprise Value | 25.6 M | 24.6 M |
Leadership at CFSB Bancorp emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Beta 0.101 |
Basic technical analysis of CFSB Stock
As of the 27th of November, CFSB Bancorp shows the risk adjusted performance of 0.0105, and Mean Deviation of 0.8026. CFSB Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.CFSB Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific CFSB Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on CFSB Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases CFSB Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Kuropatkin Mary over three weeks ago Acquisition by Kuropatkin Mary of 6000 shares of CFSB Bancorp subject to Rule 16b-3 | ||
Guarnieri Robert over two months ago Acquisition by Guarnieri Robert of 14000 shares of CFSB Bancorp at 9.09 subject to Rule 16b-3 | ||
Michael McFarland over six months ago Discretionary transaction by Michael McFarland of tradable shares of CFSB Bancorp subject to Rule 16b-3 | ||
Blanchard Angela over six months ago Acquisition by Blanchard Angela of 6000 shares of CFSB Bancorp subject to Rule 16b-3 | ||
Baharian Paul N over six months ago Acquisition by Baharian Paul N of 1000 shares of CFSB Bancorp at 7.562 subject to Rule 16b-3 | ||
Blanchard Angela over a year ago Acquisition by Blanchard Angela of 6000 shares of CFSB Bancorp subject to Rule 16b-3 | ||
Oleary James M Jr over a year ago Acquisition by Oleary James M Jr of 14000 shares of CFSB Bancorp subject to Rule 16b-3 | ||
Baharian Paul N over a year ago Acquisition by Baharian Paul N of 6000 shares of CFSB Bancorp subject to Rule 16b-3 |
CFSB Bancorp's Outstanding Corporate Bonds
CFSB Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. CFSB Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most CFSB bonds can be classified according to their maturity, which is the date when CFSB Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand CFSB Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing CFSB Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0105 | |||
| Market Risk Adjusted Performance | 0.005 | |||
| Mean Deviation | 0.8026 | |||
| Semi Deviation | 1.09 | |||
| Downside Deviation | 1.41 | |||
| Coefficient Of Variation | 10416.21 | |||
| Standard Deviation | 1.11 | |||
| Variance | 1.24 | |||
| Information Ratio | (0.11) | |||
| Jensen Alpha | 0.0169 | |||
| Total Risk Alpha | (0.17) | |||
| Sortino Ratio | (0.08) | |||
| Treynor Ratio | (0.01) | |||
| Maximum Drawdown | 4.98 | |||
| Value At Risk | (2.24) | |||
| Potential Upside | 1.62 | |||
| Downside Variance | 2.0 | |||
| Semi Variance | 1.18 | |||
| Expected Short fall | (0.96) | |||
| Skewness | (0.34) | |||
| Kurtosis | 0.0713 |
| Risk Adjusted Performance | 0.0105 | |||
| Market Risk Adjusted Performance | 0.005 | |||
| Mean Deviation | 0.8026 | |||
| Semi Deviation | 1.09 | |||
| Downside Deviation | 1.41 | |||
| Coefficient Of Variation | 10416.21 | |||
| Standard Deviation | 1.11 | |||
| Variance | 1.24 | |||
| Information Ratio | (0.11) | |||
| Jensen Alpha | 0.0169 | |||
| Total Risk Alpha | (0.17) | |||
| Sortino Ratio | (0.08) | |||
| Treynor Ratio | (0.01) | |||
| Maximum Drawdown | 4.98 | |||
| Value At Risk | (2.24) | |||
| Potential Upside | 1.62 | |||
| Downside Variance | 2.0 | |||
| Semi Variance | 1.18 | |||
| Expected Short fall | (0.96) | |||
| Skewness | (0.34) | |||
| Kurtosis | 0.0713 |
Consider CFSB Bancorp's intraday indicators
CFSB Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of CFSB Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
CFSB Bancorp Corporate Filings
8K | 22nd of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 13th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
| 15th of October 2024 Other Reports | ViewVerify | |
10K | 18th of September 2024 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
CFSB Stock media impact
Far too much social signal, news, headlines, and media speculation about CFSB Bancorp that are available to investors today. That information is available publicly through CFSB media outlets and privately through word of mouth or via CFSB internal channels. However, regardless of the origin, that massive amount of CFSB data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of CFSB Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of CFSB Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to CFSB Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive CFSB Bancorp alpha.
When determining whether CFSB Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of CFSB Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Cfsb Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Cfsb Bancorp Stock: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CFSB Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. For information on how to trade CFSB Stock refer to our How to Trade CFSB Stock guide.You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of CFSB Bancorp. If investors know CFSB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about CFSB Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.517 | Earnings Share (0.01) | Revenue Per Share 1.183 | Quarterly Revenue Growth (0.12) | Return On Assets (0.0003) |
The market value of CFSB Bancorp is measured differently than its book value, which is the value of CFSB that is recorded on the company's balance sheet. Investors also form their own opinion of CFSB Bancorp's value that differs from its market value or its book value, called intrinsic value, which is CFSB Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because CFSB Bancorp's market value can be influenced by many factors that don't directly affect CFSB Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between CFSB Bancorp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if CFSB Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, CFSB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.