Is MoneyLion Stock a Good Investment?
MoneyLion Investment Advice | ML |
- Examine MoneyLion's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research MoneyLion's leadership team and their track record. Good management can help MoneyLion navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Application Software space and any emerging trends that could impact MoneyLion's business and its evolving consumer preferences.
- Compare MoneyLion's performance and market position to its competitors. Analyze how MoneyLion is positioned in terms of product offerings, innovation, and market share.
- Check if MoneyLion pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about MoneyLion's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in MoneyLion stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if MoneyLion is a good investment.
Sell | Buy |
Hold
Market Performance | Good | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine MoneyLion Stock
Researching MoneyLion's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 23.0% of the company outstanding shares are owned by corporate insiders. The book value of MoneyLion was now reported as 25.43. The company had not issued any dividends in recent years. MoneyLion had 1:30 split on the 25th of April 2023.
To determine if MoneyLion is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding MoneyLion's research are outlined below:
| MoneyLion is way too risky over 90 days horizon | |
| MoneyLion appears to be risky and price may revert if volatility continues | |
| The company generated the yearly revenue of 423.43 M. Annual Net Loss to common stockholders was (45.24 M) with gross profit of 134.72 M. | |
| About 56.0% of the company shares are owned by institutional investors | |
| Latest headline from investing.com: Moneylion executive Adam VanWagner sells shares worth 237,721 |
MoneyLion Quarterly Accounts Payable |
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MoneyLion uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in MoneyLion. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to MoneyLion's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 21st of March 2024 Upcoming Quarterly Report | View | |
| 14th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 21st of March 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Earnings surprises can significantly impact MoneyLion's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises MoneyLion's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2023-03-14 | 2022-12-31 | -0.11 | -0.13 | -0.02 | 18 | ||
2022-11-10 | 2022-09-30 | -0.12 | -0.09 | 0.03 | 25 | ||
2022-03-10 | 2021-12-31 | -0.09 | -0.12 | -0.03 | 33 | ||
2022-05-12 | 2022-03-31 | -0.11 | -0.03 | 0.08 | 72 | ||
2024-03-07 | 2023-12-31 | -0.43 | -0.33 | 0.1 | 23 | ||
2024-08-06 | 2024-06-30 | 0.15 | 0.26 | 0.11 | 73 | ||
2024-11-07 | 2024-09-30 | 0.2 | -0.25 | -0.45 | 225 | ||
2021-11-10 | 2021-09-30 | -0.07 | 0.46 | 0.53 | 757 |
Know MoneyLion's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as MoneyLion is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading MoneyLion backward and forwards among themselves. MoneyLion's institutional investor refers to the entity that pools money to purchase MoneyLion's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Penn Capital Management Company Llc | 2024-09-30 | 126.8 K | Amvescap Plc. | 2024-06-30 | 122.5 K | Bank Of Montreal | 2024-06-30 | 103.5 K | Bmo Capital Markets Corp. | 2024-06-30 | 103.5 K | Citadel Advisors Llc | 2024-06-30 | 101.2 K | Two Sigma Investments Llc | 2024-06-30 | 91.5 K | Two Sigma Advisers, Llc | 2024-06-30 | 88.3 K | New York State Common Retirement Fund | 2024-09-30 | 85.3 K | Stifel Financial Corp | 2024-06-30 | 76.5 K | Stepstone Group Llc | 2024-06-30 | 622.9 K | Blackrock Inc | 2024-06-30 | 575.2 K |
MoneyLion's market capitalization trends
The company currently falls under 'Small-Cap' category with a market capitalization of 871.56 M.Market Cap |
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MoneyLion's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.13) | (0.14) | |
| Return On Capital Employed | (0.01) | (0.01) | |
| Return On Assets | (0.09) | (0.09) | |
| Return On Equity | (0.18) | (0.17) |
Determining MoneyLion's profitability involves analyzing its financial statements and using various financial metrics to determine if MoneyLion is a good buy. For example, gross profit margin measures MoneyLion's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of MoneyLion's profitability and make more informed investment decisions.
Evaluate MoneyLion's management efficiency
MoneyLion has Return on Asset (ROA) of 0.0234 % which means that for every $100 of assets, it generated a profit of $0.0234. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.012 %, which means that it produced $0.012 on every 100 dollars invested by current stockholders. MoneyLion's management efficiency ratios could be used to measure how well MoneyLion manages its routine affairs as well as how well it operates its assets and liabilities. The value of Return On Tangible Assets is estimated to slide to -0.14. The value of Return On Capital Employed is expected to slide to -0.01. At this time, MoneyLion's Net Tangible Assets are quite stable compared to the past year. Other Assets is expected to rise to about 172.2 M this year, although the value of Total Assets will most likely fall to about 401.3 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 26.75 | 25.42 | |
| Tangible Book Value Per Share | 8.39 | 7.97 | |
| Enterprise Value Over EBITDA | 98.35 | 103.27 | |
| Price Book Value Ratio | 2.34 | 2.46 | |
| Enterprise Value Multiple | 98.35 | 103.27 | |
| Price Fair Value | 2.34 | 2.46 | |
| Enterprise Value | 705 M | 690.3 M |
The decision-making processes within MoneyLion are key to its success in a competitive market. By evaluating these processes, we assess the stock's potential for future gains.
Beta 2.67 |
Basic technical analysis of MoneyLion Stock
As of the 21st of November, MoneyLion secures the Mean Deviation of 3.77, downside deviation of 4.19, and Risk Adjusted Performance of 0.152. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of MoneyLion, as well as the relationship between them. Please verify MoneyLion standard deviation, maximum drawdown, as well as the relationship between the Maximum Drawdown and expected short fall to decide if MoneyLion is priced some-what accurately, providing market reflects its recent price of 80.24 per share. Given that MoneyLion has jensen alpha of 0.7665, we recommend you to check MoneyLion's last-minute market performance to make sure the company can sustain itself at a future point.MoneyLion's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific MoneyLion insiders, such as employees or executives, is commonly permitted as long as it does not rely on MoneyLion's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases MoneyLion insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
MoneyLion's Outstanding Corporate Bonds
MoneyLion issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. MoneyLion uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most MoneyLion bonds can be classified according to their maturity, which is the date when MoneyLion has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| Boeing Co 2196 Corp BondUS097023DG73 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View |
Understand MoneyLion's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing MoneyLion's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.152 | |||
| Market Risk Adjusted Performance | 0.308 | |||
| Mean Deviation | 3.77 | |||
| Semi Deviation | 3.3 | |||
| Downside Deviation | 4.19 | |||
| Coefficient Of Variation | 525.7 | |||
| Standard Deviation | 5.7 | |||
| Variance | 32.5 | |||
| Information Ratio | 0.1735 | |||
| Jensen Alpha | 0.7665 | |||
| Total Risk Alpha | 0.4281 | |||
| Sortino Ratio | 0.236 | |||
| Treynor Ratio | 0.298 | |||
| Maximum Drawdown | 29.9 | |||
| Value At Risk | (5.05) | |||
| Potential Upside | 10.83 | |||
| Downside Variance | 17.57 | |||
| Semi Variance | 10.88 | |||
| Expected Short fall | (4.14) | |||
| Skewness | 1.74 | |||
| Kurtosis | 5.2 |
| Risk Adjusted Performance | 0.152 | |||
| Market Risk Adjusted Performance | 0.308 | |||
| Mean Deviation | 3.77 | |||
| Semi Deviation | 3.3 | |||
| Downside Deviation | 4.19 | |||
| Coefficient Of Variation | 525.7 | |||
| Standard Deviation | 5.7 | |||
| Variance | 32.5 | |||
| Information Ratio | 0.1735 | |||
| Jensen Alpha | 0.7665 | |||
| Total Risk Alpha | 0.4281 | |||
| Sortino Ratio | 0.236 | |||
| Treynor Ratio | 0.298 | |||
| Maximum Drawdown | 29.9 | |||
| Value At Risk | (5.05) | |||
| Potential Upside | 10.83 | |||
| Downside Variance | 17.57 | |||
| Semi Variance | 10.88 | |||
| Expected Short fall | (4.14) | |||
| Skewness | 1.74 | |||
| Kurtosis | 5.2 |
Consider MoneyLion's intraday indicators
MoneyLion intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of MoneyLion stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
MoneyLion Corporate Filings
F4 | 20th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
13A | 8th of November 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
8K | 7th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F3 | 17th of July 2024 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
MoneyLion Stock media impact
Far too much social signal, news, headlines, and media speculation about MoneyLion that are available to investors today. That information is available publicly through MoneyLion media outlets and privately through word of mouth or via MoneyLion internal channels. However, regardless of the origin, that massive amount of MoneyLion data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of MoneyLion news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of MoneyLion relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to MoneyLion's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive MoneyLion alpha.
MoneyLion Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards MoneyLion can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
MoneyLion Corporate Management
| Cynthia Kleinbaum | Chief Officer | Profile | |
| Richard Correia | CFO Treasurer | Profile | |
| John Kaplan | Chief Officer | Profile | |
| Diwakar Choubey | CEO, CoFounder | Profile | |
| Timmie Hong | Chief Officer | Profile | |
| Mark Torossian | Chief Officer | Profile | |
| Adam VanWagner | Chief Secretary | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MoneyLion. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis. For more information on how to buy MoneyLion Stock please use our How to buy in MoneyLion Stock guide.You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.
Is Application Software space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of MoneyLion. If investors know MoneyLion will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about MoneyLion listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share 0.29 | Revenue Per Share 46.74 | Quarterly Revenue Growth 0.229 | Return On Assets 0.0234 | Return On Equity 0.012 |
The market value of MoneyLion is measured differently than its book value, which is the value of MoneyLion that is recorded on the company's balance sheet. Investors also form their own opinion of MoneyLion's value that differs from its market value or its book value, called intrinsic value, which is MoneyLion's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because MoneyLion's market value can be influenced by many factors that don't directly affect MoneyLion's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between MoneyLion's value and its price, as these two are different measures arrived at by various means. Investors typically determine if MoneyLion is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, MoneyLion's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.