Moneylion Stock Analysis
| ML Stock | USD 87.18 6.94 8.65% |
MoneyLion is overvalued with Real Value of 48.31 and Target Price of 28.62. The main objective of MoneyLion stock analysis is to determine its intrinsic value, which is an estimate of what MoneyLion is worth, separate from its market price. There are two main types of MoneyLion's stock analysis: fundamental analysis and technical analysis.
The MoneyLion stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA.
MoneyLion |
MoneyLion Stock Analysis Notes
About 24.0% of the company outstanding shares are owned by corporate insiders. The book value of MoneyLion was now reported as 25.43. The company had not issued any dividends in recent years. MoneyLion had 1:30 split on the 25th of April 2023. The companys platform offers access to banking, borrowing, and investing solutions for customers. The company was founded in 2013 and is headquartered in New York, New York. Moneylion operates under SoftwareApplication classification in the United States and is traded on New York Stock Exchange. It employs 556 people. To find out more about MoneyLion contact Diwakar Choubey at 212 300 9865 or learn more at https://www.moneylion.com.MoneyLion Quarterly Total Revenue |
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MoneyLion Investment Alerts
| MoneyLion is way too risky over 90 days horizon | |
| MoneyLion appears to be risky and price may revert if volatility continues | |
| The company generated the yearly revenue of 423.43 M. Annual Net Loss to common stockholders was (45.24 M) with gross profit of 134.72 M. | |
| About 56.0% of the company shares are owned by institutional investors | |
| Latest headline from gurufocus.com: MoneyLion Inc Shares Up 3.05 percent on Nov 22 |
MoneyLion Upcoming and Recent Events
| 21st of March 2024 Upcoming Quarterly Report | View | |
| 14th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 21st of March 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
MoneyLion Largest EPS Surprises
Earnings surprises can significantly impact MoneyLion's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2023-03-14 | 2022-12-31 | -0.11 | -0.13 | -0.02 | 18 | ||
2022-11-10 | 2022-09-30 | -0.12 | -0.09 | 0.03 | 25 | ||
2022-03-10 | 2021-12-31 | -0.09 | -0.12 | -0.03 | 33 |
MoneyLion Environmental, Social, and Governance (ESG) Scores
MoneyLion's ESG score is a quantitative measure that evaluates MoneyLion's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of MoneyLion's operations that may have significant financial implications and affect MoneyLion's stock price as well as guide investors towards more socially responsible investments.
MoneyLion Thematic Classifications
In addition to having MoneyLion stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
 | BankingUSA Equities from Banking industry as classified by Fama & French |
MoneyLion Stock Institutional Investors
Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Amvescap Plc. | 2024-06-30 | 122.5 K | Bank Of Montreal | 2024-06-30 | 103.5 K | Bmo Capital Markets Corp. | 2024-06-30 | 103.5 K | Two Sigma Advisers, Llc | 2024-06-30 | 88.3 K | New York State Common Retirement Fund | 2024-09-30 | 85.3 K | Citigroup Inc | 2024-09-30 | 82.2 K | Citadel Advisors Llc | 2024-09-30 | 81.3 K | Cubist Systematic Strategies, Llc | 2024-09-30 | 81.1 K | Stifel Financial Corp | 2024-06-30 | 76.5 K | Stepstone Group Llc | 2024-06-30 | 622.9 K | Blackrock Inc | 2024-06-30 | 575.2 K |
MoneyLion Market Capitalization
The company currently falls under 'Small-Cap' category with a market capitalization of 967.8 M.MoneyLion Profitablity
The company has Net Profit Margin (PM) of 0.01 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.03 %, which signifies that for every $100 of sales, it has a net operating income of $0.03.| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.13) | (0.14) | |
| Return On Capital Employed | (0.01) | (0.01) | |
| Return On Assets | (0.09) | (0.09) | |
| Return On Equity | (0.18) | (0.17) |
Management Efficiency
MoneyLion has Return on Asset (ROA) of 0.0234 % which means that for every $100 of assets, it generated a profit of $0.0234. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.012 %, which means that it produced $0.012 on every 100 dollars invested by current stockholders. MoneyLion's management efficiency ratios could be used to measure how well MoneyLion manages its routine affairs as well as how well it operates its assets and liabilities. The value of Return On Tangible Assets is estimated to slide to -0.14. The value of Return On Capital Employed is expected to slide to -0.01. At this time, MoneyLion's Net Tangible Assets are quite stable compared to the past year. Other Assets is expected to rise to about 172.2 M this year, although the value of Total Assets will most likely fall to about 401.3 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 26.75 | 25.42 | |
| Tangible Book Value Per Share | 8.39 | 7.97 | |
| Enterprise Value Over EBITDA | 98.35 | 103.27 | |
| Price Book Value Ratio | 2.34 | 2.46 | |
| Enterprise Value Multiple | 98.35 | 103.27 | |
| Price Fair Value | 2.34 | 2.46 | |
| Enterprise Value | 705 M | 690.3 M |
The decision-making processes within MoneyLion are key to its success in a competitive market. By evaluating these processes, we assess the stock's potential for future gains.
Operating Margin 0.0296 | Profit Margin 0.0064 | Beta 2.67 | Return On Assets 0.0234 | Return On Equity 0.012 |
Technical Drivers
As of the 24th of November, MoneyLion secures the Mean Deviation of 3.84, downside deviation of 4.18, and Risk Adjusted Performance of 0.1812. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of MoneyLion, as well as the relationship between them. Please verify MoneyLion standard deviation, maximum drawdown, as well as the relationship between the Maximum Drawdown and expected short fall to decide if MoneyLion is priced some-what accurately, providing market reflects its recent price of 87.18 per share. Given that MoneyLion has jensen alpha of 0.8461, we recommend you to check MoneyLion's last-minute market performance to make sure the company can sustain itself at a future point.MoneyLion Price Movement Analysis
The output start index for this execution was two with a total number of output elements of fifty-nine. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. MoneyLion middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for MoneyLion. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
MoneyLion Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific MoneyLion insiders, such as employees or executives, is commonly permitted as long as it does not rely on MoneyLion's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases MoneyLion insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
MoneyLion Outstanding Bonds
MoneyLion issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. MoneyLion uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most MoneyLion bonds can be classified according to their maturity, which is the date when MoneyLion has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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MoneyLion Predictive Daily Indicators
MoneyLion intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of MoneyLion stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
MoneyLion Corporate Filings
F4 | 20th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 19th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 15th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
13A | 8th of November 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
8K | 7th of November 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
13A | 24th of October 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
F4 | 17th of October 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 17th of September 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
MoneyLion Forecast Models
MoneyLion's time-series forecasting models are one of many MoneyLion's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary MoneyLion's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About MoneyLion Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how MoneyLion prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling MoneyLion shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as MoneyLion. By using and applying MoneyLion Stock analysis, traders can create a robust methodology for identifying MoneyLion entry and exit points for their positions.
| Last Reported | Projected for Next Year | ||
| Pretax Profit Margin | (0.11) | (0.11) | |
| Operating Profit Margin | (0.01) | (0.01) | |
| Net Loss | (0.11) | (0.11) | |
| Gross Profit Margin | 0.63 | 0.91 |
Current MoneyLion Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. MoneyLion analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. MoneyLion analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
| Target Price | Advice | # of Analysts | |
| 28.62 | Strong Buy | 6 | Odds |
Most MoneyLion analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand MoneyLion stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of MoneyLion, talking to its executives and customers, or listening to MoneyLion conference calls.
MoneyLion Stock Analysis Indicators
MoneyLion stock analysis indicators help investors evaluate how MoneyLion stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading MoneyLion shares will generate the highest return on investment. By understating and applying MoneyLion stock analysis, traders can identify MoneyLion position entry and exit signals to maximize returns.
| Begin Period Cash Flow | 153.7 M | |
| Long Term Debt | 189.8 M | |
| Common Stock Shares Outstanding | 9.6 M | |
| Total Stockholder Equity | 257.2 M | |
| Tax Provision | 2.8 M | |
| Property Plant And Equipment Net | 8 M | |
| Cash And Short Term Investments | 94.5 M | |
| Cash | 94.5 M | |
| Accounts Payable | 52.4 M | |
| Net Debt | 102.3 M | |
| 50 Day M A | 52.3076 | |
| Total Current Liabilities | 55.5 M | |
| Other Operating Expenses | 428.8 M | |
| Non Current Assets Total | 188.6 M | |
| Forward Price Earnings | 32.5733 | |
| Non Currrent Assets Other | 4.1 M | |
| Stock Based Compensation | 22.9 M |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in MoneyLion. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis. For more information on how to buy MoneyLion Stock please use our How to buy in MoneyLion Stock guide.You can also try the Sectors module to list of equity sectors categorizing publicly traded companies based on their primary business activities.
Is Application Software space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of MoneyLion. If investors know MoneyLion will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about MoneyLion listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share 0.29 | Revenue Per Share 46.74 | Quarterly Revenue Growth 0.229 | Return On Assets 0.0234 | Return On Equity 0.012 |
The market value of MoneyLion is measured differently than its book value, which is the value of MoneyLion that is recorded on the company's balance sheet. Investors also form their own opinion of MoneyLion's value that differs from its market value or its book value, called intrinsic value, which is MoneyLion's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because MoneyLion's market value can be influenced by many factors that don't directly affect MoneyLion's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between MoneyLion's value and its price as these two are different measures arrived at by different means. Investors typically determine if MoneyLion is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, MoneyLion's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.