Southern California Bancorp Stock Market Value
| BCAL Stock | USD 18.39 0.51 2.70% |
| Symbol | Southern |
Is Stock space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern California. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern California listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Southern California is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern California's value that differs from its market value or its book value, called intrinsic value, which is Southern California's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern California's market value can be influenced by many factors that don't directly affect Southern California's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Southern California's value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern California is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern California's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Southern California 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Southern California's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Southern California.
| 10/27/2025 |
| 01/25/2026 |
If you would invest 0.00 in Southern California on October 27, 2025 and sell it all today you would earn a total of 0.00 from holding Southern California Bancorp or generate 0.0% return on investment in Southern California over 90 days. Southern California is related to or competes with Southern Missouri, Great Southern, South Plains, First Community, SmartFinancial, First Financial, and Independent Bank. Southern California Bancorp operates as the holding company for Bank of Southern California, N.A More
Southern California Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Southern California's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Southern California Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.31 | |||
| Information Ratio | 0.0355 | |||
| Maximum Drawdown | 7.03 | |||
| Value At Risk | (1.97) | |||
| Potential Upside | 2.16 |
Southern California Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Southern California's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Southern California's standard deviation. In reality, there are many statistical measures that can use Southern California historical prices to predict the future Southern California's volatility.| Risk Adjusted Performance | 0.0754 | |||
| Jensen Alpha | 0.1216 | |||
| Total Risk Alpha | (0.01) | |||
| Sortino Ratio | 0.0343 | |||
| Treynor Ratio | (0.95) |
Southern California January 25, 2026 Technical Indicators
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| Math Transform | ||
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| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
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| Volume Indicators |
| Risk Adjusted Performance | 0.0754 | |||
| Market Risk Adjusted Performance | (0.94) | |||
| Mean Deviation | 0.9445 | |||
| Semi Deviation | 1.19 | |||
| Downside Deviation | 1.31 | |||
| Coefficient Of Variation | 1028.38 | |||
| Standard Deviation | 1.27 | |||
| Variance | 1.61 | |||
| Information Ratio | 0.0355 | |||
| Jensen Alpha | 0.1216 | |||
| Total Risk Alpha | (0.01) | |||
| Sortino Ratio | 0.0343 | |||
| Treynor Ratio | (0.95) | |||
| Maximum Drawdown | 7.03 | |||
| Value At Risk | (1.97) | |||
| Potential Upside | 2.16 | |||
| Downside Variance | 1.73 | |||
| Semi Variance | 1.43 | |||
| Expected Short fall | (1.04) | |||
| Skewness | (0.50) | |||
| Kurtosis | 1.37 |
Southern California Backtested Returns
As of now, Southern Stock is very steady. Southern California owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.0972, which indicates the firm had a 0.0972 % return per unit of risk over the last 3 months. We have found thirty technical indicators for Southern California Bancorp, which you can use to evaluate the volatility of the company. Please validate Southern California's Semi Deviation of 1.19, coefficient of variation of 1028.38, and Risk Adjusted Performance of 0.0754 to confirm if the risk estimate we provide is consistent with the expected return of 0.12%. Southern California has a performance score of 7 on a scale of 0 to 100. The entity has a beta of -0.12, which indicates not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Southern California are expected to decrease at a much lower rate. During the bear market, Southern California is likely to outperform the market. Southern California right now has a risk of 1.27%. Please validate Southern California expected short fall, day median price, and the relationship between the potential upside and accumulation distribution , to decide if Southern California will be following its existing price patterns.
Auto-correlation | -0.68 |
Very good reverse predictability
Southern California Bancorp has very good reverse predictability. Overlapping area represents the amount of predictability between Southern California time series from 27th of October 2025 to 11th of December 2025 and 11th of December 2025 to 25th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Southern California price movement. The serial correlation of -0.68 indicates that around 68.0% of current Southern California price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.68 | |
| Spearman Rank Test | -0.71 | |
| Residual Average | 0.0 | |
| Price Variance | 0.2 |
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Southern California technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.