Pathfinder Bancorp Stock Market Value
| PBHC Stock | USD 12.97 0.07 0.54% |
| Symbol | Pathfinder |
Will Regional Banks sector continue expanding? Could Pathfinder diversify its offerings? Factors like these will boost the valuation of Pathfinder Bancorp. Anticipated expansion of Pathfinder directly elevates investor willingness to pay premium valuations. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Pathfinder Bancorp data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth (0.98) | Earnings Share 1.2 | Revenue Per Share | Quarterly Revenue Growth (0.22) | Return On Assets |
The market value of Pathfinder Bancorp is measured differently than its book value, which is the value of Pathfinder that is recorded on the company's balance sheet. Investors also form their own opinion of Pathfinder Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Pathfinder Bancorp's true underlying value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Because Pathfinder Bancorp's market value can be influenced by many factors that don't directly affect Pathfinder Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
It's important to distinguish between Pathfinder Bancorp's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding Pathfinder Bancorp should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Meanwhile, Pathfinder Bancorp's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Pathfinder Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Pathfinder Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Pathfinder Bancorp.
| 11/11/2025 |
| 02/09/2026 |
If you would invest 0.00 in Pathfinder Bancorp on November 11, 2025 and sell it all today you would earn a total of 0.00 from holding Pathfinder Bancorp or generate 0.0% return on investment in Pathfinder Bancorp over 90 days. Pathfinder Bancorp is related to or competes with Lake Shore, Auburn National, IF Bancorp, Winchester Bancorp, Provident Financial, Fifth District, and DT Cloud. Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial p... More
Pathfinder Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Pathfinder Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Pathfinder Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.11) | |||
| Maximum Drawdown | 17.59 | |||
| Value At Risk | (4.00) | |||
| Potential Upside | 3.7 |
Pathfinder Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Pathfinder Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Pathfinder Bancorp's standard deviation. In reality, there are many statistical measures that can use Pathfinder Bancorp historical prices to predict the future Pathfinder Bancorp's volatility.| Risk Adjusted Performance | (0.05) | |||
| Jensen Alpha | (0.19) | |||
| Total Risk Alpha | (0.44) | |||
| Treynor Ratio | 2.98 |
Pathfinder Bancorp February 9, 2026 Technical Indicators
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| Math Transform | ||
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| Price Transform | ||
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| Volume Indicators |
| Risk Adjusted Performance | (0.05) | |||
| Market Risk Adjusted Performance | 2.99 | |||
| Mean Deviation | 1.48 | |||
| Coefficient Of Variation | (1,323) | |||
| Standard Deviation | 2.45 | |||
| Variance | 6.0 | |||
| Information Ratio | (0.11) | |||
| Jensen Alpha | (0.19) | |||
| Total Risk Alpha | (0.44) | |||
| Treynor Ratio | 2.98 | |||
| Maximum Drawdown | 17.59 | |||
| Value At Risk | (4.00) | |||
| Potential Upside | 3.7 | |||
| Skewness | (0.59) | |||
| Kurtosis | 7.19 |
Pathfinder Bancorp Backtested Returns
Pathfinder Bancorp maintains Sharpe Ratio (i.e., Efficiency) of -0.0927, which implies the firm had a -0.0927 % return per unit of risk over the last 3 months. Pathfinder Bancorp exposes twenty-three different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check Pathfinder Bancorp's Variance of 6.0, coefficient of variation of (1,323), and Risk Adjusted Performance of (0.05) to confirm the risk estimate we provide. The company holds a Beta of -0.0655, which implies not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Pathfinder Bancorp are expected to decrease at a much lower rate. During the bear market, Pathfinder Bancorp is likely to outperform the market. At this point, Pathfinder Bancorp has a negative expected return of -0.25%. Please make sure to check Pathfinder Bancorp's kurtosis, as well as the relationship between the rate of daily change and market facilitation index , to decide if Pathfinder Bancorp performance from the past will be repeated at some point in the near future.
Auto-correlation | 0.04 |
Virtually no predictability
Pathfinder Bancorp has virtually no predictability. Overlapping area represents the amount of predictability between Pathfinder Bancorp time series from 11th of November 2025 to 26th of December 2025 and 26th of December 2025 to 9th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Pathfinder Bancorp price movement. The serial correlation of 0.04 indicates that only as little as 4.0% of current Pathfinder Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.04 | |
| Spearman Rank Test | -0.06 | |
| Residual Average | 0.0 | |
| Price Variance | 0.29 |
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Pathfinder Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Pathfinder Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pathfinder Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pathfinder Bancorp Stock:Check out Pathfinder Bancorp Correlation, Pathfinder Bancorp Volatility and Pathfinder Bancorp Performance module to complement your research on Pathfinder Bancorp. For information on how to trade Pathfinder Stock refer to our How to Trade Pathfinder Stock guide.You can also try the Portfolio Dashboard module to portfolio dashboard that provides centralized access to all your investments.
Pathfinder Bancorp technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.