Pathfinder Bancorp Stock Performance
| PBHC Stock | USD 18.00 0.10 0.56% |
On a scale of 0 to 100, Pathfinder Bancorp holds a performance score of 7. The company holds a Beta of 0.21, which implies not very significant fluctuations relative to the market. As returns on the market increase, Pathfinder Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding Pathfinder Bancorp is expected to be smaller as well. Please check Pathfinder Bancorp's kurtosis, market facilitation index, and the relationship between the semi variance and rate of daily change , to make a quick decision on whether Pathfinder Bancorp's historical price patterns will revert.
Risk-Adjusted Performance
7 of 100
Weak | Strong |
OK
Compared to the overall equity markets, risk-adjusted returns on investments in Pathfinder Bancorp are ranked lower than 7 (%) of all global equities and portfolios over the last 90 days. In spite of rather conflicting technical indicators, Pathfinder Bancorp exhibited solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 2.21 | Five Day Return 0.39 | Year To Date Return 29.35 | Ten Year Return 86.67 | All Time Return 396.43 |
Forward Dividend Yield 0.0222 | Payout Ratio 1.1875 | Last Split Factor 1647:1000 | Forward Dividend Rate 0.4 | Dividend Date 2024-11-08 |
1 | Acquisition by Burritt Chris R of 8787 shares of Pathfinder Bancorp at 11.35 subject to Rule 16b-3 | 09/06/2024 |
2 | Pathfinder Bancorp renews CEO contract, CFO gets new terms - Investing.com | 09/09/2024 |
3 | Acquisition by Daniel Phillips of 100 shares of Pathfinder Bancorp at 15.94 subject to Rule 16b-3 | 09/16/2024 |
4 | Several Insiders Invested In Pathfinder Bancorp Flagging Positive News | 09/20/2024 |
5 | Pathfinder Bancorp, Inc. Announces Retirement of EVP, Chief Banking Officer Ronald Tascarella, Serbun Named SVP, Chief Credit Officer | 09/26/2024 |
6 | Pathfinder Bancorp, Inc. Announces 0.10 Quarterly Dividend - MarketBeat | 10/02/2024 |
7 | Pathfinder Bancorp, Inc. to Issue Quarterly Dividend of 0.10 on November 8th | 10/16/2024 |
8 | Pathfinder Bancorp, Inc. Sees Large Growth in Short Interest | 10/29/2024 |
9 | Acquisition by Daniel Phillips of 7237 shares of Pathfinder Bancorp at 10.81 subject to Rule 16b-3 | 11/04/2024 |
| Pathfinder Bancorp dividend paid on 8th of November 2024 | 11/08/2024 |
10 | Insider Trading | 11/15/2024 |
11 | Disposition of 13266 shares by Daniel Phillips of Pathfinder Bancorp at 11.35 subject to Rule 16b-3 | 11/20/2024 |
| Begin Period Cash Flow | 35.3 M | |
| Free Cash Flow | 13.5 M |
Pathfinder |
Pathfinder Bancorp Relative Risk vs. Return Landscape
If you would invest 1,550 in Pathfinder Bancorp on August 27, 2024 and sell it today you would earn a total of 250.00 from holding Pathfinder Bancorp or generate 16.13% return on investment over 90 days. Pathfinder Bancorp is currently generating 0.2676% in daily expected returns and assumes 2.6726% risk (volatility on return distribution) over the 90 days horizon. In different words, 23% of stocks are less volatile than Pathfinder, and 95% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Pathfinder Bancorp Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Pathfinder Bancorp's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Pathfinder Bancorp, and traders can use it to determine the average amount a Pathfinder Bancorp's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.1001
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | PBHC | |||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns |
Estimated Market Risk
| 2.67 actual daily | 23 77% of assets are more volatile |
Expected Return
| 0.27 actual daily | 5 95% of assets have higher returns |
Risk-Adjusted Return
| 0.1 actual daily | 7 93% of assets perform better |
Based on monthly moving average Pathfinder Bancorp is performing at about 7% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Pathfinder Bancorp by adding it to a well-diversified portfolio.
Pathfinder Bancorp Fundamentals Growth
Pathfinder Stock prices reflect investors' perceptions of the future prospects and financial health of Pathfinder Bancorp, and Pathfinder Bancorp fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Pathfinder Stock performance.
| Return On Equity | 0.0182 | ||||
| Return On Asset | 0.0015 | ||||
| Profit Margin | 0.06 % | ||||
| Operating Margin | (1.24) % | ||||
| Current Valuation | 223.04 M | ||||
| Shares Outstanding | 4.72 M | ||||
| Price To Earning | 15.34 X | ||||
| Price To Book | 0.91 X | ||||
| Price To Sales | 3.09 X | ||||
| Revenue | 41.18 M | ||||
| Gross Profit | 44.56 M | ||||
| EBITDA | 13.12 M | ||||
| Net Income | 9.29 M | ||||
| Cash And Equivalents | 43.75 M | ||||
| Cash Per Share | 7.36 X | ||||
| Total Debt | 211.6 M | ||||
| Debt To Equity | 7.80 % | ||||
| Book Value Per Share | 19.87 X | ||||
| Cash Flow From Operations | 15.43 M | ||||
| Earnings Per Share | 0.32 X | ||||
| Market Capitalization | 109.8 M | ||||
| Total Asset | 1.47 B | ||||
| Retained Earnings | 76.06 M | ||||
About Pathfinder Bancorp Performance
By analyzing Pathfinder Bancorp's fundamental ratios, stakeholders can gain valuable insights into Pathfinder Bancorp's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Pathfinder Bancorp has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Pathfinder Bancorp has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Equity | 0.08 | 0.05 |
Things to note about Pathfinder Bancorp performance evaluation
Checking the ongoing alerts about Pathfinder Bancorp for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Pathfinder Bancorp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 27.0% of the company outstanding shares are owned by corporate insiders | |
| On 8th of November 2024 Pathfinder Bancorp paid $ 0.1 per share dividend to its current shareholders | |
| Latest headline from MacroaxisInsider: Disposition of 13266 shares by Daniel Phillips of Pathfinder Bancorp at 11.35 subject to Rule 16b-3 |
- Analyzing Pathfinder Bancorp's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Pathfinder Bancorp's stock is overvalued or undervalued compared to its peers.
- Examining Pathfinder Bancorp's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Pathfinder Bancorp's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Pathfinder Bancorp's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Pathfinder Bancorp's stock. These opinions can provide insight into Pathfinder Bancorp's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Pathfinder Stock analysis
When running Pathfinder Bancorp's price analysis, check to measure Pathfinder Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pathfinder Bancorp is operating at the current time. Most of Pathfinder Bancorp's value examination focuses on studying past and present price action to predict the probability of Pathfinder Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pathfinder Bancorp's price. Additionally, you may evaluate how the addition of Pathfinder Bancorp to your portfolios can decrease your overall portfolio volatility.
| AI Portfolio Architect Use AI to generate optimal portfolios and find profitable investment opportunities | |
| Latest Portfolios Quick portfolio dashboard that showcases your latest portfolios | |
| Content Syndication Quickly integrate customizable finance content to your own investment portal |