Southern First Bancshares Stock Market Value
| SFST Stock | USD 58.77 1.91 3.36% |
| Symbol | Southern |
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Southern First. If investors know Southern will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Southern First listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.981 | Earnings Share 3.23 | Revenue Per Share | Quarterly Revenue Growth 0.274 | Return On Assets |
The market value of Southern First Bancshares is measured differently than its book value, which is the value of Southern that is recorded on the company's balance sheet. Investors also form their own opinion of Southern First's value that differs from its market value or its book value, called intrinsic value, which is Southern First's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Southern First's market value can be influenced by many factors that don't directly affect Southern First's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Southern First's value and its price as these two are different measures arrived at by different means. Investors typically determine if Southern First is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Southern First's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Southern First 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Southern First's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Southern First.
| 10/25/2025 |
| 01/23/2026 |
If you would invest 0.00 in Southern First on October 25, 2025 and sell it all today you would earn a total of 0.00 from holding Southern First Bancshares or generate 0.0% return on investment in Southern First over 90 days. Southern First is related to or competes with West Bancorporation, US Century, Carter Bank, Greene County, Pioneer Bancorp, Bankwell Financial, and Kearny Financial. Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides various banki... More
Southern First Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Southern First's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Southern First Bancshares upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.27 | |||
| Information Ratio | 0.236 | |||
| Maximum Drawdown | 10.52 | |||
| Value At Risk | (2.12) | |||
| Potential Upside | 4.48 |
Southern First Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Southern First's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Southern First's standard deviation. In reality, there are many statistical measures that can use Southern First historical prices to predict the future Southern First's volatility.| Risk Adjusted Performance | 0.2203 | |||
| Jensen Alpha | 0.4436 | |||
| Total Risk Alpha | 0.3038 | |||
| Sortino Ratio | 0.3588 | |||
| Treynor Ratio | 0.4879 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Southern First's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Southern First January 23, 2026 Technical Indicators
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| Risk Adjusted Performance | 0.2203 | |||
| Market Risk Adjusted Performance | 0.4979 | |||
| Mean Deviation | 1.45 | |||
| Semi Deviation | 0.8692 | |||
| Downside Deviation | 1.27 | |||
| Coefficient Of Variation | 344.94 | |||
| Standard Deviation | 1.93 | |||
| Variance | 3.73 | |||
| Information Ratio | 0.236 | |||
| Jensen Alpha | 0.4436 | |||
| Total Risk Alpha | 0.3038 | |||
| Sortino Ratio | 0.3588 | |||
| Treynor Ratio | 0.4879 | |||
| Maximum Drawdown | 10.52 | |||
| Value At Risk | (2.12) | |||
| Potential Upside | 4.48 | |||
| Downside Variance | 1.61 | |||
| Semi Variance | 0.7556 | |||
| Expected Short fall | (1.96) | |||
| Skewness | 0.7021 | |||
| Kurtosis | 0.8983 |
Southern First Bancshares Backtested Returns
Southern First appears to be very steady, given 3 months investment horizon. Southern First Bancshares owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.29, which indicates the firm had a 0.29 % return per unit of risk over the last 3 months. By inspecting Southern First's technical indicators, you can evaluate if the expected return of 0.57% is justified by implied risk. Please review Southern First's Coefficient Of Variation of 344.94, semi deviation of 0.8692, and Risk Adjusted Performance of 0.2203 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Southern First holds a performance score of 23. The entity has a beta of 1.13, which indicates a somewhat significant risk relative to the market. Southern First returns are very sensitive to returns on the market. As the market goes up or down, Southern First is expected to follow. Please check Southern First's sortino ratio, semi variance, as well as the relationship between the Semi Variance and rate of daily change , to make a quick decision on whether Southern First's existing price patterns will revert.
Auto-correlation | 0.07 |
Virtually no predictability
Southern First Bancshares has virtually no predictability. Overlapping area represents the amount of predictability between Southern First time series from 25th of October 2025 to 9th of December 2025 and 9th of December 2025 to 23rd of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Southern First Bancshares price movement. The serial correlation of 0.07 indicates that barely 7.0% of current Southern First price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.07 | |
| Spearman Rank Test | 0.05 | |
| Residual Average | 0.0 | |
| Price Variance | 2.77 |
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Additional Tools for Southern Stock Analysis
When running Southern First's price analysis, check to measure Southern First's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Southern First is operating at the current time. Most of Southern First's value examination focuses on studying past and present price action to predict the probability of Southern First's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Southern First's price. Additionally, you may evaluate how the addition of Southern First to your portfolios can decrease your overall portfolio volatility.