Synchrony Financial Stock Market Value
| SYF Stock | USD 72.93 0.97 1.31% |
| Symbol | Synchrony |
Can Consumer Finance industry sustain growth momentum? Does Synchrony have expansion opportunities? Factors like these will boost the valuation of Synchrony Financial. If investors know Synchrony will grow in the future, the company's valuation will be higher. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Synchrony Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.078 | Dividend Share 1.15 | Earnings Share 9.28 | Revenue Per Share | Quarterly Revenue Growth 0.05 |
The market value of Synchrony Financial is measured differently than its book value, which is the value of Synchrony that is recorded on the company's balance sheet. Investors also form their own opinion of Synchrony Financial's value that differs from its market value or its book value, called intrinsic value, which is Synchrony Financial's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because Synchrony Financial's market value can be influenced by many factors that don't directly affect Synchrony Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Synchrony Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Synchrony Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Synchrony Financial's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Synchrony Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Synchrony Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Synchrony Financial.
| 11/14/2025 |
| 02/12/2026 |
If you would invest 0.00 in Synchrony Financial on November 14, 2025 and sell it all today you would earn a total of 0.00 from holding Synchrony Financial or generate 0.0% return on investment in Synchrony Financial over 90 days. Synchrony Financial is related to or competes with Orix Corp, MT Bank, KB Financial, Truist Financial, Morgan Stanley, Fifth Third, and Shinhan Financial. Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United Sta... More
Synchrony Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Synchrony Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Synchrony Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.38 | |||
| Information Ratio | (0.04) | |||
| Maximum Drawdown | 12.73 | |||
| Value At Risk | (3.59) | |||
| Potential Upside | 2.67 |
Synchrony Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Synchrony Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Synchrony Financial's standard deviation. In reality, there are many statistical measures that can use Synchrony Financial historical prices to predict the future Synchrony Financial's volatility.| Risk Adjusted Performance | 0.0117 | |||
| Jensen Alpha | (0.14) | |||
| Total Risk Alpha | (0.24) | |||
| Sortino Ratio | (0.04) | |||
| Treynor Ratio | 0.003 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Synchrony Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Synchrony Financial February 12, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
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| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0117 | |||
| Market Risk Adjusted Performance | 0.013 | |||
| Mean Deviation | 1.44 | |||
| Semi Deviation | 2.34 | |||
| Downside Deviation | 2.38 | |||
| Coefficient Of Variation | 14138.92 | |||
| Standard Deviation | 2.05 | |||
| Variance | 4.21 | |||
| Information Ratio | (0.04) | |||
| Jensen Alpha | (0.14) | |||
| Total Risk Alpha | (0.24) | |||
| Sortino Ratio | (0.04) | |||
| Treynor Ratio | 0.003 | |||
| Maximum Drawdown | 12.73 | |||
| Value At Risk | (3.59) | |||
| Potential Upside | 2.67 | |||
| Downside Variance | 5.67 | |||
| Semi Variance | 5.48 | |||
| Expected Short fall | (1.45) | |||
| Skewness | (1.42) | |||
| Kurtosis | 4.29 |
Synchrony Financial Backtested Returns
At this point, Synchrony Financial is very steady. Synchrony Financial owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.0121, which indicates the firm had a 0.0121 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Synchrony Financial, which you can use to evaluate the volatility of the company. Please validate Synchrony Financial's Risk Adjusted Performance of 0.0117, coefficient of variation of 14138.92, and Semi Deviation of 2.34 to confirm if the risk estimate we provide is consistent with the expected return of 0.0254%. The entity has a beta of 1.51, which indicates a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Synchrony Financial will likely underperform. Synchrony Financial right now has a risk of 2.1%. Please validate Synchrony Financial value at risk, as well as the relationship between the skewness and day median price , to decide if Synchrony Financial will be following its existing price patterns.
Auto-correlation | -0.86 |
Excellent reverse predictability
Synchrony Financial has excellent reverse predictability. Overlapping area represents the amount of predictability between Synchrony Financial time series from 14th of November 2025 to 29th of December 2025 and 29th of December 2025 to 12th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Synchrony Financial price movement. The serial correlation of -0.86 indicates that approximately 86.0% of current Synchrony Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.86 | |
| Spearman Rank Test | -0.82 | |
| Residual Average | 0.0 | |
| Price Variance | 26.15 |
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Check out Synchrony Financial Correlation, Synchrony Financial Volatility and Synchrony Financial Performance module to complement your research on Synchrony Financial. For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.You can also try the Price Exposure Probability module to analyze equity upside and downside potential for a given time horizon across multiple markets.
Synchrony Financial technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.