X Financial Class Stock Market Value
| XYF Stock | USD 5.16 0.06 1.18% |
| Symbol | XYF |
Can Consumer Finance industry sustain growth momentum? Does XYF have expansion opportunities? Factors like these will boost the valuation of X Financial. Anticipated expansion of XYF directly elevates investor willingness to pay premium valuations. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating X Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.302 | Dividend Share 3.882 | Earnings Share 5.92 | Revenue Per Share | Quarterly Revenue Growth 0.239 |
The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, X Financial's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
X Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to X Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of X Financial.
| 11/16/2025 |
| 02/14/2026 |
If you would invest 0.00 in X Financial on November 16, 2025 and sell it all today you would earn a total of 0.00 from holding X Financial Class or generate 0.0% return on investment in X Financial over 90 days. X Financial is related to or competes with Great Elm, Auburn National, Alpha Cognition, Phenixfin, Scully Royalty, Prairie Operating, and Cayson Acquisition. X Financial provides personal finance services in the Peoples Republic of China More
X Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure X Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess X Financial Class upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.34) | |||
| Maximum Drawdown | 16.58 | |||
| Value At Risk | (6.68) | |||
| Potential Upside | 4.05 |
X Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for X Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as X Financial's standard deviation. In reality, there are many statistical measures that can use X Financial historical prices to predict the future X Financial's volatility.| Risk Adjusted Performance | (0.25) | |||
| Jensen Alpha | (1.28) | |||
| Total Risk Alpha | (1.53) | |||
| Treynor Ratio | (2.11) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of X Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
X Financial February 14, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.25) | |||
| Market Risk Adjusted Performance | (2.10) | |||
| Mean Deviation | 2.8 | |||
| Coefficient Of Variation | (310.90) | |||
| Standard Deviation | 3.84 | |||
| Variance | 14.73 | |||
| Information Ratio | (0.34) | |||
| Jensen Alpha | (1.28) | |||
| Total Risk Alpha | (1.53) | |||
| Treynor Ratio | (2.11) | |||
| Maximum Drawdown | 16.58 | |||
| Value At Risk | (6.68) | |||
| Potential Upside | 4.05 | |||
| Skewness | (0.98) | |||
| Kurtosis | 2.94 |
X Financial Class Backtested Returns
X Financial Class shows Sharpe Ratio of -0.3, which attests that the company had a -0.3 % return per unit of volatility over the last 3 months. X Financial Class exposes twenty-two different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check out X Financial's Mean Deviation of 2.8, risk adjusted performance of (0.25), and Standard Deviation of 3.84 to validate the risk estimate we provide. The firm maintains a market beta of 0.59, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, X Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding X Financial is expected to be smaller as well. At this point, X Financial Class has a negative expected return of -1.19%. Please make sure to check out X Financial's maximum drawdown, as well as the relationship between the daily balance of power and period momentum indicator , to decide if X Financial Class performance from the past will be repeated sooner or later.
Auto-correlation | 0.42 |
Average predictability
X Financial Class has average predictability. Overlapping area represents the amount of predictability between X Financial time series from 16th of November 2025 to 31st of December 2025 and 31st of December 2025 to 14th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of X Financial Class price movement. The serial correlation of 0.42 indicates that just about 42.0% of current X Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.42 | |
| Spearman Rank Test | 0.75 | |
| Residual Average | 0.0 | |
| Price Variance | 0.16 |
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Check out X Financial Correlation, X Financial Volatility and X Financial Performance module to complement your research on X Financial. You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
X Financial technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.