X Financial Class Stock Performance
| XYF Stock | USD 6.30 0.05 0.80% |
On a scale of 0 to 100, X Financial holds a performance score of 11. The firm maintains a market beta of -0.5, which attests to possible diversification benefits within a given portfolio. As returns on the market increase, returns on owning X Financial are expected to decrease at a much lower rate. During the bear market, X Financial is likely to outperform the market. Please check X Financial's downside variance, and the relationship between the sortino ratio and accumulation distribution , to make a quick decision on whether X Financial's historical returns will revert.
Risk-Adjusted Performance
11 of 100
Weak | Strong |
Good
Compared to the overall equity markets, risk-adjusted returns on investments in X Financial Class are ranked lower than 11 (%) of all global equities and portfolios over the last 90 days. Despite nearly weak basic indicators, X Financial reported solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 0.32 | Five Day Return 2.1 | Year To Date Return 67.64 | Ten Year Return (82.40) | All Time Return (82.40) |
Forward Dividend Yield 0.054 | Payout Ratio 0.126 | Last Split Factor 1:3 | Forward Dividend Rate 0.34 | Dividend Date 2024-09-27 |
1 | Short Interest in X Financial Rises By 48.9 | 09/16/2024 |
2 | X Financials Share Price Is Matching Sentiment Around Its Revenues | 09/26/2024 |
| X Financial dividend paid on 27th of September 2024 | 09/27/2024 |
3 | XYF Stock Surges Over 7 percent on Strong Digital Financial Services Performance | 10/03/2024 |
4 | Palantir Director Deletes X Account After ETF Buying Post - Yahoo Finance | 11/18/2024 |
5 | X Financial to Hold Annual General Meeting on December 20, 2024 | 11/22/2024 |
| Begin Period Cash Flow | 1 B |
XYF |
X Financial Relative Risk vs. Return Landscape
If you would invest 449.00 in X Financial Class on August 27, 2024 and sell it today you would earn a total of 181.00 from holding X Financial Class or generate 40.31% return on investment over 90 days. X Financial Class is generating 0.6257% of daily returns assuming volatility of 4.4582% on return distribution over 90 days investment horizon. In other words, 39% of stocks are less volatile than XYF, and above 88% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
X Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for X Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as X Financial Class, and traders can use it to determine the average amount a X Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.1403
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
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Estimated Market Risk
| 4.46 actual daily | 39 61% of assets are more volatile |
Expected Return
| 0.63 actual daily | 12 88% of assets have higher returns |
Risk-Adjusted Return
| 0.14 actual daily | 11 89% of assets perform better |
Based on monthly moving average X Financial is performing at about 11% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of X Financial by adding it to a well-diversified portfolio.
X Financial Fundamentals Growth
XYF Stock prices reflect investors' perceptions of the future prospects and financial health of X Financial, and X Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on XYF Stock performance.
| Return On Equity | 0.22 | ||||
| Return On Asset | 0.0915 | ||||
| Profit Margin | 0.25 % | ||||
| Operating Margin | 0.59 % | ||||
| Current Valuation | 749.32 M | ||||
| Shares Outstanding | 31.15 M | ||||
| Price To Earning | 1.18 X | ||||
| Price To Book | 0.32 X | ||||
| Price To Sales | 0.06 X | ||||
| Revenue | 1.89 B | ||||
| Gross Profit | 1.59 B | ||||
| EBITDA | 1.51 B | ||||
| Net Income | 1.19 B | ||||
| Cash And Equivalents | 584.76 M | ||||
| Cash Per Share | 12.19 X | ||||
| Total Debt | 577.85 M | ||||
| Debt To Equity | 0.03 % | ||||
| Current Ratio | 5.88 X | ||||
| Book Value Per Share | 135.84 X | ||||
| Cash Flow From Operations | 814.14 M | ||||
| Earnings Per Share | 3.71 X | ||||
| Market Capitalization | 298.7 M | ||||
| Total Asset | 11.65 B | ||||
| Retained Earnings | 2.69 B | ||||
About X Financial Performance
By analyzing X Financial's fundamental ratios, stakeholders can gain valuable insights into X Financial's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if X Financial has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if X Financial has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | (2.90) | (3.05) | |
| Return On Tangible Assets | 0.10 | 0.11 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.10 | 0.11 | |
| Return On Equity | 0.20 | 0.21 |
Things to note about X Financial Class performance evaluation
Checking the ongoing alerts about X Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for X Financial Class help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| X Financial Class appears to be risky and price may revert if volatility continues | |
| Latest headline from gurufocus.com: X Financial to Hold Annual General Meeting on December 20, 2024 |
- Analyzing X Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether X Financial's stock is overvalued or undervalued compared to its peers.
- Examining X Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating X Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of X Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of X Financial's stock. These opinions can provide insight into X Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for XYF Stock analysis
When running X Financial's price analysis, check to measure X Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy X Financial is operating at the current time. Most of X Financial's value examination focuses on studying past and present price action to predict the probability of X Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move X Financial's price. Additionally, you may evaluate how the addition of X Financial to your portfolios can decrease your overall portfolio volatility.
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