X Financial Class Stock Technical Analysis
| XYF Stock | USD 5.25 0.10 1.94% |
As of the 2nd of February, X Financial maintains the Standard Deviation of 3.91, mean deviation of 2.86, and Risk Adjusted Performance of (0.23). Concerning fundamental indicators, the technical analysis model lets you check timely technical drivers of X Financial Class, as well as the relationship between them. Please check out X Financial Class standard deviation and value at risk to decide if X Financial Class is priced fairly, providing market reflects its latest price of 5.25 per share. Given that X Financial Class has information ratio of (0.34), we strongly advise you to confirm X Financial Class's prevalent market performance to make sure the company can sustain itself sooner or later.
X Financial Momentum Analysis
Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as XYF, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to XYFX Financial's Momentum analyses are specifically helpful, as they help investors time the market using mark points where the market can reverse. The reversal spots are usually identified through divergence between price movement and momentum.X Financial Analyst Consensus
| Target Price | Consensus | # of Analysts | |
| 1.7 | Strong Sell | 0 | Odds |
Most XYF analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand XYF stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of X Financial Class, talking to its executives and customers, or listening to XYF conference calls.
XYF Analyst Advice DetailsCan Consumer Finance industry sustain growth momentum? Does XYF have expansion opportunities? Factors like these will boost the valuation of X Financial. Anticipated expansion of XYF directly elevates investor willingness to pay premium valuations. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating X Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.302 | Dividend Share 3.882 | Earnings Share 5.81 | Revenue Per Share | Quarterly Revenue Growth 0.239 |
The market value of X Financial Class is measured differently than its book value, which is the value of XYF that is recorded on the company's balance sheet. Investors also form their own opinion of X Financial's value that differs from its market value or its book value, called intrinsic value, which is X Financial's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because X Financial's market value can be influenced by many factors that don't directly affect X Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between X Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if X Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, X Financial's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
X Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to X Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of X Financial.
| 11/04/2025 |
| 02/02/2026 |
If you would invest 0.00 in X Financial on November 4, 2025 and sell it all today you would earn a total of 0.00 from holding X Financial Class or generate 0.0% return on investment in X Financial over 90 days. X Financial is related to or competes with Great Elm, Auburn National, Alpha Cognition, Phenixfin, Scully Royalty, Prairie Operating, and Cayson Acquisition. X Financial provides personal finance services in the Peoples Republic of China More
X Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure X Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess X Financial Class upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.34) | |||
| Maximum Drawdown | 19.69 | |||
| Value At Risk | (6.68) | |||
| Potential Upside | 4.05 |
X Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for X Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as X Financial's standard deviation. In reality, there are many statistical measures that can use X Financial historical prices to predict the future X Financial's volatility.| Risk Adjusted Performance | (0.23) | |||
| Jensen Alpha | (1.31) | |||
| Total Risk Alpha | (1.49) | |||
| Treynor Ratio | (5.80) |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of X Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
X Financial February 2, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.23) | |||
| Market Risk Adjusted Performance | (5.79) | |||
| Mean Deviation | 2.86 | |||
| Coefficient Of Variation | (303.08) | |||
| Standard Deviation | 3.91 | |||
| Variance | 15.27 | |||
| Information Ratio | (0.34) | |||
| Jensen Alpha | (1.31) | |||
| Total Risk Alpha | (1.49) | |||
| Treynor Ratio | (5.80) | |||
| Maximum Drawdown | 19.69 | |||
| Value At Risk | (6.68) | |||
| Potential Upside | 4.05 | |||
| Skewness | (0.89) | |||
| Kurtosis | 2.55 |
X Financial Class Backtested Returns
X Financial Class shows Sharpe Ratio of -0.34, which attests that the company had a -0.34 % return per unit of volatility over the last 3 months. X Financial Class exposes twenty-three different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check out X Financial's Risk Adjusted Performance of (0.23), standard deviation of 3.91, and Mean Deviation of 2.86 to validate the risk estimate we provide. The firm maintains a market beta of 0.22, which attests to not very significant fluctuations relative to the market. As returns on the market increase, X Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding X Financial is expected to be smaller as well. At this point, X Financial Class has a negative expected return of -1.32%. Please make sure to check out X Financial's value at risk, as well as the relationship between the daily balance of power and period momentum indicator , to decide if X Financial Class performance from the past will be repeated sooner or later.
Auto-correlation | 0.21 |
Weak predictability
X Financial Class has weak predictability. Overlapping area represents the amount of predictability between X Financial time series from 4th of November 2025 to 19th of December 2025 and 19th of December 2025 to 2nd of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of X Financial Class price movement. The serial correlation of 0.21 indicates that over 21.0% of current X Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.21 | |
| Spearman Rank Test | 0.24 | |
| Residual Average | 0.0 | |
| Price Variance | 0.1 |
X Financial technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
X Financial Class Technical Analysis
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Average True Range was developed by J. Welles Wilder in 1970s. It is one of components of the Welles Wilder Directional Movement indicators. The ATR is a measure of X Financial Class volatility. High ATR values indicate high volatility, and low values indicate low volatility.
About X Financial Technical Analysis
The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of X Financial Class on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of X Financial Class based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on X Financial Class price pattern first instead of the macroeconomic environment surrounding X Financial Class. By analyzing X Financial's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of X Financial's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to X Financial specific price patterns or momentum indicators. Please read more on our technical analysis page.
| 2025 | 2026 (projected) | PTB Ratio | 0.48 | 0.46 | Dividend Yield | 0.0458 | 0.0518 |
X Financial February 2, 2026 Technical Indicators
Most technical analysis of XYF help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for XYF from various momentum indicators to cycle indicators. When you analyze XYF charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.23) | |||
| Market Risk Adjusted Performance | (5.79) | |||
| Mean Deviation | 2.86 | |||
| Coefficient Of Variation | (303.08) | |||
| Standard Deviation | 3.91 | |||
| Variance | 15.27 | |||
| Information Ratio | (0.34) | |||
| Jensen Alpha | (1.31) | |||
| Total Risk Alpha | (1.49) | |||
| Treynor Ratio | (5.80) | |||
| Maximum Drawdown | 19.69 | |||
| Value At Risk | (6.68) | |||
| Potential Upside | 4.05 | |||
| Skewness | (0.89) | |||
| Kurtosis | 2.55 |
X Financial February 2, 2026 Daily Trend Indicators
Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as XYF stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 8,692 | ||
| Daily Balance Of Power | 0.40 | ||
| Rate Of Daily Change | 1.02 | ||
| Day Median Price | 5.16 | ||
| Day Typical Price | 5.19 | ||
| Price Action Indicator | 0.14 |
Complementary Tools for XYF Stock analysis
When running X Financial's price analysis, check to measure X Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy X Financial is operating at the current time. Most of X Financial's value examination focuses on studying past and present price action to predict the probability of X Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move X Financial's price. Additionally, you may evaluate how the addition of X Financial to your portfolios can decrease your overall portfolio volatility.
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