X Financial Valuation

XYF Stock  USD 5.16  0.06  1.18%   
At this time, the entity appears to be overvalued. X Financial Class maintains a prevalent Real Value of $3.41 per share. The last-minute price of the entity is $5.16. Our model calculates the value of X Financial Class from evaluating the entity fundamentals such as Profit Margin of 0.23 %, return on equity of 0.24, and Current Valuation of 945.07 M as well as inspecting its technical indicators and probability of bankruptcy.
Overvalued
Today
5.16
Please note that X Financial's price fluctuation is unstable at this time. Calculation of the real value of X Financial Class is based on 3 months time horizon. Increasing X Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the XYF stock is determined by what a typical buyer is willing to pay for full or partial control of X Financial Class. Since X Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of XYF Stock. However, X Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  5.16 Real  3.41 Hype  4.7
The real value of XYF Stock, also known as its intrinsic value, is the underlying worth of X Financial Class Company, which is reflected in its stock price. It is based on X Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of X Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
3.41
Real Value
7.37
Upside
Estimating the potential upside or downside of X Financial Class helps investors to forecast how XYF stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of X Financial more accurately as focusing exclusively on X Financial's fundamentals will not take into account other important factors:
Hype
Prediction
LowEstimatedHigh
0.744.708.66
Details

About X Financial Valuation

The stock valuation mechanism determines X Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of X Financial. We calculate exposure to X Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of X Financial's related companies.
X Financial provides personal finance services in the Peoples Republic of China. X Financial was founded in 2014 and is headquartered in Shenzhen, the Peoples Republic of China. X Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 424 people.
X Financial's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether X Financial's value is low or high relative to the company's performance and growth projections. Determining the market value of X Financial can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of X Financial represents a small ownership stake in the entity. As a stockholder of XYF, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

X Financial Dividends Analysis For Valuation

There are various types of dividends X Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of XYF shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from X Financial Class directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When XYF pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of X Financial by the value of the dividends paid out.

X Financial Growth Indicators

Investing in growth stocks can be very risky. If the company such as X Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding48.9 M
Quarterly Earnings Growth Y O Y0.302

Complementary Tools for XYF Stock analysis

When running X Financial's price analysis, check to measure X Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy X Financial is operating at the current time. Most of X Financial's value examination focuses on studying past and present price action to predict the probability of X Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move X Financial's price. Additionally, you may evaluate how the addition of X Financial to your portfolios can decrease your overall portfolio volatility.
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