X Financial Valuation
| XYF Stock | USD 6.50 0.20 3.17% |
At this time, the entity appears to be overvalued. X Financial Class maintains a prevalent Real Value of $3.55 per share. The last-minute price of the entity is $6.5. Our model calculates the value of X Financial Class from evaluating the entity fundamentals such as Return On Equity of 0.22, current valuation of 749.32 M, and Profit Margin of 0.25 % as well as inspecting its technical indicators and probability of bankruptcy. Key fundamental drivers impacting X Financial's valuation include:
Price Book 0.3248 | Enterprise Value 749.3 M | Price Sales 0.0578 | Trailing PE 1.6981 | Enterprise Value Revenue 1.1812 |
Overvalued
Today
Please note that X Financial's price fluctuation is risky at this time. Calculation of the real value of X Financial Class is based on 3 months time horizon. Increasing X Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the XYF stock is determined by what a typical buyer is willing to pay for full or partial control of X Financial Class. Since X Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of XYF Stock. However, X Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 6.5 | Real 3.55 | Target 1.7 | Hype 6.61 | Naive 6.13 |
The real value of XYF Stock, also known as its intrinsic value, is the underlying worth of X Financial Class Company, which is reflected in its stock price. It is based on X Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of X Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of X Financial Class helps investors to forecast how XYF stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of X Financial more accurately as focusing exclusively on X Financial's fundamentals will not take into account other important factors: When choosing an evaluation method for X Financial Class, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
X Financial Cash |
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XYF Valuation Trend
Comparing X Financial's enterprise value against its market capitalization is a good way to estimate the value of X Financial Class uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
X Financial Total Value Analysis
X Financial Class is at this time anticipated to have company total value of 749.32 M with market capitalization of 298.7 M, debt of 577.85 M, and cash on hands of 584.76 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the X Financial fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
749.32 M | 298.7 M | 577.85 M | 584.76 M |
X Financial Investor Information
The company has Price to Book (P/B) ratio of 0.32. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. X Financial Class has Price/Earnings To Growth (PEG) ratio of 0.07. The entity last dividend was issued on the 4th of September 2024. The firm had 1:3 split on the 19th of November 2020. Based on the analysis of X Financial's profitability, liquidity, and operating efficiency, X Financial Class is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.0311 | 0.0327 |
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X Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. X Financial has an asset utilization ratio of 16.19 percent. This implies that the Company is making $0.16 for each dollar of assets. An increasing asset utilization means that X Financial Class is more efficient with each dollar of assets it utilizes for everyday operations.X Financial Ownership Allocation
X Financial Class retains a total of 31.15 Million outstanding shares. Roughly 96.31 (%) of X Financial outstanding shares are held by general public with 1.78 % owned by insiders and only 1.91 percent by institutional investors. Please note that no matter how many assets the company shows, if the real value of the entity is less than the current market value, you may not be able to make money on it.X Financial Profitability Analysis
The company reported the last year's revenue of 1.89 B. Total Income to common stockholders was 1.19 B with profit before taxes, overhead, and interest of 1.59 B.X Financial Past Distributions to stockholders
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates X Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in X Financial and how it compares across the competition.
About X Financial Valuation
The stock valuation mechanism determines X Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of X Financial. We calculate exposure to X Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of X Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | -1.2 B | -1.2 B | |
| Pretax Profit Margin | 0.76 | 0.72 | |
| Operating Profit Margin | 0.03 | 0.03 | |
| Net Profit Margin | 0.63 | 0.60 | |
| Gross Profit Margin | (0.64) | (0.61) |
A single share of X Financial represents a small ownership stake in the entity. As a stockholder of XYF, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
X Financial Dividends Analysis For Valuation
Please note that X Financial has scaled down on payment of dividends at this time. At this time, X Financial's Price Earnings Ratio is most likely to increase significantly in the upcoming years.
There are various types of dividends X Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of XYF shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from X Financial Class directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When XYF pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of X Financial by the value of the dividends paid out.
X Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as X Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 48.5 M | |
| Quarterly Earnings Growth Y O Y | 0.104 |
X Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of X Financial Class and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value XYF we look at many different elements of the entity such as XYF's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as X Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use X Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes X Financial's worth.Complementary Tools for XYF Stock analysis
When running X Financial's price analysis, check to measure X Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy X Financial is operating at the current time. Most of X Financial's value examination focuses on studying past and present price action to predict the probability of X Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move X Financial's price. Additionally, you may evaluate how the addition of X Financial to your portfolios can decrease your overall portfolio volatility.
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