Credit Historical Balance Sheet

CACC Stock

USD 514.06 10.96 2.09%

Trend analysis of Credit Acceptance balance sheet accounts such as Total Stockholder Equity of 2.1 B, Property Plant And Equipment Net of 56.1 M or Retained Earnings of 1.8 B provides information on Credit Acceptance's total assets, liabilities, and equity, which is the actual value of Credit Acceptance to its prevalent stockholders. By breaking down trends over time using Credit Acceptance balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.

Cash Flow Balance Sheet Income Statement

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Financial Statement Analysis is much more than just reviewing and examining Credit Acceptance latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Credit Acceptance is a good buy for the upcoming year.

Credit Acceptance Inventory

1.14 Billion

Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Credit Acceptance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.

For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.

About Credit Balance Sheet Analysis

Balance Sheet is a snapshot of the financial position of Credit Acceptance at a specified time, usually calculated after every quarter, six months, or one year. Credit Acceptance Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of Credit Acceptance and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which Credit currently owns. An asset can also be divided into two categories, current and non-current.

Credit Acceptance Balance Sheet Chart

At present, Credit Acceptance's Total Stockholder Equity is projected to increase significantly based on the last few years of reporting. The current year's Property Plant And Equipment Net is expected to grow to about 56.1 M, whereas Other Assets are forecasted to decline to about 313.7 M.

Total Assets Total Stockholder Equity Property Plant And Equipment Net Retained Earnings

Add Fundamental

Total Assets

Total assets refers to the total amount of Credit Acceptance assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in Credit Acceptance books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.

Total Stockholder Equity

The total equity held by shareholders, calculated as the difference between a company's total assets and total liabilities. It represents the net value of the company owned by shareholders.

Property Plant And Equipment Net

The total value of a company's physical assets (such as land, buildings, and equipment) used in operations, net of depreciation. It reflects the company's investment in assets used for production.

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.

Most accounts from Credit Acceptance's balance sheet are interrelated and interconnected. However, analyzing balance sheet accounts one by one will only give a small insight into Credit Acceptance current financial condition. On the other hand, looking into the entire matrix of balance sheet accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Credit Acceptance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators.

For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.At present, Credit Acceptance's Total Stockholder Equity is projected to increase significantly based on the last few years of reporting. The current year's Property Plant And Equipment Net is expected to grow to about 56.1 M, whereas Other Assets are forecasted to decline to about 313.7 M.

	2022	2023	2024	2025 (projected)
Total Stockholder Equity	1.6B	1.8B	2.0B	2.1B
Total Assets	6.9B	7.6B	8.8B	9.2B

Total Stockholder Equity Total Assets

Credit Acceptance balance sheet Correlations

	Total Assets	Total Stockholder Equity	Property Plant And Equipment Net	Retained Earnings	Non Current Assets Total	Non Currrent Assets Other	Other Assets	Cash And Short Term Investments	Common Stock Shares Outstanding	Short Term Investments	Other Stockholder Equity	Total Liab	Property Plant And Equipment Gross	Total Current Assets	Short Long Term Debt Total	Net Debt	Non Current Liabilities Total	Other Current Liab	Total Current Liabilities	Accounts Payable	Cash	Net Receivables	Common Stock Total Equity	Short Term Debt	Common Stock	Other Liab
Total Assets		0.95	0.93	0.92	0.61	0.58	0.7	0.31	-0.93	0.08	0.05	0.99	0.87	0.26	0.97	1.0	0.99	-0.31	0.83	0.9	0.33	0.25	-0.78	0.13	-0.78	0.86
Total Stockholder Equity	0.95		0.91	1.0	0.41	0.38	0.61	0.45	-0.83	0.24	0.09	0.92	0.7	0.46	0.9	0.93	0.91	-0.18	0.67	0.75	0.47	0.46	-0.67	0.06	-0.67	0.76
Property Plant And Equipment Net	0.93	0.91		0.9	0.44	0.41	0.72	0.42	-0.82	0.21	-0.04	0.91	0.84	0.39	0.89	0.91	0.9	-0.29	0.67	0.77	0.44	0.39	-0.73	0.11	-0.73	0.75
Retained Earnings	0.92	1.0	0.9		0.33	0.3	0.57	0.49	-0.78	0.29	0.1	0.88	0.64	0.52	0.86	0.89	0.87	-0.14	0.6	0.69	0.51	0.52	-0.63	0.04	-0.63	0.71
Non Current Assets Total	0.61	0.41	0.44	0.33		1.0	0.43	-0.08	-0.62	-0.65	0.32	0.67	0.75	-0.61	0.58	0.65	0.69	-0.08	0.92	0.86	-0.07	-0.61	-0.53	-0.15	-0.53	0.6
Non Currrent Assets Other	0.58	0.38	0.41	0.3	1.0		0.4	-0.09	-0.6	-0.67	0.33	0.64	0.72	-0.64	0.55	0.63	0.67	-0.07	0.91	0.84	-0.09	-0.64	-0.5	-0.16	-0.5	0.58
Other Assets	0.7	0.61	0.72	0.57	0.43	0.4		-0.11	-0.64	0.06	-0.14	0.72	0.75	0.18	0.72	0.72	0.72	-0.45	0.55	0.61	-0.1	0.18	-0.52	0.21	-0.52	0.81
Cash And Short Term Investments	0.31	0.45	0.42	0.49	-0.08	-0.09	-0.11		-0.1	0.22	0.12	0.25	0.09	0.4	0.23	0.25	0.24	0.16	0.05	0.12	1.0	0.4	-0.01	-0.14	-0.01	0.17
Common Stock Shares Outstanding	-0.93	-0.83	-0.82	-0.78	-0.62	-0.6	-0.64	-0.1		-0.09	0.04	-0.94	-0.85	-0.17	-0.94	-0.94	-0.94	0.42	-0.84	-0.9	-0.13	-0.17	0.94	-0.25	0.94	-0.74
Short Term Investments	0.08	0.24	0.21	0.29	-0.65	-0.67	0.06	0.22	-0.09		-0.4	0.02	-0.15	0.87	0.11	0.03	-0.01	-0.23	-0.37	-0.24	0.24	0.87	-0.15	0.36	-0.15	-0.07
Other Stockholder Equity	0.05	0.09	-0.04	0.1	0.32	0.33	-0.14	0.12	0.04	-0.4		0.03	-0.08	-0.34	-0.14	0.03	0.05	0.82	0.11	0.02	0.12	-0.34	0.07	-0.87	0.07	-0.03
Total Liab	0.99	0.92	0.91	0.88	0.67	0.64	0.72	0.25	-0.94	0.02	0.03		0.91	0.18	0.98	1.0	1.0	-0.35	0.87	0.93	0.27	0.18	-0.8	0.15	-0.8	0.87
Property Plant And Equipment Gross	0.87	0.7	0.84	0.64	0.75	0.72	0.75	0.09	-0.85	-0.15	-0.08	0.91		-0.04	0.89	0.9	0.91	-0.44	0.87	0.91	0.1	-0.05	-0.79	0.19	-0.79	0.84
Total Current Assets	0.26	0.46	0.39	0.52	-0.61	-0.64	0.18	0.4	-0.17	0.87	-0.34	0.18	-0.04		0.26	0.2	0.15	-0.21	-0.29	-0.15	0.42	1.0	-0.14	0.31	-0.14	0.12
Short Long Term Debt Total	0.97	0.9	0.89	0.86	0.58	0.55	0.72	0.23	-0.94	0.11	-0.14	0.98	0.89	0.26		0.98	0.97	-0.51	0.83	0.9	0.26	0.26	-0.8	0.34	-0.8	0.88
Net Debt	1.0	0.93	0.91	0.89	0.65	0.63	0.72	0.25	-0.94	0.03	0.03	1.0	0.9	0.2	0.98		1.0	-0.34	0.86	0.92	0.27	0.2	-0.8	0.15	-0.8	0.87
Non Current Liabilities Total	0.99	0.91	0.9	0.87	0.69	0.67	0.72	0.24	-0.94	-0.01	0.05	1.0	0.91	0.15	0.97	1.0		-0.33	0.89	0.94	0.26	0.15	-0.8	0.13	-0.8	0.87
Other Current Liab	-0.31	-0.18	-0.29	-0.14	-0.08	-0.07	-0.45	0.16	0.42	-0.23	0.82	-0.35	-0.44	-0.21	-0.51	-0.34	-0.33		-0.3	-0.37	0.15	-0.21	0.39	-0.95	0.39	-0.42
Total Current Liabilities	0.83	0.67	0.67	0.6	0.92	0.91	0.55	0.05	-0.84	-0.37	0.11	0.87	0.87	-0.29	0.83	0.86	0.89	-0.3		0.98	0.06	-0.29	-0.73	0.08	-0.73	0.76
Accounts Payable	0.9	0.75	0.77	0.69	0.86	0.84	0.61	0.12	-0.9	-0.24	0.02	0.93	0.91	-0.15	0.9	0.92	0.94	-0.37	0.98		0.14	-0.15	-0.79	0.16	-0.79	0.79
Cash	0.33	0.47	0.44	0.51	-0.07	-0.09	-0.1	1.0	-0.13	0.24	0.12	0.27	0.1	0.42	0.26	0.27	0.26	0.15	0.06	0.14		0.41	-0.05	-0.13	-0.05	0.18
Net Receivables	0.25	0.46	0.39	0.52	-0.61	-0.64	0.18	0.4	-0.17	0.87	-0.34	0.18	-0.05	1.0	0.26	0.2	0.15	-0.21	-0.29	-0.15	0.41		-0.14	0.31	-0.14	0.12
Common Stock Total Equity	-0.78	-0.67	-0.73	-0.63	-0.53	-0.5	-0.52	-0.01	0.94	-0.15	0.07	-0.8	-0.79	-0.14	-0.8	-0.8	-0.8	0.39	-0.73	-0.79	-0.05	-0.14		-0.24	1.0	-0.54
Short Term Debt	0.13	0.06	0.11	0.04	-0.15	-0.16	0.21	-0.14	-0.25	0.36	-0.87	0.15	0.19	0.31	0.34	0.15	0.13	-0.95	0.08	0.16	-0.13	0.31	-0.24		-0.24	0.22
Common Stock	-0.78	-0.67	-0.73	-0.63	-0.53	-0.5	-0.52	-0.01	0.94	-0.15	0.07	-0.8	-0.79	-0.14	-0.8	-0.8	-0.8	0.39	-0.73	-0.79	-0.05	-0.14	1.0	-0.24		-0.54
Other Liab	0.86	0.76	0.75	0.71	0.6	0.58	0.81	0.17	-0.74	-0.07	-0.03	0.87	0.84	0.12	0.88	0.87	0.87	-0.42	0.76	0.79	0.18	0.12	-0.54	0.22	-0.54

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Credit Acceptance Account Relationship Matchups

Credit Acceptance balance sheet Accounts

	2020	2021	2022	2023	2024	2025 (projected)
Total Assets	7.5B	7.1B	6.9B	7.6B	8.8B	9.2B
Total Stockholder Equity	2.3B	1.8B	1.6B	1.8B	2.0B	2.1B
Property Plant And Equipment Net	59.4M	57.3M	51.4M	46.5M	53.5M	56.1M
Retained Earnings	2.1B	1.6B	1.4B	1.5B	1.7B	1.8B
Non Current Assets Total	91.8M	109.1M	108.3M	7.6B	8.7B	9.2B
Non Currrent Assets Other	(358.6M)	(383.4M)	(369.8M)	7.5B	8.6B	9.0B
Other Assets	91.7M	627M	462.7M	466.9M	420.2M	313.7M
Cash And Short Term Investments	16M	23.3M	7.7M	13.2M	15.2M	17.7M
Common Stock Shares Outstanding	17.9M	16.1M	13.6M	13.0M	11.7M	11.1M
Short Term Investments	66.1M	62.1M	72.3M	6.9M	7.9M	7.5M
Liabilities And Stockholders Equity	7.5B	7.1B	6.9B	7.6B	8.8B	9.2B
Other Stockholder Equity	161.9M	197.2M	(1.1B)	279M	251.1M	263.7M
Total Liab	5.2B	5.2B	5.3B	5.9B	6.7B	7.1B
Property Plant And Equipment Gross	59.4M	112.6M	111.9M	114.3M	131.4M	138.0M
Total Current Assets	7.4B	6.9B	6.8B	13.2M	15.2M	14.4M
Short Long Term Debt Total	4.6B	4.6B	6.1B	5.1B	5.8B	6.1B
Net Debt	4.6B	4.6B	4.6B	5.1B	5.8B	6.1B
Non Current Liabilities Total	5.0B	5.1B	5.0B	5.9B	6.7B	7.1B
Other Current Liab	(282.6M)	(177.6M)	(1.9B)	(399.8M)	(359.8M)	(341.8M)
Total Current Liabilities	186.9M	175.2M	263.3M	399.8M	459.8M	482.8M
Accounts Payable	186.7M	175M	260.8M	318.8M	366.6M	385.0M
Cash	16M	23.3M	7.7M	13.2M	15.2M	18.0M
Net Receivables	6.9B	6.4B	6.3B	4.3M	4.9M	4.7M
Accumulated Other Comprehensive Income	1.6M	200K	(2.9M)	(1M)	(900K)	(855K)
Short Term Debt	95.9M	2.6M	1.5B	74.1M	85.2M	81.0M
Other Liab	322.5M	391M	435.2M	426.7M	490.7M	515.2M
Long Term Debt	4.5B	4.6B	4.6B	5.1B	5.8B	6.1B
Other Current Assets	381.3M	413.9M	482.3M	(482.1M)	(433.9M)	(412.2M)
Property Plant Equipment	59.7M	59.4M	57.3M	51.4M	59.1M	34.6M
Inventory	973.5M	990.6M	1.0B	946.6M	1.1B	1.1B
Net Tangible Assets	2.4B	2.3B	1.8B	1.6B	1.9B	1.5B
Retained Earnings Total Equity	2.2B	2.1B	1.6B	1.4B	1.6B	1.4B
Long Term Debt Total	4.5B	4.5B	4.6B	4.6B	5.2B	3.1B
Capital Surpluse	157.7M	161.9M	197.2M	245.7M	282.6M	296.7M
Deferred Long Term Liab	322.5M	391M	435.2M	426.7M	490.7M	515.2M
Long Term Investments	6.7B	6.8B	6.3B	6.3B	7.2B	4.7B
Short Long Term Debt	171.9M	700K	95.9M	2.6M	2.3M	2.2M
Net Invested Capital	6.9B	6.4B	6.2B	6.8B	7.8B	6.9B

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When determining whether Credit Acceptance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Credit Acceptance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Credit Acceptance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Credit Acceptance Stock:

How To Invest In Credit

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Is Credit Stock a good investment?

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What is Credit Acceptance's Net Worth?

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For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.

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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Credit Acceptance. If investors know Credit will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Credit Acceptance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.169

Earnings Share

14.96

Revenue Per Share

67.945

Quarterly Revenue Growth

0.138

Return On Assets

0.0236

The market value of Credit Acceptance is measured differently than its book value, which is the value of Credit that is recorded on the company's balance sheet. Investors also form their own opinion of Credit Acceptance's value that differs from its market value or its book value, called intrinsic value, which is Credit Acceptance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Credit Acceptance's market value can be influenced by many factors that don't directly affect Credit Acceptance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Credit Acceptance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Credit Acceptance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Credit Acceptance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Credit Historical Balance Sheet

Credit Acceptance Inventory

1.14 Billion

About Credit Balance Sheet Analysis

Credit Acceptance Balance Sheet Chart

Total Assets

Total Stockholder Equity

Property Plant And Equipment Net

Retained Earnings

Credit Acceptance balance sheet Correlations

Credit Acceptance Account Relationship Matchups

High Positive Relationship

High Negative Relationship

Credit Acceptance balance sheet Accounts

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COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Net Debt	+ 1.0	Total Assets
Retained Earnings	+ 1.0	Total Stockholder Equity
Non Currrent Assets Other	+ 1.0	Non Current Assets Total
Cash	+ 1.0	Cash And Short Term Investments
Net Debt	+ 1.0	Total Liab
Non Current Liabilities Total	+ 1.0	Total Liab

Short Term Debt	- 0.95	Other Current Liab
Non Current Liabilities Total	- 0.94	Common Stock Shares Outstanding
Net Debt	- 0.94	Common Stock Shares Outstanding
Short Long Term Debt Total	- 0.94	Common Stock Shares Outstanding
Total Liab	- 0.94	Common Stock Shares Outstanding
Common Stock Shares Outstanding	- 0.93	Total Assets