Credit Historical Cash Flow
| CACC Stock | USD 473.10 13.08 2.84% |
Analysis of Credit Acceptance cash flow over time is an excellent tool to project Credit Acceptance future capital expenditures as well as to predict the amount of cash needed to cover cost of sales, R&D expenses or production expansions. Investors should almost always look for trends in cash flow indicators such as Free Cash Flow of 1.1 B or Change In Working Capital of 143.8 M as it is a great indicator of Credit Acceptance ability to facilitate future growth, repay debt on time or pay out dividends.
Financial Statement Analysis is much more than just reviewing and examining Credit Acceptance latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Credit Acceptance is a good buy for the upcoming year.
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About Credit Cash Flow Analysis
The Cash Flow Statement is a financial statement that shows how changes in Credit balance sheet and income statement accounts affect cash and cash equivalents. It breaks the analysis down to operating, investing, and financing activities. One of the most critical aspects of the cash flow statement is liquidity, which is the degree to which Credit's non-liquid assets can be easily converted into cash.
Credit Acceptance Cash Flow Chart
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Free Cash Flow
The amount of cash a company generates after accounting for cash outflows to support operations and maintain its capital assets.Capital Expenditures
Capital Expenditures are funds used by Credit Acceptance to acquire physical assets such as property, industrial buildings or equipment. This type of outlay is used by management to increase the scope of Credit Acceptance operations. These expenditures can include everything from repairing an office equipment, building a brand new facility, or writing new software.Net Income
Net income is one of the most important fundamental items in finance. It plays a large role in Credit Acceptance financial statement analysis. It represents the amount of money remaining after all of Credit Acceptance operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.Begin Period Cash Flow
The amount of cash a company has at the beginning of a financial reporting period. It serves as the starting point for calculating the period's cash flow from operations, investing, and financing activities.Most accounts from Credit Acceptance's cash flow statement are interrelated and interconnected. However, analyzing cash flow statement accounts one by one will only give a small insight into Credit Acceptance current financial condition. On the other hand, looking into the entire matrix of cash flow statement accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Credit Acceptance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.At present, Credit Acceptance's Change To Account Receivables is projected to increase significantly based on the last few years of reporting. The current year's Change To Liabilities is expected to grow to about 84.8 M, whereas Change In Cash is forecasted to decline to about 50.5 M.
Credit Acceptance cash flow statement Correlations
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Credit Acceptance Account Relationship Matchups
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Credit Acceptance cash flow statement Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 188.4M | (121.5M) | 38M | (16.5M) | 53.2M | 50.5M | |
| Free Cash Flow | 785.5M | 976.7M | 1.1B | 1.2B | 1.2B | 1.1B | |
| Change In Working Capital | (37.3M) | (97.7M) | 7.3M | 166.8M | 151.4M | 143.8M | |
| Other Cashflows From Financing Activities | 7.0B | (19.5M) | (5.4M) | 18.9M | (21.7M) | (20.6M) | |
| Depreciation | 22.4M | 23.8M | 26.3M | 25.6M | 26.6M | 25.3M | |
| Other Non Cash Items | 78M | 563.6M | 8M | 481.7M | 738.6M | 915.3M | |
| Capital Expenditures | 25.1M | 26.8M | 8.5M | 7.6M | 3.1M | 3.8M | |
| Total Cash From Operating Activities | 812.3M | 985.2M | 1.1B | 1.2B | 1.2B | 1.1B | |
| Change To Account Receivables | (58.3M) | (80.8M) | 37.8M | 100.5M | 4.4M | 4.6M | |
| Net Income | 656.1M | 421M | 958.3M | 535.8M | 286.1M | 271.8M | |
| Total Cash From Financing Activities | 400.3M | (433.2M) | (1.5B) | (794.6M) | 266.2M | 252.9M | |
| End Period Cash Flow | 517.7M | 396.2M | 434.2M | 417.7M | 470.9M | 393.1M | |
| Begin Period Cash Flow | 329.3M | 517.7M | 396.2M | 434.2M | 417.7M | 256.2M | |
| Sale Purchase Of Stock | (300.4M) | (480.8M) | (1.5B) | (784.5M) | (202.6M) | (212.7M) | |
| Change To Liabilities | 15M | (18.4M) | (10.7M) | 70.2M | 80.7M | 84.8M | |
| Change To Netincome | 171.1M | 638.1M | 77.5M | 510.5M | 587.1M | 616.4M | |
| Total Cashflows From Investing Activities | (1.0B) | (673.5M) | 437.3M | (460.6M) | (414.5M) | (435.3M) | |
| Stock Based Compensation | 7.6M | 6.2M | 24.8M | 36.5M | 39.1M | 37.1M | |
| Other Cashflows From Investing Activities | (197.3M) | (188.5M) | (197.5M) | (230.8M) | (265.4M) | (278.7M) | |
| Investments | (800.1M) | (476.5M) | 642.4M | (226.7M) | (1.2B) | (1.1B) | |
| Net Borrowings | 701.3M | 48.4M | (7.9M) | (41.5M) | (37.4M) | (35.5M) | |
| Cash And Cash Equivalents Changes | 188.4M | (121.5M) | 38M | (16.5M) | (19.0M) | (18.0M) | |
| Cash Flows Other Operating | (52.3M) | (79.3M) | 18M | 96.6M | 111.1M | 116.6M | |
| Change To Operating Activities | 6M | 1.5M | (19.8M) | (3.9M) | (3.5M) | (3.7M) |
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether Credit Acceptance offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Credit Acceptance's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Credit Acceptance Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Credit Acceptance Stock:Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Credit Acceptance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade Credit Stock refer to our How to Trade Credit Stock guide.You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Credit Acceptance. If investors know Credit will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Credit Acceptance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.169 | Earnings Share 14.95 | Revenue Per Share 67.945 | Quarterly Revenue Growth 0.138 | Return On Assets 0.0236 |
The market value of Credit Acceptance is measured differently than its book value, which is the value of Credit that is recorded on the company's balance sheet. Investors also form their own opinion of Credit Acceptance's value that differs from its market value or its book value, called intrinsic value, which is Credit Acceptance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Credit Acceptance's market value can be influenced by many factors that don't directly affect Credit Acceptance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Credit Acceptance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Credit Acceptance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Credit Acceptance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.