Evans Historical Balance Sheet

EVBN Stock  USD 43.36  0.02  0.05%   
Trend analysis of Evans Bancorp balance sheet accounts such as Property Plant And Equipment Net of 23.2 M or Net Debt of 200.9 M provides information on Evans Bancorp's total assets, liabilities, and equity, which is the actual value of Evans Bancorp to its prevalent stockholders. By breaking down trends over time using Evans Bancorp balance sheet statements, investors will see what precisely the company owns and what it owes to creditors or other parties at the end of each accounting year.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Financial Statement Analysis is much more than just reviewing and examining Evans Bancorp latest accounting reports to predict its past. Macroaxis encourages investors to analyze financial statements over time for various trends across multiple indicators and accounts to determine whether Evans Bancorp is a good buy for the upcoming year.

Evans Bancorp Inventory

(96.45 Million)

  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Evans Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
To learn how to invest in Evans Stock, please use our How to Invest in Evans Bancorp guide.

About Evans Balance Sheet Analysis

Balance Sheet is a snapshot of the financial position of Evans Bancorp at a specified time, usually calculated after every quarter, six months, or one year. Evans Bancorp Balance Sheet has two main parts: assets and liabilities. Liabilities are the debts or obligations of Evans Bancorp and are divided into current liabilities and long term liabilities. An asset, on the other hand, is anything of value that can be converted into cash and which Evans currently owns. An asset can also be divided into two categories, current and non-current.

Evans Bancorp Balance Sheet Chart

At this time, Evans Bancorp's Non Current Assets Total are very stable compared to the past year. As of the 1st of February 2025, Non Currrent Assets Other is likely to grow to about 2.5 B, though Other Assets are likely to grow to (2.4 M).

Total Assets

Total assets refers to the total amount of Evans Bancorp assets owned. Assets are items that have some economic value and are expended over time to create a benefit for the owner. These assets are usually recorded in Evans Bancorp books under different categories such as cash, marketable securities, accounts receivable,prepaid expenses, inventory, fixed assets, intangible assets, other assets, marketable securities, accounts receivable, prepaid expenses and others. The total value of all owned resources that are expected to provide future economic benefits to the business, including cash, investments, accounts receivable, inventory, property, plant, equipment, and intangible assets.

Total Stockholder Equity

The total equity held by shareholders, calculated as the difference between a company's total assets and total liabilities. It represents the net value of the company owned by shareholders.

Property Plant And Equipment Net

The total value of a company's physical assets (such as land, buildings, and equipment) used in operations, net of depreciation. It reflects the company's investment in assets used for production.

Retained Earnings

The cumulative amount of net income that a company retains for reinvestment in its operations, rather than distributing it to shareholders as dividends.
Most accounts from Evans Bancorp's balance sheet are interrelated and interconnected. However, analyzing balance sheet accounts one by one will only give a small insight into Evans Bancorp current financial condition. On the other hand, looking into the entire matrix of balance sheet accounts, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Evans Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
To learn how to invest in Evans Stock, please use our How to Invest in Evans Bancorp guide.At this time, Evans Bancorp's Non Current Assets Total are very stable compared to the past year. As of the 1st of February 2025, Non Currrent Assets Other is likely to grow to about 2.5 B, though Other Assets are likely to grow to (2.4 M).
 2022 2023 2024 2025 (projected)
Total Stockholder Equity154.0M178.2M205.0M215.2M
Total Assets2.2B2.1B2.4B2.5B

Evans Bancorp balance sheet Correlations

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0.480.420.380.61-0.640.660.64-0.23-0.390.180.260.480.820.4-0.230.260.84-0.250.860.710.130.520.83-0.510.56
0.970.960.780.610.140.670.610.220.140.610.680.960.80.860.340.670.81-0.560.850.740.560.830.88-0.220.93
0.30.310.38-0.640.14-0.24-0.280.50.730.310.280.27-0.340.330.690.27-0.16-0.23-0.21-0.190.490.23-0.10.380.26
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0.730.730.680.180.610.310.190.130.530.420.940.750.570.720.470.950.42-0.230.310.210.630.320.460.330.59
0.760.760.620.260.680.280.320.250.40.420.940.780.550.640.451.00.51-0.180.410.30.750.450.530.270.69
0.990.990.820.480.960.270.580.510.340.280.750.780.770.880.420.780.75-0.460.710.630.610.730.8-0.020.91
0.750.740.590.820.8-0.340.640.610.08-0.190.570.550.770.7-0.030.550.78-0.340.80.680.210.480.81-0.230.66
0.920.880.920.40.860.330.370.310.510.310.720.640.880.70.550.640.66-0.70.680.50.550.720.77-0.050.84
0.50.430.5-0.230.340.69-0.4-0.480.890.90.470.450.42-0.030.550.430.14-0.510.07-0.280.50.40.250.590.53
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0.760.70.680.840.81-0.160.670.610.020.00.420.510.750.780.660.140.5-0.370.880.780.460.740.97-0.380.83
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0.740.680.650.860.85-0.210.730.68-0.07-0.160.310.410.710.80.680.070.410.88-0.560.790.440.850.94-0.530.83
0.610.630.480.710.74-0.190.930.92-0.41-0.440.210.30.630.680.5-0.280.310.78-0.30.790.290.650.74-0.750.59
0.620.570.690.130.560.490.310.240.220.470.630.750.610.210.550.50.750.46-0.250.440.290.680.50.040.72
0.780.720.740.520.830.230.570.510.10.160.320.450.730.480.720.40.440.74-0.650.850.650.680.84-0.380.91
0.830.760.750.830.88-0.10.630.570.120.050.460.530.80.810.770.250.530.97-0.520.940.740.50.84-0.350.9
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0.930.880.840.560.930.260.530.440.320.360.590.690.910.660.840.530.680.83-0.540.830.590.720.910.9-0.1
Click cells to compare fundamentals

Evans Bancorp Account Relationship Matchups

Evans Bancorp balance sheet Accounts

202020212022202320242025 (projected)
Total Assets2.0B2.2B2.2B2.1B2.4B2.5B
Total Stockholder Equity168.9M183.9M154.0M178.2M205.0M215.2M
Property Plant And Equipment Net24.6M22.6M21.4M19.2M22.1M23.2M
Net Debt(4.2M)(167.0M)225.0M166.4M191.3M200.9M
Retained Earnings90.5M108.0M123.4M138.6M159.4M167.4M
Cash83.9M234.9M6.3M23.5M27.0M31.7M
Non Current Assets Total206.1M346.1M406.6M2.1B2.4B2.5B
Non Currrent Assets Other(12.0M)(11.0M)(26.1M)2.1B2.4B2.5B
Other Assets1.6B1.3B1.4B(2.2M)(2.5M)(2.4M)
Cash And Short Term Investments246.3M540.9M387.4M23.5M27.0M25.6M
Common Stock Total Equity2.5M3.5M2.7M2.8M3.2M1.9M
Common Stock Shares Outstanding5.3M5.5M5.5M5.5M6.3M4.0M
Liabilities And Stockholders Equity2.0B2.2B2.2B2.1B2.4B2.5B
Other Stockholder Equity76.4M78.8M77.1M79.1M90.9M95.5M
Total Liab1.9B68.0M2.0B1.9B2.2B2.3B
Property Plant And Equipment Gross44.6M32.9M33.0M31.7M36.5M38.3M
Total Current Assets260.0M540.9M387.4M23.5M27.0M25.6M
Accumulated Other Comprehensive Income(719K)(5.7M)(49.3M)(42.3M)(38.0M)(36.1M)
Common Stock2.7M2.7M2.8M2.8M3.2M1.9M
Short Long Term Debt Total81.3M69.1M231.2M189.8M218.3M229.2M
Total Current Liabilities6.6M5.2M4.7M4.1M3.7M3.5M
Non Current Liabilities Total79.7M68.0M2.0B1.9B2.2B2.3B
Short Term Debt5.7M5.2M4.7M155.5M178.9M187.8M
Other Liab8.4M11.5M21.7M16.9M19.4M11.4M
Accounts Payable5.9M6.6M1.9B1.8B2.0B2.1B
Long Term Debt79.7M68.0M231.2M176.3M202.7M212.9M
Good Will12.5M12.7M12.7M1.8M2.0M1.9M
Short Term Investments162.4M306.0M364.3M275.7M317.0M332.9M
Intangible Assets3.2M1.6M1.2M94K84.6K80.4K
Property Plant Equipment13.8M24.6M17.8M17.0M19.5M11.6M
Other Current Assets112.8M244.8M23.1M23.5M21.1M22.2M
Other Current Liab(6.6M)1.9B1.8B(151.5M)(174.2M)(165.5M)
Net Tangible Assets135.9M154.0M169.6M140.1M161.1M117.0M
Retained Earnings Total Equity85.3M90.5M108.0M123.4M141.9M71.2M
Capital Surpluse63.3M76.4M78.8M81.0M93.2M62.1M
Long Term Investments166.6M309.1M371.3M277.7M250.0M237.5M
Non Current Liabilities Other23.0M28.2M25.9M28.8M33.1M28.7M

Pair Trading with Evans Bancorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Evans Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Evans Bancorp will appreciate offsetting losses from the drop in the long position's value.

Moving together with Evans Stock

  0.74AX Axos FinancialPairCorr
  0.81BY Byline BancorpPairCorr

Moving against Evans Stock

  0.35NU Nu Holdings Aggressive PushPairCorr
The ability to find closely correlated positions to Evans Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Evans Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Evans Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Evans Bancorp to buy it.
The correlation of Evans Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Evans Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Evans Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Evans Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Evans Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Evans Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Evans Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Evans Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Evans Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.
To learn how to invest in Evans Stock, please use our How to Invest in Evans Bancorp guide.
You can also try the Pattern Recognition module to use different Pattern Recognition models to time the market across multiple global exchanges.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Evans Bancorp. If investors know Evans will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Evans Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.20)
Dividend Share
1.32
Earnings Share
3.35
Revenue Per Share
14.907
Quarterly Revenue Growth
(0.1)
The market value of Evans Bancorp is measured differently than its book value, which is the value of Evans that is recorded on the company's balance sheet. Investors also form their own opinion of Evans Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Evans Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Evans Bancorp's market value can be influenced by many factors that don't directly affect Evans Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Evans Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Evans Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Evans Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.