VersaBank Company Leadership
| VBNK Stock | USD 17.59 0.47 2.75% |
VersaBank employs about 119 people. The company is managed by 15 executives with a total tenure of roughly 278 years, averaging almost 18.0 years of service per executive, having 7.93 employees per reported executive. Inspection of VersaBank's management performance can provide insight into the company performance.
VersaBank |
VersaBank Management Team Effectiveness
The company has return on total asset (ROA) of 0.011 % which means that it generated a profit of $0.011 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1207 %, meaning that it created $0.1207 on every $100 dollars invested by stockholders. VersaBank's management efficiency ratios could be used to measure how well VersaBank manages its routine affairs as well as how well it operates its assets and liabilities. Return On Capital Employed is expected to rise to 0.08 this year, although the value of Return On Tangible Assets will most likely fall to 0.01. At this time, VersaBank's Liabilities And Stockholders Equity is quite stable compared to the past year. Non Current Liabilities Total is expected to rise to about 4.6 B this year, although the value of Total Current Liabilities will most likely fall to about 10.6 M.The value of Common Stock Shares Outstanding is expected to slide to about 22.6 M. The value of Net Income Applicable To Common Shares is expected to slide to about 23.9 M
VersaBank Workforce Comparison
VersaBank is rated below average in number of employees category among its peers. The total workforce of Financials industry is at this time estimated at about 77,749. VersaBank adds roughly 119 in number of employees claiming only tiny portion of equities under Financials industry.
VersaBank Profit Margins
The company has Profit Margin (PM) of 0.41 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.5 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.5.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.8 | 0.9 |
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| Net Profit Margin | 0.21 | 0.16 |
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| Operating Profit Margin | 0.26 | 0.28 |
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| Pretax Profit Margin | 0.27 | 0.22 |
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| Return On Assets | 0.0056 | 0.009 |
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| Return On Equity | 0.0518 | 0.1 |
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VersaBank Benchmark Summation
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The output start index for this execution was zero with a total number of output elements of sixty-one. VersaBank Price Series Summation is a cross summation of VersaBank price series and its benchmark/peer.
VersaBank Notable Stakeholders
A VersaBank stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as VersaBank often face trade-offs trying to please all of them. VersaBank's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting VersaBank's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| BSc BSc | CEO President | Profile | |
| MA BA | Executive President | Profile | |
| Conrad Nicholas | VP Controller | Profile | |
| JD CIPP | General VP | Profile | |
| BA BA | VP Fin | Profile | |
| LLB BA | Chief Officer | Profile | |
| MBA MEng | Chief Officer | Profile | |
| BCom MBA | Chief Officer | Profile | |
| Terri Wilson | VP Control | Profile | |
| BBA CHRL | Chief Officer | Profile | |
| BSc BCom | Chief Officer | Profile | |
| AMLP CAMS | Chief Officer | Profile | |
| BCom BComm | VP Financing | Profile | |
| MBA B | Chief Officer | Profile |
About VersaBank Management Performance
The success or failure of an entity such as VersaBank often depends on how effective the management is. VersaBank management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of VersaBank management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the VersaBank management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.08 | 0.08 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.10 | 0.05 |
VersaBank Workforce Analysis
Traditionally, organizations such as VersaBank use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare VersaBank within its industry.VersaBank Manpower Efficiency
Return on VersaBank Manpower
| Revenue Per Employee | 907.8K | |
| Revenue Per Executive | 7.2M | |
| Net Income Per Employee | 354.3K | |
| Net Income Per Executive | 2.8M |
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about VersaBank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.04) | Dividend Share 0.1 | Earnings Share 1.26 | Revenue Per Share 4.385 | Quarterly Revenue Growth 0.012 |
The market value of VersaBank is measured differently than its book value, which is the value of VersaBank that is recorded on the company's balance sheet. Investors also form their own opinion of VersaBank's value that differs from its market value or its book value, called intrinsic value, which is VersaBank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because VersaBank's market value can be influenced by many factors that don't directly affect VersaBank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, VersaBank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.