VersaBank Stock Today
| VBNK Stock | USD 18.16 0.26 1.45% |
Performance
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VersaBank currently maintains a market price of $18.16, with performance measured at 1.45% up on the day with an intraday range between $17.95 and $18.53. VersaBank currently reflects 5% projected probability of financial distress, aligning with a very low probability. VersaBank has produced modest risk-adjusted performance over the past 90 trading days, reflecting moderate risk-adjusted results. The performance scores are measured across the period from January 25, 2026 to April 25, 2026. Learn more.
IPO Date 27th of August 2021 | Asset Type Stock | Category Financial Services | Classification Financials |
| 0.65 | BIRG | Bank of Ireland Earnings Call This Week | PairCorr |
| 0.76 | AX | Axos Financial | PairCorr |
| 0.74 | RF | Regions Financial | PairCorr |
| 0.68 | WAFD | Washington Federal | PairCorr |
| 0.37 | FNWD | Finward Bancorp Earnings Call This Week | PairCorr |
Follow Valuation Options Odds of Bankruptcy
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Stock Highlights
VersaBank (VBNK) is listed on NASDAQ Exchange in USA. VersaBank operates in the Regional Banks space. The company conducts business in the Banks sector. For market cap analysis, VersaBank is currently valued at 573.88 M and falls into the small-cap segment of regional banks. Additional sizing evidence includes about 32.07 M shares outstanding, a workforce of about 131 people, and enterprise value near 51.1 M. The company has 209.65 K shares sold short (4.92 days to cover). The gap between operating margin (42.63%) and net margin (24.28%) suggests significant non-operating costs such as interest or taxes. VersaBank operates as a balance-sheet-driven financial intermediary where revenue is driven by net interest margin, loan demand, and credit quality. VersaBank currently holds about 84.21 M in cash as of latest reporting with 44.45 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 3.07. VersaBank financial stability analysis Ownership Allocation VersaBank has a large amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Check VersaBank Ownership DetailsMarket Sentiment and Price Context: VersaBank
Aggregate sentiment indicators derived from 1 public news and social media inputs suggest a strongly positive bias toward VersaBank as of 2026-04-21. Tracking the average sentiment trend over time adds useful analytical context for the company.
Open Interest Against 2026-05-15 VersaBank Option Contracts
For May 15, 2026, VersaBank options show the following chain structure. Contract count currently stands at 20, split across 10 calls and 10 puts. Primary chain signals include implied volatility near 1.7 and put/call open-interest ratio around 7.29. View the full chain for strike-level positioning. View more details.VersaBank's derivatives activity is reflected through open interest levels. Changes in contract levels may reflect shifts in hedging or speculative activity.
ESG SustainabilityVersaBank posted an ESG Environmental Score of 72.61, an ESG Governance Score of 76.76, and an ESG Social Score of 82.50 for the reported period. Relative to Regional Banks, VersaBank's ESG positioning reflects above-average standing. Social responsibility and governance discipline are often incorporated into valuation frameworks. ESG positioning is summarized without implying outcomes.
Environmental | Governance | Social |
Stock Notable Updates
| Legal Name | VersaBank |
| Interim CEO & Vice Chair | Susan BSc |
| President of VersaBank USA & CEO of VersaBank USA | Telemaco BA |
| Group President & Director | David BSc |
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Financials, Banks, Banks—Regional, Financial Services, (View all Sectors) |
VersaBank posted a Gross Profit Margin of 42.0%, an Operating Margin of 42.6%, and a Return On Assets of 0.5% for the reported period. Capital allocation and earnings structure point to VersaBank having serviceable financial positioning. Profitability is present at the asset level, though below historical sector peaks.
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Return On Assets | 0.0053 | 0.0044 |
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| Asset Turnover | 0.0367 | 0.0471 |
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| Gross Profit Margin | 0.42 | 0.36 |
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| Total Current Liabilities | 5.9 B | 5.6 B |
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| Non Current Liabilities Total | 501 M | 477.2 M |
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| Total Assets | 7 B | 6.7 B |
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| Total Current Assets | 740.7 M | 705.5 M |
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Current Assets
VersaBank posted $7.0 billion in Total Assets, a Return On Assets of 0.5%, and a Return On Tangible Assets of 0.5% for the reported period. VersaBank's key financial metrics profile is further characterized by a Debt To Assets of 3.4%.
Earnings per Share Projection vs Actual
Analyst consensus on VersaBank's EPS captures the range of professional forecasts and their trajectory over time. An operating margin of 15.0% frames the cost structure behind VersaBank's reported EPS. Comparing VersaBank's EPS against revenue growth and cash conversion clarifies earnings quality.
For VersaBank, estimated EPS values represent current analyst expectations and remain subject to revision. EPS TTM is backward-looking and may diverge from future outcomes.
Top Institutional Holders
Institutional Holdings refers to the ownership stake in VersaBank held by large financial organizations. These institutions can acquire significant blocks of VersaBank's shares and often influence management decisions. Rising institutional interest in VersaBank may signal improving fundamentals or growing market confidence.| Instituion | Recorded On | Shares | |
| Cox Capital Co Llc | 2026-03-31 | 181.2 K | |
| Td Waterhouse Canada Inc | 2025-12-31 | 156.5 K | |
| Bank Of America Corp | 2025-09-30 | 130.6 K | |
| Royal Bank Of Canada | 2025-09-30 | 119.6 K | |
| National Bank Of Canada /fi/ | 2025-09-30 | 118.3 K | |
| Mudita Advisors Llp | 2025-12-31 | 97.6 K |
VersaBank Historical Income Statement
Total Other Income Expense Net stood at 63.01 Million as of December 31, 2025. As of April 2026, Income Tax Expense is at approximately 15.7 M per recent reporting, while Other Operating Expenses are currently at about 72 M based on recent filings. View More FundamentalsVersaBank Against Markets
Stock Overview, Methodology & Data Sources
VersaBank, a schedule I chartered bank, provides various banking products and services in Canada. VersaBank was incorporated in 1979 and is headquartered in London, Canada. VersaBank employs 131 people. Headquarters are in 140 Fullarton Street, London, ON, Canada, N6A 5P2. Recent market snapshot indicates market cap 573.88 M, P/E 12.09. VersaBank operates in Regional Banks, Banks - Regional, Financial Services. Operating metrics are tied to how the market is pricing risk. Profitability remains modest.
Methodology
Unless otherwise specified, financial data for VersaBank is derived from periodic company reporting (annual and quarterly where available). Asset-level metrics are computed daily by Macroaxis LLC and refreshed regularly based on asset type. VersaBank (USA Stocks:VBNK) prices are typically delayed by approximately 20 minutes from primary exchanges for listed equities. Data may be delayed depending on reporting sources and market conventions. All analytics presented are generated using Macroaxis quantitative models that incorporate financial statement analysis, market data, and risk metrics to ensure consistency and comparability. Assumptions: We reference public filings and market reference sources and regulatory disclosures, including those published by U.S. Securities and Exchange Commission (SEC) via EDGAR. Data may be normalized and delayed in some cases. All analytics are generated using standardized, rules-based models designed to promote consistency and comparability across instruments. Model assumptions, reference parameters, and selected computational inputs are available in the Model Inputs section. If you have questions about our data sources or methodology, please contact Macroaxis Support.
Analyst Sources
VersaBank has active sell-side coverage. Source-validated coverage currently shows 3 approved analysts, while broader market-consensus totals may differ across providers due to methodology and update timing. 1 analyst has submitted revenue and/or earnings estimates that may be incorporated into Macroaxis consensus inputs where available. Representative analyst firms may include J.P. Morgan, Guggenheim Securities, Bank of America Securities, Oppenheimer & Co., Evercore ISI, among others. Updates may occur throughout the day.
Editorial review and methodology oversight provided by: Raphi Shpitalnik, Junior Member of Macroaxis Editorial Board
VersaBank Corporate Management
| Michael BCom | Senior Vice President | Profile | |
| Brent CIPP | Senior VP, General Counsel & Corporate Secretary | Profile | |
| BA BA | VP Fin | Profile | |
| Terri Wilson | VP Control | Profile | |
| Elizabeth BA | Chief Compliance Officer | Profile |