United Bancorp Stock Alpha and Beta Analysis
| UBCP Stock | USD 13.91 0.06 0.43% |
This module allows you to check different measures of market premium (i.e., alpha and beta) for all equities such as United Bancorp. It also helps investors analyze the systematic and unsystematic risks associated with investing in United Bancorp over a specified time horizon. Remember, high United Bancorp's alpha is almost always a sign of good performance; however, a high beta will depend on investors' risk tolerance level and may signal increased volatility and potential future overvaluation. Key technical indicators related to United Bancorp's market risk premium analysis include:
Beta 0.25 | Alpha 0.12 | Risk 1.65 | Sharpe Ratio 0.0898 | Expected Return 0.15 |
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Alpha is a measure of relative performance on a risk-adjusted basis, while beta measures volatility against the benchmark. The goal is to know if an investor is being compensated for the volatility risk taken. The return on investment might be better than its reference but still not compensate for the assumption of the risk.
Check out United Bancorp Backtesting, United Bancorp Valuation, United Bancorp Correlation, United Bancorp Hype Analysis, United Bancorp Volatility, United Bancorp History and analyze United Bancorp Performance. United Bancorp Market Premiums
Investors always prefer to have the highest possible return on investment, coupled with the lowest possible volatility. United Bancorp market risk premium is the additional return an investor will receive from holding United Bancorp long position in a well-diversified portfolio. The market premium is part of the Capital Asset Pricing Model (CAPM), which most analysts and investors use to calculate the acceptable rate of return on investment in United Bancorp. At the center of the CAPM is the concept of risk and reward, which is usually communicated by investors using alpha and beta measures. Alpha and beta are two of the key measurements used to evaluate United Bancorp's performance over market.| α | 0.12 | β | 0.25 |
United Bancorp expected buy-and-hold returns
Although buy-and-hold investment strategy may not appeal to all investors, it may be used as a good measure of United Bancorp's Buy-and-hold return. Our buy-and-hold chart shows how United Bancorp performed over your current time horizon against a typical interest-earning bank account and a selected benchmark.United Bancorp Market Price Analysis
Market price analysis indicators help investors to evaluate how United Bancorp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing, and determine when trading United Bancorp shares will generate the highest return on investment. By understating and applying United Bancorp stock market price indicators, traders can identify United Bancorp position entry and exit signals to maximize returns.
United Bancorp Return and Market Media
The median price of United Bancorp for the period between Tue, Oct 28, 2025 and Mon, Jan 26, 2026 is 13.28 with a coefficient of variation of 5.11. The daily time series for the period is distributed with a sample standard deviation of 0.69, arithmetic mean of 13.45, and mean deviation of 0.6. The Stock received substential amount of media coverage during this period. Price Growth (%) |
| Timeline |
1 | Is United Bancorp Inc. stock a top pick in earnings season - July 2025 Setups Risk Managed Investment Signals - newser.com | 10/30/2025 |
2 | Is United Bancorp Inc. stock overvalued by current metrics - Quarterly Earnings Summary Community Supported Trade Ideas - newser.com | 11/13/2025 |
3 | Acquisition by Hoopingarner John M of 485 shares of United Bancorp at 15.41 subject to Rule 16b-3 | 11/14/2025 |
4 | United Bancorp raises quarterly dividend by 1.3 percent to 0.19share | 11/20/2025 |
5 | What drives United Bancorp Inc. stock price - Price Action Analysis Discover Top Gainers in Every Sector - earlytimes.in | 12/08/2025 |
| United Bancorp dividend paid on 19th of December 2025 | 12/19/2025 |
6 | The Technical Signals Behind That Institutions Follow - news.stocktradersdaily.com | 12/23/2025 |
7 | OVBC vs. UBCP Which Bank Stock Deserves a Spot in Your Portfolio | 12/31/2025 |
8 | United Bancorp Inc Sleepy Bank Stock Or Secret Dividend Cheat Code - AD HOC NEWS | 01/05/2026 |
9 | Financial Comparison QCR United Bancorp | 01/13/2026 |
10 | United Bancorp Share Price Crosses Above Two Hundred Day Moving Average - Heres What Happened - MarketBeat | 01/23/2026 |
About United Bancorp Beta and Alpha
For many years both, Alpha and Beta indicators are used by professional money managers as critical performance measurement tools across virtually all financial instruments including United or other stocks. Alpha measures the amount that position in United Bancorp has returned in comparison to a selected market index or another relevant benchmark. In other words, Alpha is the excess return on an investment relative to the performance of your selected benchmark. Beta, on the other hand, measures the relative risk of your investment.
| 2023 | 2024 | 2025 | 2026 (projected) | Dividend Yield | 0.0679 | 0.071 | 0.0639 | 0.0349 | Price To Sales Ratio | 1.72 | 1.64 | 1.88 | 2.4 |
United Bancorp Upcoming Company Events
As portrayed in its financial statements, the presentation of United Bancorp's financial position is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, United Bancorp's leadership is honest, while the outside auditors are strict and uncompromising. Whatever the case, investors should always follow all of United Bancorp's public filing events to personally review all filings and be reasonable and skeptical to interpret all of the financial statements of United Bancorp. Please utilize our Beneish M Score to check the likelihood of United Bancorp's management manipulating its earnings.
| 1st of February 2024 Upcoming Quarterly Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View |
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Additional Tools for United Stock Analysis
When running United Bancorp's price analysis, check to measure United Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bancorp is operating at the current time. Most of United Bancorp's value examination focuses on studying past and present price action to predict the probability of United Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bancorp's price. Additionally, you may evaluate how the addition of United Bancorp to your portfolios can decrease your overall portfolio volatility.