Mercantile Bank Stock Performance
| MBWM Stock | USD 48.50 0.89 1.87% |
Mercantile Bank has a performance score of 6 on a scale of 0 to 100. The company secures a Beta (Market Risk) of 1.08, which conveys a somewhat significant risk relative to the market. Mercantile Bank returns are very sensitive to returns on the market. As the market goes up or down, Mercantile Bank is expected to follow. Mercantile Bank right now secures a risk of 1.65%. Please verify Mercantile Bank value at risk, as well as the relationship between the skewness and day median price , to decide if Mercantile Bank will be following its current price movements.
Risk-Adjusted Performance
Mild
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in Mercantile Bank are ranked lower than 6 (%) of all global equities and portfolios over the last 90 days. In spite of very unfluctuating basic indicators, Mercantile Bank may actually be approaching a critical reversion point that can send shares even higher in February 2026. ...more
Actual Historical Performance (%)
One Day Return 1.87 | Five Day Return 0.52 | Year To Date Return 1.87 | Ten Year Return 101.5 | All Time Return 468.58 |
Forward Dividend Yield 0.0313 | Payout Ratio | Last Split Factor 105:100 | Forward Dividend Rate 1.52 | Dividend Date 2025-12-17 |
1 | Mercantile Bank price target lowered by 3 at Raymond James, heres why MBWM | 10/22/2025 |
2 | Acquisition by Sanchez Nelson F of 1007 shares of Mercantile Bank subject to Rule 16b-3 | 10/28/2025 |
3 | Mercantile Bank Corporation To Go Ex-Dividend on December 5th | 12/03/2025 |
4 | Mercantile Ports Logistics Shares Down 24 percent Heres Why | 12/10/2025 |
5 | Mercantile Bank Corporation and Eastern Michigan Financial Corporation Announce Receipt of All Required Regulatory Approvals for Pending Merger | 12/16/2025 |
| Mercantile Bank dividend paid on 17th of December 2025 | 12/17/2025 |
6 | Mercantile Bank Price Target Raised to 56.00 at Hovde Group | 12/18/2025 |
7 | Tamilnad Mercantile Bank Limited Recovery Linked to Earnings Surprise - Monthly Performance Summary Rapid Capital Portfolio - Bollywood Helpline | 12/23/2025 |
8 | Tamilnad Mercantile Bank Appoints S. Balasubramanian as Data Protection Officer - scanx.trade | 12/26/2025 |
9 | Mercantile Bank Corporation Announces Fourth Quarter and Full Year 2025 Results Conference Call and Webcast | 12/29/2025 |
10 | Mercantile Ports Logistics Sets New 12-Month Low Should You Sell | 01/02/2026 |
11 | Acquisition by Sanchez Nelson F of 1000 shares of Mercantile Bank at 43.5 subject to Rule 16b-3 | 01/05/2026 |
| Begin Period Cash Flow | 130.5 M | |
| Total Cashflows From Investing Activities | -425.4 M |
Mercantile | Build AI portfolio with Mercantile Stock |
Mercantile Bank Relative Risk vs. Return Landscape
If you would invest 4,478 in Mercantile Bank on October 8, 2025 and sell it today you would earn a total of 372.00 from holding Mercantile Bank or generate 8.31% return on investment over 90 days. Mercantile Bank is currently generating 0.1443% in daily expected returns and assumes 1.6512% risk (volatility on return distribution) over the 90 days horizon. In different words, 14% of stocks are less volatile than Mercantile, and 98% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Mercantile Bank Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Mercantile Bank's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Mercantile Bank, and traders can use it to determine the average amount a Mercantile Bank's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0874
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Based on monthly moving average Mercantile Bank is performing at about 6% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Mercantile Bank by adding it to a well-diversified portfolio.
Mercantile Bank Fundamentals Growth
Mercantile Stock prices reflect investors' perceptions of the future prospects and financial health of Mercantile Bank, and Mercantile Bank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Mercantile Stock performance.
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.014 | ||||
| Profit Margin | 0.37 % | ||||
| Operating Margin | 0.46 % | ||||
| Current Valuation | 1.05 B | ||||
| Shares Outstanding | 17.18 M | ||||
| Price To Earning | 11.94 X | ||||
| Price To Book | 1.18 X | ||||
| Price To Sales | 3.56 X | ||||
| Revenue | 361.89 M | ||||
| Gross Profit | 233.71 M | ||||
| EBITDA | 108.79 M | ||||
| Net Income | 79.59 M | ||||
| Cash And Equivalents | 284.01 M | ||||
| Cash Per Share | 17.90 X | ||||
| Total Debt | 648.25 M | ||||
| Debt To Equity | 7.70 % | ||||
| Book Value Per Share | 40.46 X | ||||
| Cash Flow From Operations | 101.12 M | ||||
| Earnings Per Share | 5.27 X | ||||
| Market Capitalization | 833.13 M | ||||
| Total Asset | 6.05 B | ||||
| Retained Earnings | 334.65 M | ||||
About Mercantile Bank Performance
By examining Mercantile Bank's fundamental ratios, stakeholders can obtain critical insights into Mercantile Bank's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Mercantile Bank is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.07 | 0.05 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.12 | 0.13 |
Things to note about Mercantile Bank performance evaluation
Checking the ongoing alerts about Mercantile Bank for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Mercantile Bank help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Mercantile Bank is unlikely to experience financial distress in the next 2 years | |
| About 67.0% of the company shares are owned by institutional investors | |
| On 17th of December 2025 Mercantile Bank paid $ 0.38 per share dividend to its current shareholders |
- Analyzing Mercantile Bank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Mercantile Bank's stock is overvalued or undervalued compared to its peers.
- Examining Mercantile Bank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Mercantile Bank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Mercantile Bank's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Mercantile Bank's stock. These opinions can provide insight into Mercantile Bank's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Mercantile Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in producer price index. To learn how to invest in Mercantile Stock, please use our How to Invest in Mercantile Bank guide.You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Mercantile Bank. If investors know Mercantile will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Mercantile Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.201 | Dividend Share 1.48 | Earnings Share 5.27 | Revenue Per Share | Quarterly Revenue Growth 0.094 |
The market value of Mercantile Bank is measured differently than its book value, which is the value of Mercantile that is recorded on the company's balance sheet. Investors also form their own opinion of Mercantile Bank's value that differs from its market value or its book value, called intrinsic value, which is Mercantile Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Mercantile Bank's market value can be influenced by many factors that don't directly affect Mercantile Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Mercantile Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Mercantile Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Mercantile Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.