Mercantile Bank Stock Buy Hold or Sell Recommendation
| MBWM Stock | USD 48.63 0.66 1.34% |
Given the investment horizon of 90 days and your complete indifference towards market risk, our recommendation regarding Mercantile Bank is 'Strong Buy'. The recommendation algorithm takes into account all of Mercantile Bank's available fundamental, technical, and predictive indicators you will find on this site.
Check out Mercantile Bank Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in Mercantile Stock, please use our How to Invest in Mercantile Bank guide. Note, we conduct extensive research on individual companies such as Mercantile and provide practical buy, sell, or hold advice based on investors' constraints. Mercantile Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing.
Mercantile |
Execute Mercantile Bank Buy or Sell Advice
The Mercantile recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Mercantile Bank. Macroaxis does not own or have any residual interests in Mercantile Bank or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Mercantile Bank's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Buy
Market Performance | Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Mercantile Bank Trading Alerts and Improvement Suggestions
| Mercantile Bank is unlikely to experience financial distress in the next 2 years | |
| Mercantile Bank has a poor financial position based on the latest SEC disclosures | |
| About 66.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: Beneficient Reports Results for Third Quarter Fiscal 2025 |
Mercantile Bank Returns Distribution Density
The distribution of Mercantile Bank's historical returns is an attempt to chart the uncertainty of Mercantile Bank's future price movements. The chart of the probability distribution of Mercantile Bank daily returns describes the distribution of returns around its average expected value. We use Mercantile Bank price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Mercantile Bank returns is essential to provide solid investment advice for Mercantile Bank.
| Mean Return | 0.04 | Value At Risk | -2.72 | Potential Upside | 3.76 | Standard Deviation | 2.00 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Mercantile Bank historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Mercantile Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument, such as Mercantile Bank, soars without any apparent reason. This usually happens because many institutional investors are aggressively trading Mercantile Bank back and forth among themselves. Companies that invest excess capital in these types of assets may also be included in this term and can influence corporate governance by exercising voting rights in their investments.
| Shares | Charles Schwab Investment Management Inc | 2024-12-31 | 190 K | Northern Trust Corp | 2024-09-30 | 180 K | Proshare Advisors Llc | 2024-09-30 | 165.4 K | Jpmorgan Chase & Co | 2024-09-30 | 164.7 K | Goldman Sachs Group Inc | 2024-09-30 | 113.7 K | Mercer Global Advisors Inc. | 2024-09-30 | 112.4 K | Segall Bryant & Hamill | 2024-09-30 | 110.5 K | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 105.8 K | Bridgeway Capital Management, Llc | 2024-09-30 | 100.1 K | Blackrock Inc | 2024-09-30 | 1.6 M | Dimensional Fund Advisors, Inc. | 2024-09-30 | 1.1 M |
Mercantile Bank Cash Flow Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Change In Cash | 392.3M | 349.2M | (878.4M) | 33.8M | 30.4M | 31.9M | |
| Free Cash Flow | 28.9M | 59.0M | 116.8M | 59.9M | 68.9M | 72.4M | |
| Depreciation | 9.4M | 13.7M | 12.9M | 11.5M | 13.2M | 13.9M | |
| Other Non Cash Items | (4.0M) | 486K | 17.9M | (8.2M) | (7.4M) | (7.0M) | |
| Capital Expenditures | 9.0M | 5.6M | 3.0M | 6.7M | 7.7M | 4.3M | |
| Net Income | 44.1M | 59.0M | 61.1M | 82.2M | 94.5M | 99.3M | |
| End Period Cash Flow | 626.0M | 975.2M | 96.8M | 130.5M | 150.1M | 147.6M | |
| Dividends Paid | 17.9M | 18.5M | 19.6M | 21.0M | 24.2M | 25.4M | |
| Investments | (390.0M) | (486.2M) | (551.2M) | (249.1M) | (224.1M) | (235.4M) | |
| Change Receivables | (48K) | (917K) | 1.5M | (6.2M) | (5.5M) | (5.3M) | |
| Net Borrowings | 3.2M | 55.7M | 132.7M | (54.2M) | (62.3M) | (59.2M) | |
| Change To Netincome | (2.4M) | (5.0M) | 6.6M | 19.7M | 22.7M | 23.8M |
Mercantile Bank Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Mercantile Bank or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Mercantile Bank's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Mercantile stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.02 | |
β | Beta against Dow Jones | 1.10 | |
σ | Overall volatility | 2.01 | |
Ir | Information ratio | 0.01 |
Mercantile Bank Volatility Alert
Mercantile Bank has relatively low volatility with skewness of 0.03 and kurtosis of 1.3. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Mercantile Bank's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Mercantile Bank's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Mercantile Bank Fundamentals Vs Peers
Comparing Mercantile Bank's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Mercantile Bank's direct or indirect competition across all of the common fundamentals between Mercantile Bank and the related equities. This way, we can detect undervalued stocks with similar characteristics as Mercantile Bank or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Mercantile Bank's fundamental indicators could also be used in its relative valuation, which is a method of valuing Mercantile Bank by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Mercantile Bank to competition |
| Fundamentals | Mercantile Bank | Peer Average |
| Return On Equity | 0.14 | -0.31 |
| Return On Asset | 0.014 | -0.14 |
| Profit Margin | 0.36 % | (1.27) % |
| Operating Margin | 0.42 % | (5.51) % |
| Current Valuation | 1.04 B | 16.62 B |
| Shares Outstanding | 16.15 M | 571.82 M |
| Shares Owned By Insiders | 3.93 % | 10.09 % |
| Shares Owned By Institutions | 65.85 % | 39.21 % |
| Number Of Shares Shorted | 140.81 K | 4.71 M |
| Price To Earning | 11.94 X | 28.72 X |
| Price To Book | 1.34 X | 9.51 X |
| Price To Sales | 3.50 X | 11.42 X |
| Revenue | 217.99 M | 9.43 B |
| Gross Profit | 224.08 M | 27.38 B |
| EBITDA | 114.19 M | 3.9 B |
| Net Income | 82.22 M | 570.98 M |
| Cash And Equivalents | 284.01 M | 2.7 B |
| Cash Per Share | 17.90 X | 5.01 X |
| Total Debt | 606.52 M | 5.32 B |
| Debt To Equity | 7.70 % | 48.70 % |
| Book Value Per Share | 36.20 X | 1.93 K |
| Cash Flow From Operations | 66.61 M | 971.22 M |
| Short Ratio | 1.93 X | 4.00 X |
| Earnings Per Share | 4.93 X | 3.12 X |
| Price To Earnings To Growth | 2.51 X | 4.89 X |
| Target Price | 53.0 | |
| Number Of Employees | 668 | 18.84 K |
| Beta | 1.02 | -0.15 |
| Market Capitalization | 785.2 M | 19.03 B |
| Total Asset | 5.35 B | 29.47 B |
| Retained Earnings | 277.53 M | 9.33 B |
| Annual Yield | 0.03 % | |
| Five Year Return | 3.38 % |
Note: Disposition of 1000 shares by Robert Kaminski of Mercantile Bank at 50.22 subject to Rule 16b-3 [view details]
Mercantile Bank Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Mercantile . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Mercantile Bank Buy or Sell Advice
When is the right time to buy or sell Mercantile Bank? Buying financial instruments such as Mercantile Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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Check out Mercantile Bank Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in Mercantile Stock, please use our How to Invest in Mercantile Bank guide.You can also try the Portfolio Manager module to state of the art Portfolio Manager to monitor and improve performance of your invested capital.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Mercantile Bank. If investors know Mercantile will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Mercantile Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.02) | Dividend Share 1.42 | Earnings Share 4.93 | Revenue Per Share | Quarterly Revenue Growth 0.034 |
The market value of Mercantile Bank is measured differently than its book value, which is the value of Mercantile that is recorded on the company's balance sheet. Investors also form their own opinion of Mercantile Bank's value that differs from its market value or its book value, called intrinsic value, which is Mercantile Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Mercantile Bank's market value can be influenced by many factors that don't directly affect Mercantile Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Mercantile Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Mercantile Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Mercantile Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.