Mercantile Bank Stock Market Outlook
| MBWM Stock | USD 54.03 0.58 1.06% |
About 59% of Mercantile Bank's investor base is looking to short. The analysis of overall sentiment of trading Mercantile Bank stock suggests that many investors are alarmed at this time. Mercantile Bank's investing sentiment overview a quick insight into current market opportunities from investing in Mercantile Bank. Many technical investors use Mercantile Bank stock news signals to limit their universe of possible portfolio assets and to time the market correctly.
Comfort Level 41
Impartial
Panic | Confidence |
Today, several news technology companies offer sentiment data to assist traders in manufacturing news sentiment indicators for investment decisions. We partner with these technology firms in helping retail investors build forecasting models that use Mercantile Bank's input sentiment indicators derived from textual data and news published on major financial information outlets and social sites. These indicators can be used to analyze time-dependent numerical information representing public perception toward Mercantile Bank.
News SentimentBullish | Hype SentimentBearish | Insider SentimentDisposing |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Mercantile Bank is 'Strong Buy'. The recommendation algorithm takes into account all of Mercantile Bank's available fundamental, technical, and predictive indicators you will find on this site.
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Execute Mercantile Bank Advice
The Mercantile recommendation should be used to complement the investment advice compiled from the current analysts' consensus on Mercantile Bank. Macroaxis does not own or have any residual interests in Mercantile Bank or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Mercantile Bank's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Buy
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Tiny | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
For the selected time horizon Mercantile Bank has a Risk Adjusted Performance of 0.1447, Jensen Alpha of 0.2144, Total Risk Alpha of 0.1072, Sortino Ratio of 0.1556 and Treynor Ratio of 0.3643Our trade recommendations module provides unbiased advice that can be used to complement current average analyst sentiment on Mercantile Bank. Our trade recommendations engine provides an advice for the company potential to grow from the perspective of an investor's risk tolerance and investing horizon. To make sure Mercantile Bank is not overpriced, please verify all Mercantile Bank fundamentals, including its revenue, short ratio, five year return, as well as the relationship between the cash per share and beta . Given that Mercantile Bank has a number of shares shorted of 179.26 K, we recommend you to check Mercantile Bank market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your last-minute risk tolerance and investing horizon.
Mercantile Bank Trading Alerts and Improvement Suggestions
| Mercantile Bank is unlikely to experience financial distress in the next 2 years | |
| Mercantile Bank has a strong financial position based on the latest SEC filings | |
| About 63.0% of the company shares are owned by institutional investors | |
| On 17th of December 2025 Mercantile Bank paid $ 0.38 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: Mercantile Bank Could Be a Great Choice |
Mercantile Bank Returns Distribution Density
The distribution of Mercantile Bank's historical returns is an attempt to chart the uncertainty of Mercantile Bank's future price movements. The chart of the probability distribution of Mercantile Bank daily returns describes the distribution of returns around its average expected value. We use Mercantile Bank price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Mercantile Bank returns is essential to provide solid investment analysis for Mercantile Bank.
| Mean Return | 0.29 | Value At Risk | -1.75 | Potential Upside | 3.78 | Standard Deviation | 1.65 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Mercantile Bank historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Mercantile Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument, such as Mercantile Bank, soars without any apparent reason. This usually happens because many institutional investors are aggressively trading Mercantile Bank back and forth among themselves. Companies that invest excess capital in these types of assets may also be included in this term and can influence corporate governance by exercising voting rights in their investments.
| Shares | Northern Trust Corp | 2025-06-30 | 176.5 K | Jpmorgan Chase & Co | 2025-06-30 | 155.9 K | Millennium Management Llc | 2025-06-30 | 148 K | Hotchkis & Wiley Capital Management Llc | 2025-06-30 | 147.3 K | Proshare Advisors Llc | 2025-06-30 | 138.5 K | Charles Schwab Investment Management Inc | 2025-06-30 | 132.9 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 113.8 K | Aqr Capital Management Llc | 2025-06-30 | 109.5 K | Bridgeway Capital Management, Llc | 2025-06-30 | 107.6 K | Blackrock Inc | 2025-06-30 | 1.5 M | Dimensional Fund Advisors, Inc. | 2025-06-30 | 1.1 M |
Mercantile Bank Cash Flow Accounts
| 2021 | 2022 | 2023 | 2024 | 2025 | 2026 (projected) | ||
| Change In Cash | 349.2M | (878.4M) | 33.8M | 262.5M | 301.8M | 316.9M | |
| Free Cash Flow | 59.0M | 116.8M | 59.9M | 92.6M | 106.5M | 111.8M | |
| Depreciation | 13.7M | 12.9M | 11.5M | 10.5M | 12.1M | 12.7M | |
| Other Non Cash Items | 486K | 17.9M | (8.2M) | 7.6M | 6.8M | 10.8M | |
| Capital Expenditures | 5.6M | 3.0M | 6.7M | 8.5M | 9.8M | 10.3M | |
| Net Income | 59.0M | 61.1M | 82.2M | 79.6M | 91.5M | 96.1M | |
| End Period Cash Flow | 975.2M | 96.8M | 130.5M | 393.0M | 452.0M | 474.6M | |
| Dividends Paid | 18.5M | 19.6M | 21.0M | 22.5M | 25.8M | 27.1M | |
| Investments | (486.2M) | (551.2M) | (249.1M) | (425.4M) | (382.9M) | (363.7M) | |
| Change Receivables | (48K) | (917K) | 1.5M | (6.2M) | (5.5M) | (5.3M) | |
| Net Borrowings | 132.7M | (54.2M) | 159.6M | (80.8M) | (93.0M) | (88.3M) | |
| Change To Netincome | (2.4M) | (5.0M) | 6.6M | 19.7M | 22.7M | 23.8M |
Mercantile Bank Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Mercantile Bank or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Mercantile Bank's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Mercantile stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over Dow Jones | 0.21 | |
β | Beta against Dow Jones | 0.76 | |
σ | Overall volatility | 1.71 | |
Ir | Information ratio | 0.12 |
Mercantile Bank Volatility Alert
Mercantile Bank has relatively low volatility with skewness of 0.63 and kurtosis of 1.99. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Mercantile Bank's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Mercantile Bank's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Mercantile Bank Fundamentals Vs Peers
Comparing Mercantile Bank's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Mercantile Bank's direct or indirect competition across all of the common fundamentals between Mercantile Bank and the related equities. This way, we can detect undervalued stocks with similar characteristics as Mercantile Bank or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Mercantile Bank's fundamental indicators could also be used in its relative valuation, which is a method of valuing Mercantile Bank by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Mercantile Bank to competition |
| Fundamentals | Mercantile Bank | Peer Average |
| Return On Equity | 0.14 | -0.31 |
| Return On Asset | 0.0138 | -0.14 |
| Profit Margin | 0.37 % | (1.27) % |
| Operating Margin | 0.44 % | (5.51) % |
| Current Valuation | 1.19 B | 16.62 B |
| Shares Outstanding | 17.18 M | 571.82 M |
| Shares Owned By Insiders | 3.07 % | 10.09 % |
| Shares Owned By Institutions | 63.02 % | 39.21 % |
| Number Of Shares Shorted | 179.26 K | 4.71 M |
| Price To Earning | 11.94 X | 28.72 X |
| Price To Book | 1.29 X | 9.51 X |
| Price To Sales | 3.93 X | 11.42 X |
| Revenue | 371.8 M | 9.43 B |
| Gross Profit | 238.45 M | 27.38 B |
| EBITDA | 106.5 M | 3.9 B |
| Net Income | 79.59 M | 570.98 M |
| Cash And Equivalents | 284.01 M | 2.7 B |
| Cash Per Share | 17.90 X | 5.01 X |
| Total Debt | 825.88 M | 5.32 B |
| Debt To Equity | 7.70 % | 48.70 % |
| Book Value Per Share | 42.19 X | 1.93 K |
| Cash Flow From Operations | 101.12 M | 971.22 M |
| Short Ratio | 1.60 X | 4.00 X |
| Earnings Per Share | 5.47 X | 3.12 X |
| Price To Earnings To Growth | 2.51 X | 4.89 X |
| Target Price | 57.0 | |
| Number Of Employees | 770 | 18.84 K |
| Beta | 0.9 | -0.15 |
| Market Capitalization | 938.26 M | 19.03 B |
| Total Asset | 6.84 B | 29.47 B |
| Retained Earnings | 399.45 M | 9.33 B |
| Annual Yield | 0.03 % | |
| Five Year Return | 3.38 % |
Note: Acquisition by Sanchez Nelson F of 1007 shares of Mercantile Bank subject to Rule 16b-3 [view details]
Mercantile Bank Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Mercantile . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 2121.55 | |||
| Daily Balance Of Power | (0.34) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 54.15 | |||
| Day Typical Price | 54.11 | |||
| Price Action Indicator | (0.40) | |||
| Period Momentum Indicator | (0.58) |
About Mercantile Bank Buy or Sell Advice
When is the right time to buy or sell Mercantile Bank? Buying financial instruments such as Mercantile Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Mercantile Bank in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Insurance Providers
Companies providing all types of insurance and insurance services. The Insurance Providers theme has 43 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Insurance Providers Theme or any other thematic opportunities.
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Check out Mercantile Bank Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in Mercantile Stock, please use our How to Invest in Mercantile Bank guide.You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.
Will Regional Banks sector continue expanding? Could Mercantile diversify its offerings? Factors like these will boost the valuation of Mercantile Bank. Expected growth trajectory for Mercantile significantly influences the price investors are willing to assign. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Mercantile Bank data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth 0.157 | Dividend Share 1.5 | Earnings Share 5.47 | Revenue Per Share | Quarterly Revenue Growth 0.087 |
Investors evaluate Mercantile Bank using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating Mercantile Bank's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. External factors like market trends, sector rotation, and investor psychology can cause Mercantile Bank's market price to deviate significantly from intrinsic value.
Understanding that Mercantile Bank's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether Mercantile Bank represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. Conversely, Mercantile Bank's market price signifies the transaction level at which participants voluntarily complete trades.