Is Mercantile Bank Stock a Good Investment?
Mercantile Bank Investment Advice | MBWM |
- Examine Mercantile Bank's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Mercantile Bank's leadership team and their track record. Good management can help Mercantile Bank navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Mercantile Bank's business and its evolving consumer preferences.
- Compare Mercantile Bank's performance and market position to its competitors. Analyze how Mercantile Bank is positioned in terms of product offerings, innovation, and market share.
- Check if Mercantile Bank pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Mercantile Bank's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Mercantile Bank stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Mercantile Bank is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Mercantile Bank Stock
Researching Mercantile Bank's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 66.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.34. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Mercantile Bank has Price/Earnings To Growth (PEG) ratio of 2.51. The entity last dividend was issued on the 7th of March 2025. The firm had 105:100 split on the 19th of April 2007.
To determine if Mercantile Bank is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Mercantile Bank's research are outlined below:
| Mercantile Bank is unlikely to experience financial distress in the next 2 years | |
| Mercantile Bank has a poor financial position based on the latest SEC disclosures | |
| About 66.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: Beneficient Reports Results for Third Quarter Fiscal 2025 |
Mercantile Bank uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Mercantile Bank. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Mercantile Bank's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 16th of April 2024 Upcoming Quarterly Report | View | |
| 16th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 21st of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Mercantile Bank's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Mercantile Bank's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2002-01-08 | 2001-12-31 | 0.25 | 0.22 | -0.03 | 12 | ||
2001-01-10 | 2000-12-31 | 0.23 | 0.26 | 0.03 | 13 | ||
2000-07-11 | 2000-06-30 | 0.17 | 0.2 | 0.03 | 17 | ||
2013-01-15 | 2012-12-31 | 0.31 | 0.35 | 0.04 | 12 | ||
2012-10-16 | 2012-09-30 | 0.34 | 0.3 | -0.04 | 11 | ||
2003-04-09 | 2003-03-31 | 0.29 | 0.33 | 0.04 | 13 | ||
2001-07-11 | 2001-06-30 | 0.23 | 0.19 | -0.04 | 17 | ||
2015-10-20 | 2015-09-30 | 0.4 | 0.45 | 0.05 | 12 |
Know Mercantile Bank's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Mercantile Bank is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Mercantile Bank backward and forwards among themselves. Mercantile Bank's institutional investor refers to the entity that pools money to purchase Mercantile Bank's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Charles Schwab Investment Management Inc | 2024-12-31 | 190 K | Northern Trust Corp | 2024-09-30 | 180 K | Proshare Advisors Llc | 2024-09-30 | 165.4 K | Jpmorgan Chase & Co | 2024-09-30 | 164.7 K | Goldman Sachs Group Inc | 2024-09-30 | 113.7 K | Mercer Global Advisors Inc. | 2024-09-30 | 112.4 K | Segall Bryant & Hamill | 2024-09-30 | 110.5 K | Morgan Stanley - Brokerage Accounts | 2024-09-30 | 105.8 K | Bridgeway Capital Management, Llc | 2024-09-30 | 100.1 K | Blackrock Inc | 2024-09-30 | 1.6 M | Dimensional Fund Advisors, Inc. | 2024-09-30 | 1.1 M |
Mercantile Bank's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 785.2 M.Market Cap |
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Mercantile Bank's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.03 | 0.03 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.14 | 0.15 |
Determining Mercantile Bank's profitability involves analyzing its financial statements and using various financial metrics to determine if Mercantile Bank is a good buy. For example, gross profit margin measures Mercantile Bank's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Mercantile Bank's profitability and make more informed investment decisions.
Evaluate Mercantile Bank's management efficiency
Mercantile Bank has return on total asset (ROA) of 0.014 % which means that it generated a profit of $0.014 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1438 %, meaning that it created $0.1438 on every $100 dollars invested by stockholders. Mercantile Bank's management efficiency ratios could be used to measure how well Mercantile Bank manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Mercantile Bank's Return On Tangible Assets are very stable compared to the past year. As of the 16th of February 2025, Return On Assets is likely to grow to 0.01, while Return On Capital Employed is likely to drop 0.03. At this time, Mercantile Bank's Total Assets are very stable compared to the past year. As of the 16th of February 2025, Other Assets is likely to grow to about 12.2 M, while Non Current Assets Total are likely to drop about 3.9 B.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 29.34 | 15.32 | |
| Tangible Book Value Per Share | 26.56 | 14.25 | |
| Enterprise Value Over EBITDA | 11.31 | 10.47 | |
| Price Book Value Ratio | 1.42 | 1.32 | |
| Enterprise Value Multiple | 11.31 | 10.47 | |
| Price Fair Value | 1.42 | 1.32 | |
| Enterprise Value | 1 B | 1.1 B |
Effective management at Mercantile Bank has been a driving force behind its market achievements. We assess the correlation between management practices and financial success to determine the stock's value.
Basic technical analysis of Mercantile Stock
As of the 16th of February 2025, Mercantile Bank secures the Risk Adjusted Performance of 0.0191, mean deviation of 1.5, and Downside Deviation of 1.96. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Mercantile Bank, as well as the relationship between them. Please verify Mercantile Bank variance, value at risk, as well as the relationship between the Value At Risk and skewness to decide if Mercantile Bank is priced some-what accurately, providing market reflects its recent price of 48.63 per share. Given that Mercantile Bank has jensen alpha of 0.0245, we recommend you to check Mercantile Bank's last-minute market performance to make sure the company can sustain itself at a future point.Mercantile Bank's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Mercantile Bank insiders, such as employees or executives, is commonly permitted as long as it does not rely on Mercantile Bank's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Mercantile Bank insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Mercantile Bank's Outstanding Corporate Bonds
Mercantile Bank issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Mercantile Bank uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Mercantile bonds can be classified according to their maturity, which is the date when Mercantile Bank has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 4875 Corp BondUS55336VAJ98 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| US58733RAF91 Corp BondUS58733RAF91 | View | |
| US58733RAE27 Corp BondUS58733RAE27 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
Understand Mercantile Bank's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Mercantile Bank's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0191 | |||
| Market Risk Adjusted Performance | 0.0335 | |||
| Mean Deviation | 1.5 | |||
| Semi Deviation | 1.92 | |||
| Downside Deviation | 1.96 | |||
| Coefficient Of Variation | 5606.38 | |||
| Standard Deviation | 2.0 | |||
| Variance | 4.01 | |||
| Information Ratio | 0.0123 | |||
| Jensen Alpha | 0.0245 | |||
| Total Risk Alpha | 0.0226 | |||
| Sortino Ratio | 0.0126 | |||
| Treynor Ratio | 0.0235 | |||
| Maximum Drawdown | 10.79 | |||
| Value At Risk | (2.72) | |||
| Potential Upside | 3.76 | |||
| Downside Variance | 3.82 | |||
| Semi Variance | 3.67 | |||
| Expected Short fall | (1.58) | |||
| Skewness | 0.0331 | |||
| Kurtosis | 1.3 |
| Risk Adjusted Performance | 0.0191 | |||
| Market Risk Adjusted Performance | 0.0335 | |||
| Mean Deviation | 1.5 | |||
| Semi Deviation | 1.92 | |||
| Downside Deviation | 1.96 | |||
| Coefficient Of Variation | 5606.38 | |||
| Standard Deviation | 2.0 | |||
| Variance | 4.01 | |||
| Information Ratio | 0.0123 | |||
| Jensen Alpha | 0.0245 | |||
| Total Risk Alpha | 0.0226 | |||
| Sortino Ratio | 0.0126 | |||
| Treynor Ratio | 0.0235 | |||
| Maximum Drawdown | 10.79 | |||
| Value At Risk | (2.72) | |||
| Potential Upside | 3.76 | |||
| Downside Variance | 3.82 | |||
| Semi Variance | 3.67 | |||
| Expected Short fall | (1.58) | |||
| Skewness | 0.0331 | |||
| Kurtosis | 1.3 |
Consider Mercantile Bank's intraday indicators
Mercantile Bank intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Mercantile Bank stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Mercantile Bank Corporate Filings
F4 | 12th of February 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 6th of February 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F3 | 10th of January 2025 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
13A | 12th of November 2024 An amended filing to the original Schedule 13G | ViewVerify |
Mercantile Stock media impact
Far too much social signal, news, headlines, and media speculation about Mercantile Bank that are available to investors today. That information is available publicly through Mercantile media outlets and privately through word of mouth or via Mercantile internal channels. However, regardless of the origin, that massive amount of Mercantile data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of Mercantile Bank news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Mercantile Bank relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Mercantile Bank's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Mercantile Bank alpha.
Mercantile Bank Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Mercantile Bank can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Mercantile Bank Corporate Management
| John Schulte | Senior Bank | Profile | |
| Justin Karl | Executive Bank | Profile | |
| Tara Randall | Executive Officer | Profile | |
| David Miller | Senior Bank | Profile | |
| Douglas Ouellette | Senior Bank | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Mercantile Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in housing. To learn how to invest in Mercantile Stock, please use our How to Invest in Mercantile Bank guide.You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Mercantile Bank. If investors know Mercantile will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Mercantile Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.02) | Dividend Share 1.42 | Earnings Share 4.93 | Revenue Per Share | Quarterly Revenue Growth 0.034 |
The market value of Mercantile Bank is measured differently than its book value, which is the value of Mercantile that is recorded on the company's balance sheet. Investors also form their own opinion of Mercantile Bank's value that differs from its market value or its book value, called intrinsic value, which is Mercantile Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Mercantile Bank's market value can be influenced by many factors that don't directly affect Mercantile Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Mercantile Bank's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Mercantile Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Mercantile Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.