Regional Management EBITDA vs. Earnings Per Share
| RM Stock | USD 30.84 0.12 0.39% |
EBITDA | First Reported 2010-12-31 | Previous Quarter 102.9 M | Current Value 76.5 M | Quarterly Volatility 32.7 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.67 | 0.601 |
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| Net Profit Margin | 0.0275 | 0.0289 |
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| Operating Profit Margin | 0.12 | 0.1289 |
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| Pretax Profit Margin | 0.0358 | 0.0377 |
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| Return On Assets | 0.0084 | 0.0089 |
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| Return On Equity | 0.047 | 0.0495 |
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For Regional Management profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Regional Management to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Regional Management Corp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Regional Management's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Regional Management Corp over time as well as its relative position and ranking within its peers.
Regional |
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Regional Management. If investors know Regional will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Regional Management listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.17) | Dividend Share 1.2 | Earnings Share 2.37 | Revenue Per Share 58.139 | Quarterly Revenue Growth 0.036 |
The market value of Regional Management Corp is measured differently than its book value, which is the value of Regional that is recorded on the company's balance sheet. Investors also form their own opinion of Regional Management's value that differs from its market value or its book value, called intrinsic value, which is Regional Management's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Regional Management's market value can be influenced by many factors that don't directly affect Regional Management's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Regional Management's value and its price as these two are different measures arrived at by different means. Investors typically determine if Regional Management is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Regional Management's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
Regional Management Corp Earnings Per Share vs. EBITDA Fundamental Analysis
Comparative valuation techniques use various fundamental indicators to help in determining Regional Management's current stock value. Our valuation model uses many indicators to compare Regional Management value to that of its competitors to determine the firm's financial worth. Regional Management Corp is rated fifth in ebitda category among its peers. It also is rated fifth in earnings per share category among its peers . The ratio of EBITDA to Earnings Per Share for Regional Management Corp is about 43,409,283 . At this time, Regional Management's EBITDA is very stable compared to the past year. Comparative valuation analysis is a catch-all technique that is used if you cannot value Regional Management by discounting back its dividends or cash flows. It compares the stock's price multiples to nearest competition to determine if the stock is relatively undervalued or overvalued.Regional Earnings Per Share vs. EBITDA
EBITDA stands for earnings before interest, taxes, depreciation, and amortization. It is a measure of a company operating cash flow based on data from the company income statement and is a very good way to compare companies within industries or across different sectors. However, unlike Operating Cash Flow, EBITDA does not include the effects of changes in working capital.
Regional Management |
| = | 102.88 M |
In a nutshell, EBITDA is calculated by adding back each of the excluded items to the post-tax profit, and can be used to compare companies with very different capital structures.
Earnings per Share (EPS) denotes the portion of a company's earnings that is allocated to each share of common stock. To calculate Earnings per Share investors will need to take a company's net income, subtract any dividends for preferred stock, and divide it by the number of average outstanding shares. EPS is usually presented in two different ways: basic and diluted. Fully diluted Earnings per Share takes into account effects of warrants, options, and convertible securities and is generally viewed by analysts as a more accurate measure.
Regional Management |
| = | 2.37 X |
Earnings per Share is one of the most critical measures of the firm's current share price and is used by investors to determine the overall company profitability, especially when compared to the EPS of similar companies.
Regional Earnings Per Share Comparison
Regional Management is currently under evaluation in earnings per share category among its peers.
Regional Management Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Regional Management, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Regional Management will eventually generate negative long term returns. The profitability progress is the general direction of Regional Management's change in net profit over the period of time. It can combine multiple indicators of Regional Management, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -372 K | -390.6 K | |
| Operating Income | 71.1 M | 65.3 M | |
| Income Before Tax | 20.8 M | 19.7 M | |
| Total Other Income Expense Net | -50.3 M | -52.8 M | |
| Net Income | 16 M | 15.2 M | |
| Income Tax Expense | 4.8 M | 4.6 M | |
| Net Income Applicable To Common Shares | 58.9 M | 36.4 M | |
| Net Income From Continuing Ops | 16 M | 15.2 M | |
| Interest Income | 489.7 M | 254.5 M | |
| Net Interest Income | 422.2 M | 335.7 M | |
| Non Operating Income Net Other | -667.8 K | -701.2 K | |
| Change To Netincome | 230.9 M | 242.5 M | |
| Net Income Per Share | 1.70 | 2.27 | |
| Income Quality | 15.61 | 16.39 | |
| Net Income Per E B T | 0.77 | 0.56 |
Regional Profitability Driver Comparison
Profitability drivers are factors that can directly affect your investment outlook on Regional Management. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of Regional Management position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the Regional Management's important profitability drivers and their relationship over time.
Use Regional Management in pair-trading
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Regional Management position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Regional Management will appreciate offsetting losses from the drop in the long position's value.Regional Management Pair Trading
Regional Management Corp Pair Trading Analysis
The ability to find closely correlated positions to Regional Management could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Regional Management when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Regional Management - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Regional Management Corp to buy it.
The correlation of Regional Management is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Regional Management moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Regional Management Corp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Regional Management can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Use Investing Themes to Complement your Regional Management position
In addition to having Regional Management in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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To fully project Regional Management's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of Regional Management Corp at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include Regional Management's income statement, its balance sheet, and the statement of cash flows.