Lendingclub Corp Stock Analysis
LC Stock | USD 14.28 2.55 15.15% |
LendingClub Corp is undervalued with Real Value of 15.62 and Target Price of 18.65. The main objective of LendingClub Corp stock analysis is to determine its intrinsic value, which is an estimate of what LendingClub Corp is worth, separate from its market price. There are two main types of LendingClub Corp's stock analysis: fundamental analysis and technical analysis.
The LendingClub Corp stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and LendingClub Corp's ongoing operational relationships across important fundamental and technical indicators.
LendingClub |
LendingClub Stock Analysis Notes
About 76.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.22. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. LendingClub Corp last dividend was issued on the 8th of July 2019. The entity had 1:5 split on the 8th of July 2019. LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California. Lendingclub Corp operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 1384 people. To find out more about LendingClub Corp contact Joel Schipper at 415 632 5600 or learn more at https://www.lendingclub.com.LendingClub Corp Investment Alerts
Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. LendingClub Corp's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding LendingClub Corp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
LendingClub Corp had very high historical volatility over the last 90 days | |
LendingClub Corp is unlikely to experience financial distress in the next 2 years | |
LendingClub Corp reports about 1.03 B in cash with (1.14 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.07. | |
LendingClub Corp has a poor financial position based on the latest SEC disclosures | |
Over 76.0% of the company shares are owned by institutional investors | |
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LendingClub Corp Upcoming and Recent Events
Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to LendingClub Corp previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
30th of January 2024 Upcoming Quarterly Report | View | |
24th of April 2024 Next Financial Report | View | |
31st of December 2023 Next Fiscal Quarter End | View | |
30th of January 2024 Next Fiscal Year End | View | |
30th of September 2023 Last Quarter Report | View | |
31st of December 2022 Last Financial Announcement | View |
LendingClub Largest EPS Surprises
Earnings surprises can significantly impact LendingClub Corp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
---|---|---|---|---|---|---|---|
2025-01-28 | 2024-12-31 | 0.09 | 0.08 | -0.01 | 11 | ||
2023-10-25 | 2023-09-30 | 0.04 | 0.05 | 0.01 | 25 | ||
2017-08-07 | 2017-06-30 | -0.07 | -0.05 | 0.02 | 28 |
LendingClub Corp Environmental, Social, and Governance (ESG) Scores
LendingClub Corp's ESG score is a quantitative measure that evaluates LendingClub Corp's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of LendingClub Corp's operations that may have significant financial implications and affect LendingClub Corp's stock price as well as guide investors towards more socially responsible investments.
LendingClub Corp Thematic Classifications
In addition to having LendingClub Corp stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Aggressive DefenceSmall capitalization, high growth potential companies | ||
BankingUSA Equities from Banking industry as classified by Fama & French |
LendingClub Stock Institutional Investors
Shares | Rhino Investment Partners, Inc. | 2024-09-30 | 1.7 M | American Century Companies Inc | 2024-09-30 | 1.7 M | Point72 Asset Management, L.p. | 2024-09-30 | 1.5 M | Assenagon Asset Management Sa | 2024-09-30 | 1.5 M | Rima Management, Llc | 2024-09-30 | 1.5 M | Harspring Capital Management Llc | 2024-09-30 | 1.2 M | Driehaus Capital Management Llc | 2024-09-30 | 1.1 M | Jpmorgan Chase & Co | 2024-09-30 | 998.1 K | Northern Trust Corp | 2024-09-30 | 989.4 K | Vanguard Group Inc | 2024-09-30 | 12.1 M | Blackrock Inc | 2024-09-30 | 8.8 M |
LendingClub Market Capitalization
The company currently falls under 'Mid-Cap' category with a market capitalization of 1.63 B.LendingClub Profitablity
The company has Net Profit Margin (PM) of 0.05 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.06 %, which signifies that for every $100 of sales, it has a net operating income of $0.06.Last Reported | Projected for Next Year | ||
Return On Capital Employed | 0.01 | 0.01 | |
Return On Equity | 0.04 | 0.04 |
Management Efficiency
The current year's Return On Tangible Assets is expected to grow to 0. The current year's Return On Capital Employed is expected to grow to 0.01. At present, LendingClub Corp's Other Assets are projected to decrease significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 2.9 B, whereas Total Assets are forecasted to decline to about 4.2 B. LendingClub Corp's management efficiency ratios could be used to measure how well LendingClub Corp manages its routine affairs as well as how well it operates its assets and liabilities.Last Reported | Projected for Next Year | ||
Book Value Per Share | 13.27 | 15.33 | |
Tangible Book Value Per Share | 12.34 | 13.92 | |
Enterprise Value Over EBITDA | (2.66) | (2.52) | |
Price Book Value Ratio | 0.68 | 0.72 | |
Enterprise Value Multiple | (2.66) | (2.52) | |
Price Fair Value | 0.68 | 0.72 | |
Enterprise Value | -284.4 M | -270.2 M |
LendingClub Corp showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Technical Drivers
As of the 30th of January, LendingClub Corp secures the Mean Deviation of 2.56, downside deviation of 2.85, and Risk Adjusted Performance of 0.1333. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of LendingClub Corp, as well as the relationship between them.LendingClub Corp Price Movement Analysis
The output start index for this execution was twenty-nine with a total number of output elements of thirty-two. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. LendingClub Corp middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for LendingClub Corp. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
LendingClub Corp Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific LendingClub Corp insiders, such as employees or executives, is commonly permitted as long as it does not rely on LendingClub Corp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases LendingClub Corp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
LendingClub Corp Outstanding Bonds
LendingClub Corp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. LendingClub Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most LendingClub bonds can be classified according to their maturity, which is the date when LendingClub Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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US52603BAD91 Corp BondUS52603BAD91 | View |
LendingClub Corp Predictive Daily Indicators
LendingClub Corp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of LendingClub Corp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Accumulation Distribution | 125741.0 | |||
Daily Balance Of Power | (4.72) | |||
Rate Of Daily Change | 0.85 | |||
Day Median Price | 14.48 | |||
Day Typical Price | 14.41 | |||
Price Action Indicator | (1.48) | |||
Period Momentum Indicator | (2.55) |
LendingClub Corp Corporate Filings
8K | 28th of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 3rd of January 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 6th of December 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 27th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 12th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 8th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 7th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
13A | 31st of October 2024 The form used by investors holding more than 5% of a company's stock, to report their beneficial ownership pursuant to Rule 13d-1 or Rule 13d-2 under the Securities Exchange Act of 1934 | ViewVerify |
LendingClub Corp Forecast Models
LendingClub Corp's time-series forecasting models are one of many LendingClub Corp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary LendingClub Corp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About LendingClub Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how LendingClub Corp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling LendingClub shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as LendingClub Corp. By using and applying LendingClub Stock analysis, traders can create a robust methodology for identifying LendingClub entry and exit points for their positions.
Last Reported | Projected for Next Year | ||
Pretax Profit Margin | 0.06 | 0.06 | |
Operating Profit Margin | 0.06 | 0.06 | |
Net Profit Margin | 0.04 | 0.04 | |
Gross Profit Margin | 0.01 | 0.01 |
Current LendingClub Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. LendingClub analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. LendingClub analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target Price | Advice | # of Analysts | |
18.65 | Strong Buy | 10 | Odds |
Most LendingClub analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand LendingClub stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of LendingClub Corp, talking to its executives and customers, or listening to LendingClub conference calls.
LendingClub Stock Analysis Indicators
LendingClub Corp stock analysis indicators help investors evaluate how LendingClub Corp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading LendingClub Corp shares will generate the highest return on investment. By understating and applying LendingClub Corp stock analysis, traders can identify LendingClub Corp position entry and exit signals to maximize returns.
Begin Period Cash Flow | 1.1 B | |
Long Term Debt | 19.4 M | |
Common Stock Shares Outstanding | 108.5 M | |
Total Stockholder Equity | 1.3 B | |
Tax Provision | 15.7 M | |
Quarterly Earnings Growth Y O Y | 1.81 | |
Property Plant And Equipment Net | 188.1 M | |
Cash And Short Term Investments | 2.9 B | |
Cash | 1.3 B | |
Accounts Payable | 54.6 M | |
Net Debt | -1.2 B | |
50 Day M A | 16.254 | |
Total Current Liabilities | 91.4 M | |
Other Operating Expenses | 1.1 B | |
Non Current Assets Total | 3 B | |
Forward Price Earnings | 16.9779 | |
Non Currrent Assets Other | -1.9 B | |
Stock Based Compensation | 52.4 M |
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When running LendingClub Corp's price analysis, check to measure LendingClub Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LendingClub Corp is operating at the current time. Most of LendingClub Corp's value examination focuses on studying past and present price action to predict the probability of LendingClub Corp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LendingClub Corp's price. Additionally, you may evaluate how the addition of LendingClub Corp to your portfolios can decrease your overall portfolio volatility.
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