First Bancorp Valuation
| FNLC Stock | USD 28.60 0.55 1.96% |
At this time, the firm appears to be fairly valued. First Bancorp shows a prevailing Real Value of $28.37 per share. The current price of the firm is $28.6. Our model computes the value of First Bancorp from reviewing the firm fundamentals such as Current Valuation of 411.67 M, shares outstanding of 11.15 M, and Profit Margin of 0.34 % as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting First Bancorp's valuation include:
Price Book 1.2364 | Enterprise Value 411.7 M | Price Sales 4.0005 | Trailing PE 11.7857 | Enterprise Value Revenue 5.2724 |
Fairly Valued
Today
Please note that First Bancorp's price fluctuation is very steady at this time. Calculation of the real value of First Bancorp is based on 3 months time horizon. Increasing First Bancorp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since First Bancorp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Stock. However, First Bancorp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 28.6 | Real 28.37 | Hype 28.64 | Naive 27.88 |
The real value of First Stock, also known as its intrinsic value, is the underlying worth of First Bancorp Company, which is reflected in its stock price. It is based on First Bancorp's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of First Bancorp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of First Bancorp helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Bancorp more accurately as focusing exclusively on First Bancorp's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use First Bancorp's intrinsic value based on its ongoing forecasts of First Bancorp's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against First Bancorp's closest peers. If more than one evaluation category is relevant for First Bancorp we suggest using both methods to arrive at a better estimate.
First Bancorp Cash |
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First Valuation Trend
Comparing First Bancorp's enterprise value against its market capitalization is a good way to estimate the value of First Bancorp uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
First Revenue by Product
First Bancorp Total Value Analysis
First Bancorp is currently expected to have valuation of 411.67 M with market capitalization of 312.81 M, debt of 20.08 M, and cash on hands of 99.19 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the First Bancorp fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
411.67 M | 312.81 M | 20.08 M | 99.19 M |
First Bancorp Investor Information
About 51.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.24. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Bancorp last dividend was issued on the 8th of October 2024. The entity had 3:1 split on the 2nd of June 2004. Based on the analysis of First Bancorp's profitability, liquidity, and operating efficiency, First Bancorp is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.41 | 0.4284 |
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| Operating Income | 2.6 M | 2.7 M |
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First Bancorp Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of First indicates not a very effective usage of assets in November.First Bancorp Ownership Allocation
The market capitalization of First Bancorp is $312.81 Million. Over half of First Bancorp's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.First Bancorp Profitability Analysis
The company reported the previous year's revenue of 128.17 M. Net Income was 29.52 M with profit before overhead, payroll, taxes, and interest of 91.29 M.First Bancorp Past Distributions to stockholders
| 18th of October 2024 | ||
| 19th of July 2024 | ||
| 19th of April 2024 | ||
| 19th of January 2024 | ||
| 20th of October 2023 | ||
| 20th of July 2023 | ||
| 20th of April 2023 | ||
| 20th of January 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates First Bancorp's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in First Bancorp and how it compares across the competition.
About First Bancorp Valuation
The stock valuation mechanism determines First Bancorp's current worth on a weekly basis. Our valuation model uses a comparative analysis of First Bancorp. We calculate exposure to First Bancorp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of First Bancorp's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 128.2 M | 134.6 M | |
| Pretax Profit Margin | 0.44 | 0.80 | |
| Operating Profit Margin | 0.43 | 0.41 | |
| Net Profit Margin | 0.37 | 0.58 | |
| Gross Profit Margin | (492.61) | (517.25) |
First Bancorp Quarterly Retained Earnings |
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A single share of First Bancorp represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
First Bancorp Dividends Analysis For Valuation
The current year's Dividend Paid And Capex Coverage Ratio is expected to grow to 2.41, whereas Dividends Paid is forecasted to decline to about 7.8 M. . At present, First Bancorp's Earnings Yield is projected to slightly decrease based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 14.47, whereas Retained Earnings Total Equity is forecasted to decline to about 136.3 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 15.4 M | 7.8 M | |
| Dividend Yield | 0.05 | 0.03 | |
| Dividend Payout Ratio | 0.52 | 0.36 | |
| Dividend Paid And Capex Coverage Ratio | 2.02 | 2.41 |
There are various types of dividends First Bancorp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Bancorp by the value of the dividends paid out.
First Bancorp Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 11.1 M | |
| Quarterly Earnings Growth Y O Y | 0.015 |
First Bancorp Current Valuation Indicators
Valuation refers to the process of determining the present value of First Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value First we look at many different elements of the entity such as First's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as First Bancorp, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use First Bancorp's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes First Bancorp's worth.Complementary Tools for First Stock analysis
When running First Bancorp's price analysis, check to measure First Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Bancorp is operating at the current time. Most of First Bancorp's value examination focuses on studying past and present price action to predict the probability of First Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Bancorp's price. Additionally, you may evaluate how the addition of First Bancorp to your portfolios can decrease your overall portfolio volatility.
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