Amalgamated Bank Valuation
| AMAL Stock | USD 36.51 0.49 1.36% |
At this time, the firm appears to be overvalued. Amalgamated Bank shows a prevailing Real Value of $28.95 per share. The current price of the firm is $36.51. Our model approximates the value of Amalgamated Bank from analyzing the firm fundamentals such as profit margin of 0.35 %, and Return On Equity of 0.17 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Amalgamated Bank's valuation include:
Price Book 1.6037 | Enterprise Value 986.5 M | Price Sales 3.6951 | Trailing PE 10.7699 | Enterprise Value Revenue 3.65 |
Overvalued
Today
Please note that Amalgamated Bank's price fluctuation is very steady at this time. Calculation of the real value of Amalgamated Bank is based on 3 months time horizon. Increasing Amalgamated Bank's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Amalgamated stock is determined by what a typical buyer is willing to pay for full or partial control of Amalgamated Bank. Since Amalgamated Bank is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Amalgamated Stock. However, Amalgamated Bank's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 36.51 | Real 28.95 | Target 22.67 | Hype 36.54 | Naive 36.23 |
The intrinsic value of Amalgamated Bank's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Amalgamated Bank's stock price.
Estimating the potential upside or downside of Amalgamated Bank helps investors to forecast how Amalgamated stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Amalgamated Bank more accurately as focusing exclusively on Amalgamated Bank's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Amalgamated Bank's intrinsic value based on its ongoing forecasts of Amalgamated Bank's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Amalgamated Bank's closest peers.
Amalgamated Bank Cash |
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Amalgamated Valuation Trend
Knowing Amalgamated Bank's actual value is paramount for traders when making sound investment determinations. Using both Amalgamated Bank's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Amalgamated Bank Total Value Analysis
Amalgamated Bank is presently forecasted to have valuation of 986.51 M with market capitalization of 1.12 B, debt of 335.57 M, and cash on hands of 259.06 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Amalgamated Bank fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
986.51 M | 1.12 B | 335.57 M | 259.06 M |
Amalgamated Bank Investor Information
About 40.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.6. Some equities with similar Price to Book (P/B) outperform the market in the long run. Amalgamated Bank last dividend was issued on the 5th of November 2024. The entity had 20:1 split on the 30th of July 2018. Based on the analysis of Amalgamated Bank's profitability, liquidity, and operating efficiency, Amalgamated Bank is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in December.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 75.3 M | 117.2 M |
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Amalgamated Bank Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Amalgamated Bank has an asset utilization ratio of 3.44 percent. This suggests that the Company is making $0.0344 for each dollar of assets. An increasing asset utilization means that Amalgamated Bank is more efficient with each dollar of assets it utilizes for everyday operations.Amalgamated Bank Ownership Allocation
Amalgamated Bank holds a total of 30.67 Million outstanding shares. Over half of Amalgamated Bank's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.Amalgamated Bank Profitability Analysis
The company reported the previous year's revenue of 274.58 M. Net Income was 87.98 M with profit before overhead, payroll, taxes, and interest of 248.74 M.Amalgamated Bank Past Distributions to stockholders
About Amalgamated Bank Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Amalgamated Bank. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Amalgamated Bank based exclusively on its fundamental and basic technical indicators. By analyzing Amalgamated Bank's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Amalgamated Bank's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Amalgamated Bank. We calculate exposure to Amalgamated Bank's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Amalgamated Bank's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 274.6 M | 195 M | |
| Pretax Profit Margin | 0.45 | 0.48 | |
| Operating Profit Margin | 0.43 | 0.45 | |
| Net Profit Margin | 0.32 | 0.34 | |
| Gross Profit Margin | 0.77 | 0.64 |
Amalgamated Bank Quarterly Retained Earnings |
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A single share of Amalgamated Bank represents a small ownership stake in the entity. As a stockholder of Amalgamated, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Amalgamated Bank Dividends Analysis For Valuation
The value of Dividends Paid is estimated to slide to about 7.5 M. The value of Dividend Yield is estimated to slide to 0.01. At this time, Amalgamated Bank's Earnings Yield is quite stable compared to the past year. Price Earnings To Growth Ratio is expected to rise to 1.08 this year, although the value of Retained Earnings will most likely fall to about 235.3 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 12.3 M | 7.5 M | |
| Dividend Yield | 0.01 | 0.01 | |
| Dividend Payout Ratio | 0.14 | 0.11 | |
| Dividend Paid And Capex Coverage Ratio | 8.49 | 6.10 |
There are various types of dividends Amalgamated Bank can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Amalgamated shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Amalgamated Bank directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Amalgamated pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Amalgamated Bank by the value of the dividends paid out.
Amalgamated Bank Growth Indicators
Investing in growth stocks can be very risky. If the company such as Amalgamated Bank does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 30.8 M | |
| Quarterly Earnings Growth Y O Y | 0.233 |
Amalgamated Bank Current Valuation Indicators
Amalgamated Bank's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Amalgamated Bank's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Amalgamated Bank, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Amalgamated Bank's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Amalgamated Bank's worth.When determining whether Amalgamated Bank is a strong investment it is important to analyze Amalgamated Bank's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Amalgamated Bank's future performance. For an informed investment choice regarding Amalgamated Stock, refer to the following important reports: Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Amalgamated Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation. For more information on how to buy Amalgamated Stock please use our How to buy in Amalgamated Stock guide.You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Amalgamated Bank. If investors know Amalgamated will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Amalgamated Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.233 | Dividend Share 0.44 | Earnings Share 3.39 | Revenue Per Share 9.928 | Quarterly Revenue Growth 0.156 |
The market value of Amalgamated Bank is measured differently than its book value, which is the value of Amalgamated that is recorded on the company's balance sheet. Investors also form their own opinion of Amalgamated Bank's value that differs from its market value or its book value, called intrinsic value, which is Amalgamated Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Amalgamated Bank's market value can be influenced by many factors that don't directly affect Amalgamated Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Amalgamated Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Amalgamated Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Amalgamated Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.